Australian Finance Podcast

Listeners dive into the current turbulence of the share market and the implications of broker defaults. The hosts tackle the intricacies of diversified portfolios and model portfolios versus ETFs, helping audiences make informed investment decisions. There's a cautionary discussion about online safety and scams, as well as the value of loyalty programs and cashback rewards. Plus, Gemma shares some exciting personal news! Tune in for insightful answers to listener questions and a fresh take on navigating financial challenges.

Tom Wickenden, a financial expert specializing in ETFs and passive income strategies, joins the conversation to share insights on generating reliable income through ETFs. He explains what passive income is and how to effectively utilize the 4% rule for financial freedom. The discussion highlights the importance of diversification for income stability and provides detailed breakdowns of various ETFs like QOZ, YMAX, and MMKT. Listeners will gain valuable strategies for building a robust passive income portfolio.

In this Australian Finance Podcast episode, your host Gemma Mitchell chats with Lacey Filipich, founder of MoneySchool, about International Women’s Day—what it really means, why it matters for everyone, and how gender equality benefits both women and men.If you like this Australian Finance Podcast episode, you'll love the other episodes where we cover lots of areas to help your financial journey. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.Topics covered today: What International Women’s Day is and why it matters What about International Men’s Day? (Spoiler: It’s Nov 19!) The gender pay gap vs. equal pay – what’s the difference? Financial challenges women face in pay, super, and investing Why more women in leadership benefits everyone How gender equality helps men too One simple action to create change Resources for this episode Connect with Lacey-Money School | Financial independence and education Learn more about IWD: International Women's Day 2025 Ask a question (select the Finance podcast): https://bit.ly/R-quest  ~~ Show partner resources ~~Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/PearlerGet 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmithView Betashares range of funds: https://bit.ly/beta-25~~ Rask resources ~~All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

If you like this Australian Finance Podcast episode and want to send in your questions- we’d love to hear from you. Remember we cant give personal advice so general questions are great and don't forget to get creative with your names!.Make sure you subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.Topics covered today:Listener questions answered: Should you consider your business an investment? Should an emergency fund be in an offset account? What happens if the market crashes and you're retired? Can I cancel my financial adviser? And Owens insights into which ETF he would love a crystal ball to sneak peak its future performance and why Resources for this episode Free business course Rask Advice Gemma's Instagram ETFs mentioned by Owen: HACK, FOOD Ask a question (select the Finance podcast) ~~ Show partner resources ~~Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/PearlerGet 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmithView Betashares range of funds: https://bit.ly/beta-25~~ Rask resources ~~All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

James O'Reilly, a financial advisor and co-host of the Australian Retirement Podcast, joins to unravel the mystery of Restricted Stock Units (RSUs) and Employee Stock Purchase Plans (ESPPs). He explains why RSUs exist, how they impact cash flow, and the tax complexities involved. Discover common pitfalls employees face with their RSUs and strategies to avoid them, ensuring these financial tools help achieve major goals. Plus, O'Reilly shares a useful spreadsheet to simplify management of RSUs!

In this Australian Finance Podcast episode, your host Gemma Mitchell, chats to Tracy Hall, author of The Last Victim, to hear her incredible story of love, deception, and financial betrayal at the hands of notorious conman Hamish McLaren.Tracy opens up about how she lost everything—her trust, her savings, and her sense of security and how she hasrebuilt stronger than ever. If you found this Australian Finance Podcast episode on rebuilding your finances insightful, there's more to explore! Check out our other episodes covering investing, saving, financial resilience, and smart money moves to help you take control of your financial future.Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.Topics covered today: What happened? How it happened and if there were any red flags? What was the hardest part of rebuilding—your finances, your confidence, or something else? How Tracy rebuilt, and how others can- regardless of the set back they've faced How the experience has shaped her life, work and money now.  Plus, a dive into how different financial crimes unfold, their lasting impact, and the lessons we can learn to protect ourselves. Resources for this episode Connect with Tracy -The Last Victim | Tracy Hall    (1) Tracy Hall | LinkedIn     www.instagram.com/tracyleehall/ Ask a question (select the finance podcast):https://bit.ly/R-quest  ~~ Show partner resources ~~Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/PearlerGet 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmithView Betashares range of funds:  https://bit.ly/beta-25~~ Rask resources ~~All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell answer the questions you have sent in. If you like this Australian Finance Podcast episode and want to send in your questions- we’d love to hear from you. Remember we can't give personal advice so general questions are great and don't forget to get creative with your names!Make sure you subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.Topics covered today:Listener questions answered: What should I expect to pay for financial advice? And payment options? Should I take out a personal loan to add money to super? How do I pick an investing platform? Reverse mortgages- will we need one? And we have an update on the Education fees we discussed in last week's episode.  Resources for this episode See if you are on track for super- MoneySmart Retirement Calculator- Retirement planner - Moneysmart.gov.au See if you are on track to pay off your mortgage by your planned retirement- Mortgage calculator - Moneysmart.gov.au Ask a question (select the Finance podcast): https://bit.ly/R-quest  ~~ Show partner resources ~~Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/PearlerGet 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmithView Betashares range of funds: https://bit.ly/beta-25~~ Rask resources ~~All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Where can an investor find income from shares or ETFs in 2025? Given the rise of the share market, people are worried about where their income might come from.VIDEO VERSION: https://youtu.be/QT1bPgbIVKcIn this Australian Finance Podcast episode, your host Owen Rask, Chief Investment Officer of Rask Invest, is joined by Betashares' Tom Wickenden, to talk about finding passive income from ETFs.If you like this Australian Finance Podcast episode on passive income from ETFs, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.Topics covered today: Why income matters in 2025 What is "yield" and how is it calculated? Are Australian shares still good for income? Why ETFs can unlock more sources of income One big theme for 2025 & beyond An overview of 5 ETFs: A200 AAA YMAX CRED EX20 Resources for this episode Betashares ETFs to research: https://bit.ly/beta-25 Ask a question (select the Finance podcast): https://bit.ly/R-quest  ~~ Show partner resources ~~View Betashares range of funds: https://bit.ly/beta-25Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/PearlerGet 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith~~ Rask resources ~~All services: https://bit.ly/R-servicesFinancial Planning: https://bit.ly/R-plan Invest with us: https://bit.ly/R-invest Access Show Notes: https://bit.ly/R-notes Ask a question: https://bit.ly/R-quest DISCLOSURE: Betashares is a long-term sponsor of the podcast.DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

The hosts dive into listener questions, discussing the nuances of super contributions and personal versus employer contributions. They explore the merits of setting up family trusts for property investments as a tax strategy. Retirement planning is tackled, with insights on how much is needed for a comfortable retirement. The duo also highlights the importance of salary sacrificing super contributions and the benefits of financial planning to boost confidence in managing finances.

In this lively discussion, Jason Leung, co-founder and CEO of PocketSmith, shares his insights on creating a life-affirming budget and the importance of open banking for financial inclusivity. He highlights the joy of thrift shopping while linking sustainable choices to personal well-being. The conversation also explores unique financial behaviors of Gen Z and the empowerment that comes from innovative financial tools. With a touch of humor, Jason reflects on scaling PocketSmith to 300,000 users, illustrating the transformative power of thoughtful financial management.