

Australian Finance Podcast
Rask
The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms.~~New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast.~~SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/~~DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.
Episodes
Mentioned books

Nov 13, 2023 • 35min
9/10 of us are passive with Super, is that a good thing? Full interview with Australian Retirement Trust
Did you know that 88% of ART members under 40 sit in the default super option?!Last year, Sunsuper and QSuper merged to form Australian Retirement Trust (ART), now one of Australia’s largest super funds that manages over $260 billion in retirement savings for 2.3 million members.In today's conversation, Kate Campbell chats with Anne Fuchs, ART’s Head of Advice & Acting Chief of Retirement. The duo discuss the power of making small changes, why aren’t more people interested in their super given it’s their money, the number of people that stay in the default investment option (and the long-term impact of that), whether super funds have a responsibility to help educate their members and much more!📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.~~ Resources you'll love ~~
Rask Invest - Invest with Owen: https://bit.ly/R-invest
Mortgage Broking: https://bit.ly/broke-rask
Financial Planning: https://bit.ly/R-plan
Property Coaching: https://bit.ly/R-P-coach
100-point property checklist (PDF): https://bit.ly/prop-check
Accounting with Grey Space: http://bit.ly/3DG5lWS
Business Coaching: https://bit.ly/o-coach
Ask a question: https://bit.ly/3QtiY00
~~ Our Amazing sponsors have stuff for you ~~Pearler, the broker for long-term investors. Sign up to Pearler using the code “RASK” for $15 of Pearler Credit: bit.ly/Pearler and learn more about Pearler Rewards.We're proudly supported by Global X ETFs. Their latest ETF, N100 offers Australian investors exposure to 100 of the largest non-financial companies listed on the NASDAQ stock exchange. Learn more here: https://bit.ly/GX-N100DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 9, 2023 • 38min
Investing in AI? Here's a list of AI stocks to watch
Are you on the hunt for the best stocks to invest in for Artificial Intelligence (AI)? Like NVIDIA Corp (NASDAQ: NVDA)? Or Tesla Inc (NASDAQ: TSLA)? Or looking for some technology ETFs for AI exposure?In this episode, Owen Rask explains how he'd invest in AI and why he's not rushing to do it. Plus, Kate and Owen discuss the ways AI might impact how they invest and some current use cases.Owen's AI stocks & ETFs article: www.raskmedia.com.au/2023/09/05/top-10-ai-stocks-etfs📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.~~ Resources you'll love ~~
Rask Invest - Invest with Owen: https://bit.ly/R-invest
Mortgage Broking: https://bit.ly/broke-rask
Financial Planning: https://bit.ly/R-plan
Property Coaching: https://bit.ly/R-P-coach
100-point property checklist (PDF): https://bit.ly/prop-check
Accounting with Grey Space: http://bit.ly/3DG5lWS
Business Coaching: https://bit.ly/o-coach
Ask a question: https://bit.ly/3QtiY00
~~ Our Amazing sponsors have stuff for you ~~Pearler, the broker for long-term investors. Sign up to Pearler using the code “RASK” for $15 of Pearler Credit: bit.ly/Pearler and learn more about Pearler Rewards.We're proudly supported by Global X ETFs. Their latest ETF, N100 offers Australian investors exposure to 100 of the largest non-financial companies listed on the NASDAQ stock exchange. Learn more here: https://bit.ly/GX-N100DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 8, 2023 • 52min
Amy's $25k Renovation: How to add the most value to your property
It can be a challenge to know what the market wants and what people like, so this episode will help you understand the best strategy for you!Buyer's agent Amy Lunardi and Rask founder Owen Rask talk through actionable ways for you to understand how to add value to your property.On this episode of the Australian Property Podcast:
Amy and Owen's personal experiences renovating
Renovation goals
Ways to add value
Things that do not necessarily add value
Ways to save money
Sprucing up for sale
Extra considerations
Podcast resources:
Amy's 100-point checklist (PDF)
Amy’s new property course
APP on Apple podcasts: https://podcasts.apple.com/us/podcast/australian-property-podcast/id1674727768
APP on Spotify: https://open.spotify.com/show/57F7k7o79fFKSk5o5DWWLq
