
Financially Naked
Your Best. Financial. Friends. (B.F.F.s) give you a weekly dose of personal finance stories, tips and insights. Join Trainers of The Financial Gym as they dig deep below the surface and get real about money! Along the way, they’ll be joined by members of the FinGym Fam for conversations about their own journeys of financial fitness and the triumphs and tribulations along the way.
Latest episodes

Jun 11, 2025 • 41min
REPLAY: Financial Mythbusting - Part 1
We're taking some time to highlight our best Gymsplain Episodes, and next is our series busting some financial myths! With so much personal finance advice out there, it’s hard to know what to listen to. In this first episode of the series, Catriona and Jenny take on the role of mythbusters as they tackle common financial myths. It's time to separate fact from fiction and debunk the misconceptions that often hold us back from achieving financial success. From the belief that one-size fits all advice works for everyone, to the notion that credit cards are always bad, we'll challenge these myths and provide you with the tools and knowledge to make informed financial decisions. For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com. Resources Annualcreditreport.com - To check your credit report Investopedia - Investing, retirement, savings, some more complex strategies NerdWallet - Comparisons for smart financial decisions BankRate - To Compare rates and crunch numbers

Jun 10, 2025 • 37min
REPLAY: What Is A Sinking Fund?
We're taking some time to highlight some of our best Gymsplain Episodes, like this one explaining why you need a sinking fund and how to set it up! Do those occasional big expenses always bust your budget? Not when we work them into the budget! Today, they're shedding light on the power and potential of sinking funds. What are sinking funds, and why are they important in your financial journey? They explore the different strategies for setting up sinking funds and discuss the best places to save them. They'll share practical tips on allocating your funds wisely, whether you're saving for that dream vacation, a summer camp for the kids, or your car expenses. They'll show you how sinking funds can be a game-changer in helping you achieve your long-term financial goals and be a flexible and effective tool to confidently navigate your various savings goals. For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com.

May 28, 2025 • 35min
REPLAY: Emergency Funds Gymsplained
We're taking some time to highlight some of our best Gymsplain Episodes, like this one detailing exactly what an emergency fund is and why everyone needs one! Life throws curveballs when we least expect them, and having a safety net can make all the difference. But what exactly is an emergency fund, and why should you have one? We'll break it down in simple terms and show you how these funds can be your financial cornerstone in times of crisis. From unexpected medical bills to car repairs that catch you off guard, having an emergency fund is crucial. Garrett and Sam will guide you through the process of determining the right amount to save based on your budget, where to keep your emergency fund, and discuss saving vs. paying down debt. For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com. Resources BFF Approved High-Yield Savings Accounts When Should You Use Your Emergency Fund How to Save Your First $1000 in Emergency Savings How to Build an Emergency Fund and Why You Need One Meet The Trainers Meet Garrett Faulconor, Level 3 Certified Financial Trainer Meet Sam Cash, Level 2 Certified Financial Trainer

May 21, 2025 • 32min
REPLAY: Is Buy Now, Pay Later A Good Idea?
We're taking some time to highlight some of our best Gymsplain Episodes, like this one discussing the pros and cons of buy now, pay later or pay in four options popular on most websites! On this episode of Financially Naked: Stories from The Financial Gym, we'll be taking a closer look at Buy Now, Pay Later (BNPL) payment options. In the convenience and instant gratification age, these payment options have become more popular. BNPL options allow consumers to purchase products and services instantly while spreading out the payments over time. On the surface, they seem like a great option, but as with any financial tool, the pros and cons must be considered. To have this conversation, two of our Certified Financial Trainers, Hector Lopez and Kylie Lipinksi, are here to explore how these apps work, their benefits, and the potential downsides you'll want to consider before using BNPL apps. Analyzing all aspects of these tools is crucial to make informed decisions about our financial well-being. For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com.

May 14, 2025 • 30min
REPLAY: Setting Boundaries
We're taking some time to highlight some of our best Gymsplain Episodes, like this one all about setting your financial boundaries with yourself and others. On this episode of Financially Naked: Stories from The Financial Gym, two Certified Financial Trainers, Kylie, and Randi, are here to talk about financial boundaries. Setting boundaries is essential to help you stay on track with your financial plan. Today, we discuss the importance of setting financial boundaries and provide practical tips for communicating them with others. Whether you're trying to save money, pay off debt, or maintain a healthy financial balance, setting boundaries can help you achieve your goals! For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com. Resources The Secret to Setting Better Goals in 2023 Goal Setting with Mike and Sara B Financial Goal Setting with Mike and Terri Meet The Trainers Meet Kylie Lipinski, Level 2 Certified Financial Trainer

May 7, 2025 • 25min
REPLAY: Fixed vs Variable Expenses
We're taking some time to highlight some of our best Gymsplain Episodes, like this one that highlights how to think of your expenses. On this episode of Financially Naked: Stories from The Financial Gym, our hosts are Catriona Williams and Gina Funaro, two Certified Trainers at The Financial Gym. One of the jobs of a Financial Trainer is breaking down financial topics into plain language that people at all skill levels can understand. We call this ‘Gymsplaining!’ Today, Gina and Catriona are here to Gymsplain the difference between fixed and variable expenses. When building a budget, understanding your expenses is a big part of the process! Join Gina and Catriona as they break down the definitions, discuss common misconceptions, and provide tips for categorizing tricky expenses. For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com. Meet The Trainers Catriona Williams Gina Funaro

Apr 30, 2025 • 23min
REPLAY: What is a Financial Plan?
We're taking some time to highlight some of our best Gymsplain Episodes, starting with explaining what comes with a Financial Gym Membership! Two of our Certified Financial Trainers, Joy and Kylie are here to talk about financial plans. They discuss the importance of financial plans, who can benefit from having one, and how the Financial Gym approaches financial plans for our clients. If you’re curious about what a financial plan includes or wondering if it’s the right time to get one, this episode has you covered. For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com.

Apr 23, 2025 • 41min
The Bankruptcy Journey
On this episode of Financially Naked: Stories from The Financial Gym, Kylie and Whitney explore Whitney’s personal journey through Chapter 7 bankruptcy. While Whitney has shared parts of her story before, today she opens up in detail about how she made the decision, the emotional and financial hurdles she faced, and what the actual filing process was like. Whether you’ve considered bankruptcy or just want to understand it better, this conversation breaks down the stigma. It offers a compassionate, step-by-step view of what it really means to get a financial fresh start. For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com.

Apr 16, 2025 • 29min
More Financial Mythbusting
On this episode of Financially Naked: Stories from The Financial Gym, Catriona and Garrett, two Certified Financial Trainers, are here for the third installment of financial mythbusting. This series is about challenging some of the most common (and persistent) myths in personal finance they see as Trainers. From social media misinformation to outdated family advice, today, they break down why the answer to most financial questions is “it depends” and why understanding your unique situation is the most important part of making financial decisions. For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com. Resources Episode 182: Financial Mtyhbusting with Catriona & Jenny Episode 219: Financial Mythbusting with Catriona & Kylie

Apr 9, 2025 • 29min
What To Do When The News is Wild
On this episode of Financially Naked: Stories from The Financial Gym, our hosts Whitney and Kadri are here to discuss financial news updates. With so many changes happening quickly, staying informed can feel overwhelming. That’s why they are here to share the most important updates, talk about how to stay grounded and provide helpful tips for navigating the ever-changing landscape. When things are moving fast, they remind us to stay informed, calm, and prepared to keep ourselves on track. For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com.