Financially Naked

On this episode of Financially Naked: Stories from The Financial Gym, Mike Poulin and Kylie Lipinski, two DC-Based Level Two Certified Financial Trainers, are here to Gymsplain couples' finances. In addition to working as Financial Trainers, they are both married but manage the finances in their relationships differently. Kylie and Mike discuss communication, logistics, and options for managing your money as a couple.  For more details check our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances as a couple, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com  Meet The Trainers Meet Mike Poulin, Level 2 Certified Financial Trainer Meet Kylie Lipinski, Level 2 Certified Financial Trainer 

On this episode of Financially Naked: Stories from The Financial Gym, our host is Joy Liu, Level 2 Certified Financial Trainer and Head of Marketing. She is joined by her client Chatoya. Joy and Chatoya weren't paired together initially, but through some happy coincidences, they became BFFs (Best Financial Friends). Chatoya is here to share about a big financial win and celebrate with Joy and the community.  For more details check out our show notes here! Meet The Trainer Meet Joy Liu, Certified Financial Trainer & Head of Marketing    Schedule a Free Warm-Up Call Today Learn about Trainer-on-Demand 

On this episode of Financially Naked: Stories from The Financial Gym, our host is Rachel Adaline, HR Manager at The Financial Gym, and she is joined by Kadri, Level 3 Certified Financial Trainer. The Gym has a Diversity, Equity, Inclusion, & Belonging Program. To share more of that internal program with the community, the last episode of each month on the show will be dedicated to a financial topic with a DEIB twist. Right behind housing, food is the most significant line item in most people’s budgets. Food and finances are intertwined, and today Rachel and Kadri get into the details.   Trigger warning: Discussions about eating disorders, weight and weight loss.  Helpline: nationaleatingdisorders.org Phone: 1-800-931-2237 For more details visit our show notes here!   Resources Mentioned:  Nike Netflix Training Club  The Menu Film MyFitnessPal App  Factor 75 HelloFresh Recipes on Pinterest  CoPilot  nationaleatingdisorders.org Phone: 1-800-931-2237  Meet The Trainer Meet Kadri Augustin, Level 3 Financial Trainer   

On this episode of Financially Naked: Stories from The Financial Gym, our host is Genar Mendez, Level 2 Certified Financial Trainer. Juan Valeriano, a fellow Trainer, joins us today to discuss something that touches our daily lives, inflation. Many folks have felt the impact of inflation recently, so Genar and Juan talk about what it is, what causes it, and how you can protect your finances to combat it.  For more info click here for our show notes. Meet The Trainers Meet Juan Valeriano, Level 2 Certified Financial Trainer Meet Genar Mendez, Level 2 Certified Financial Trainer 

On this episode of Financially Naked: Stories from The Financial Gym, two Certified Financial Trainers, Garrett, and Genar, are here to talk about how to get organized for the new year! From financial tasks to taking care of your mental health, each tip will help set you up for long-term success in 2023.  For more details, check out our show notes!   Meet The Trainers Meet Garrett Faulconor, Level 3 Certified Financial Trainer Meet Genar Mendez, Level 2 Certified Financial Trainer

On this episode of Financially Naked: Stories from The Financial Gym, our host is Jazmin Higgins, a California-based Certified Financial Trainer. Joining her today is Jaliyah, owner of Jaliyah Kreationz, which carries budget journals. Jaliyah comes from a family of entrepreneurs and helps people with their budgets on TikTok live, which is where Jazmin first met her. She’s here to talk about how she learned how to budget at a young age and how she uses her knowledge to help people with their money every day.  For more details, check out our show notes here!   Connect with Jaliyah  Emails: Contact  Instagram: @jaliyah.kreationz  TikTok: @jaliyah.kreationz Website: Jaliyah.Kreationz    Meet The Trainer Meet Jazmin Higgins, Level 2 Certified Financial Trainer 

Rachel Adaline, our Human Resources Manager, continues chatting with the team to review how the year went, what they learned, what they worked on, what didn't work out and what they are hoping for 2023!  For more details, check out our show notes here! To learn more about our team, click here.

Rachel Adaline, our Human Resources Manager, chats with the team to review how the year went, what they learned, what they worked on, what didn't work out and what they are hoping for 2023!  For more details, check out our show notes here! To learn more about our team, click here.

On this episode of Financially Naked: Stories from The Financial Gym, three Certified Financial Trainers, Mike, Kadri, & Garrett are here to gymplain interest rates. Interest rates directly affect our everyday lives, how we spend, how we save, and how we invest. Knowing how interest impacts your finances can be a powerful tool for planning ahead.  Podcast Notes According to Investopedia, “The interest rate is the amount a lender charges a borrower and is a percentage of the principal—the amount loaned.” “An interest rate can also apply to the amount earned at a bank or credit union from a savings account." Interest rates are set by the Federal Reserve. It’s a lever they can pull to help guide the economy in the direction they want it to go.  In 2020, we saw interest rates lowered. Now we’re seeing the pendulum swing the other way. The goal right now is to slow down inflation.  Interest rates affect the economy and our everyday lives.  There are different types of interest rates, fixed and adjustable. Knowing what kind of debt you’re taking on is important.  An adjustable interest rate means it will fluctuate. With a mortgage, it will be on a schedule.  Unsecured debt, like credit cards often have adjustable interest rates. If you pay in full every month, this doesn’t affect you. If you carry a balance, these rates are important.  Interest is not just for debt, it applies to savings accounts as well.  High Yield Savings Account rates have been steadily increasing over the last few months.  Recent shifts in client behavior:  Some clients who have been procrastinating have finally been opening HYSA’s and taking advantage of the great interest rates.  Home renovations have slowed down, leading to less refinancing.  There has been a slowdown in folks wanting to purchase a home.  If you’re not sure what your interest rate is, that information is on your credit card statement, on one of the last pages.  Congress controls the purse strings and the decisions we make as a country directly affect our money and our day-to-day lives.   At the end of the day, financial literacy is key. The most important thing you can do is look at your assets and what’s available to you. Understand what products and accounts you’re using and use them to accomplish your financial goals.    Meet The Trainers Meet Kadri Augustin, Level 3 Certified Financial Trainer Meet Mike Poulin, Level 2 Certified Financial Trainer Meet Garrett Faulconer, Level 2 Certified Financial Trainer 

On this episode of Financially Naked: Stories from The Financial Gym, our hosts are Joy Liu and Sara Belhouari, two Certified Financial Trainers at The Financial Gym. Today, they're talking about Human Design. Sara and Joy have been exploring Human Design and found that Human Design charts can be transformative and a valuable tool. They're here today as hobbyists to share what they've learned and their personal experience with Human Design.  For more details check our show notes! Resources About Human Design: My Human Design Jovian Archive Human Design App   Martinis and Your Money Episode: Financial Transformation & Human Design      Meet The Trainers Meet Joy Liu, Level 2 Certified Financial Trainer  Meet Sara Belhouari, Level 2 Certified Financial Trainer