Rask Invest – invest with Owen
Mortgage Broking
Financial Planning
Property Coaching
Business Coaching
Accounting with Grey Space
Ask a question
Rask Core – DIY investing
Owen’s FREE investor bootcamp
📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.***Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast🌏 Ready-made ETF portfolios? Rask Core has you covered!Take one of our fantastic money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.🙋🏽♀️ ASK A QUESTION: https://bit.ly/3QtiY00If you want to thank us for putting this show together, please give The Australian Finance Podcast a 5-star review on Apple Podcasts or Spotify - it’s a 5-second task that really helps support the show (and puts a big smile on our faces).Pearler, the broker for long-term investors. Sign up to Pearler using the code “RASK” for $15 of Pearler Credit: bit.ly/Pearler and learn more about Pearler Rewards.We're proudly supported by Global X ETFs. Their latest ETF, N100 offers Australian investors exposure to 100 of the largest non-financial companies listed on the NASDAQ stock exchange. Learn more here: https://bit.ly/GX-N100Build your investing confidence. Learn what it takes to be a successful investor with InvestSMART’s Bootcamp for Beginner Investors. Start here: https://bit.ly/rask-boot DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Owen, Kate and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc. Guests on the show may hold investments in companies they mention on the show.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 6, 2023 • 47min
Q&A: Work in healthcare? Listen to this. Plus, why offsets beat redraws & how to upgrade safely
In this episode of The Australian Finance Podcast, Owen Rask is joined by Chris Bates, mortgage broker and founder of Blusk, to answer your property questions.We L-O-V-E your property questions, so send them through to Chris Bates & Owen Rask: https://bit.ly/3QtiY00Property questions answered today:
What is Lenders Mortgage Insurance (LMI), and am I eligible for a waiver?
Redraw vs Offset: What's better between offset accounts and redraw facilities?
Where should I keep my emergency fund if I already own a property?
I want to upgrade my property, but we're in a rental crisis - should I sell my property or buy first?
Is it risky to tell real estate agents my budget? How can I make the most of the local real estate agents without divulging everything?
Resources you'll love
Rask Invest - Invest with Owen: https://bit.ly/R-invest
Mortgage Broking: https://bit.ly/broke-rask
Financial Planning: https://bit.ly/R-plan
Property Coaching: https://bit.ly/R-P-coach
Business Coaching: https://bit.ly/o-coach
Ask a question: https://bit.ly/3QtiY00
📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.***Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast🌏 Ready-made ETF portfolios? Rask Core has you covered!Take one of our fantastic money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.🙋🏽♀️ ASK A QUESTION: https://bit.ly/3QtiY00If you want to thank us for putting this show together, please give The Australian Finance Podcast a 5-star review on Apple Podcasts or Spotify - it’s a 5-second task that really helps support the show (and puts a big smile on our faces).Pearler, the broker for long-term investors. Sign up to Pearler using the code “RASK” for $15 of Pearler Credit: bit.ly/Pearler and learn more about Pearler Rewards.We're proudly supported by Global X ETFs. Their latest ETF, N100 offers Australian investors exposure to 100 of the largest non-financial companies listed on the NASDAQ stock exchange. Learn more here: https://bit.ly/GX-N100Build your investing confidence. Learn what it takes to be a successful investor with InvestSMART’s Bootcamp for Beginner Investors. Start here: https://bit.ly/rask-boot DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Owen, Kate and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc. Guests on the show may hold investments in companies they mention on the show.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsgResources:Mortgage broking from Chris: https://www.raskmedia.com.au/mortgage-broking/Australian Property Podcast: https://www.raskmedia.com.au/podcasts/australian-property-podcast/Property 101 course: https://education.rask.com.au/courses/free-property-course/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 2, 2023 • 28min
NASDAQ up 35%, household savings down & interest rates (Owen's November market update)
Want to know what's going on in the world of money?Catch up with the world of finance in Owen's November 2023 market update, covering major market moves, what's going on in the world of interest rates & the employment market.Resources you'll love
Rask Invest - Invest with Owen: https://bit.ly/R-invest
Mortgage Broking: https://bit.ly/broke-rask
Financial Planning: https://bit.ly/R-plan
Property Coaching: https://bit.ly/R-P-coach
Business Coaching: https://bit.ly/o-coach
Ask a question: https://bit.ly/3QtiY00
📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.***Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast🌏 Ready-made ETF portfolios? Rask Core has you covered!Take one of our fantastic money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.🙋🏽♀️ ASK A QUESTION: https://bit.ly/3QtiY00If you want to thank us for putting this show together, please give The Australian Finance Podcast a 5-star review on Apple Podcasts or Spotify - it’s a 5-second task that really helps support the show (and puts a big smile on our faces).Pearler, the broker for long-term investors. Sign up to Pearler using the code “RASK” for $15 of Pearler Credit: bit.ly/Pearler and learn more about Pearler Rewards.We're proudly supported by Global X ETFs. Their latest ETF, N100 offers Australian investors exposure to 100 of the largest non-financial companies listed on the NASDAQ stock exchange. Learn more here: https://bit.ly/GX-N100Build your investing confidence. Learn what it takes to be a successful investor with InvestSMART’s Bootcamp for Beginner Investors. Start here: https://bit.ly/rask-boot DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Owen, Kate and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc. Guests on the show may hold investments in companies they mention on the show.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 30, 2023 • 51min
Kate & Owen pull apart the ASX's 10 largest companies: BHP, CBA, CSL & more!
Do you know what the largest ASX companies inside your ETFs and superannuation are?In this episode, Kate Campbell & Owen Rask give you an overview of the 10 LARGEST Australian companies that feature heavily in many core ETFs (for example, VAS, A200, IOZ & STW). Please check the latest data - this list changes daily, and we recorded this episode on the 20th of October, 2023!Resources you'll love
Rask Invest - Invest with Owen: https://bit.ly/R-invest
Mortgage Broking: https://bit.ly/broke-rask
Financial Planning: https://bit.ly/R-plan
Property Coaching: https://bit.ly/R-P-coach
Business Coaching: https://bit.ly/o-coach
Ask a question: https://bit.ly/3QtiY00
📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.***Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast🌏 Ready-made ETF portfolios? Rask Core has you covered!Take one of our fantastic money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.🙋🏽♀️ ASK A QUESTION: https://bit.ly/3QtiY00If you want to thank us for putting this show together, please give The Australian Finance Podcast a 5-star review on Apple Podcasts or Spotify - it’s a 5-second task that really helps support the show (and puts a big smile on our faces).Pearler, the broker for long-term investors. Sign up to Pearler using the code “RASK” for $15 of Pearler Credit: bit.ly/Pearler and learn more about Pearler Rewards.We're proudly supported by Global X ETFs. Their latest ETF, N100 offers Australian investors exposure to 100 of the largest non-financial companies listed on the NASDAQ stock exchange. Learn more here: https://bit.ly/GX-N100Build your investing confidence. Learn what it takes to be a successful investor with InvestSMART’s Bootcamp for Beginner Investors. Start here: https://bit.ly/rask-boot DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Owen, Kate and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc. Guests on the show may hold investments in companies they mention on the show.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 26, 2023 • 27min
5 ways to be a BETTER investor in 2023
Get tips to upgrade your investing game, like not checking your portfolio daily and having a clear investment plan. Learn about the simplicity of ETFs and the trap of continuous changes. Discover how investing can be simple for beginners, starting with a low-cost investment plan. Explore the ease of investing with ETFs and the importance of diversification.

Oct 23, 2023 • 35min
10 property green & red flags when dealing with experts (agents, brokers & lawyers)
Expert mortgage broker Chris Bates shares his top ten property green & red flags when dealing with experts in the property market. They discuss the risks and red flags to look out for, the importance of working with reputable professionals, and evaluating the positive and negative aspects of a property. They also highlight the significance of targeting the right market and being cautious of professionals with ulterior motives.

Oct 19, 2023 • 35min
Don't Stress, Just Invest with Equity Mates
Can investing actually be...easy?!Catch this light-hearted Friday conversation between Kate Campbell and the guys from Equity Mates as they chat about their brand-new book, Don't Stress, Just Invest. Alec & Bryce share their investing tips with listeners and explain that investing can be pretty simple once we have the foundations in place.Focus on getting rich slowly because you might just do it!Resources you'll love
Rask Invest - Invest with Owen: https://bit.ly/R-invest
Mortgage Broking: https://bit.ly/broke-rask
Financial Planning: https://bit.ly/R-plan
Property Coaching: https://bit.ly/R-P-coach
Business Coaching: https://bit.ly/o-coach
Ask a question: https://bit.ly/3QtiY00
📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.***Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast🌏 Ready-made ETF portfolios? Rask Core has you covered!Take one of our fantastic money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.🙋🏽♀️ ASK A QUESTION: https://bit.ly/3QtiY00If you want to thank us for putting this show together, please give The Australian Finance Podcast a 5-star review on Apple Podcasts or Spotify - it’s a 5-second task that really helps support the show (and puts a big smile on our faces).Pearler, the broker for long-term investors. Sign up to Pearler using the code “RASK” for $15 of Pearler Credit: bit.ly/Pearler and learn more about Pearler Rewards.We're proudly supported by Global X ETFs. Their latest ETF, N100 offers Australian investors exposure to 100 of the largest non-financial companies listed on the NASDAQ stock exchange. Learn more here: https://bit.ly/GX-N100Build your investing confidence. Learn what it takes to be a successful investor with InvestSMART’s Bootcamp for Beginner Investors. Start here: https://bit.ly/rask-boot DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Owen, Kate and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc. Guests on the show may hold investments in companies they mention on the show.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 16, 2023 • 44min
How to find great global companies & managing an investment fund with Elisa Di Marco
How does an active fund manager approach investing?Kate Campbell chats to Elisa Di Marco, a Portfolio Manager & ESG Analyst at Magellan Financial Group, who shares her insights on investing in great global companies and managing a fund.Tune in to learn more about Elisa's approach to finding quality global investments as she takes us through the investment case for Nestle (SWX: NESN).📚 Enjoyed this episode? You'll love Kate's book, Buying Happiness, which you can order on Booktopia or Amazon.***Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast🌏 Ready-made ETF portfolios? Rask Core has you covered!Take one of our fantastic money & investing courses (think ETFs, shares, property and FIRE) on Rask Education.🙋🏽♀️ ASK A QUESTION: https://bit.ly/3QtiY00If you want to thank us for putting this show together, please give The Australian Finance Podcast a 5-star review on Apple Podcasts or Spotify - it’s a 5-second task that really helps support the show (and puts a big smile on our faces).Pearler, the broker for long-term investors. Sign up to Pearler using the code “RASK” for $15 of Pearler Credit: bit.ly/Pearler and learn more about Pearler Rewards.We're proudly supported by Global X ETFs. Their latest ETF, N100 offers Australian investors exposure to 100 of the largest non-financial companies listed on the NASDAQ stock exchange. Learn more here: https://bit.ly/GX-N100Build your investing confidence. Learn what it takes to be a successful investor with InvestSMART’s Bootcamp for Beginner Investors. Start here: https://bit.ly/rask-boot DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Owen, Kate and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc. Guests on the show may hold investments in companies they mention on the show.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices