Australian Finance Podcast
Rask
The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms.~~New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast.~~SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/~~DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.
Episodes
Mentioned books
Oct 2, 2024 • 36min
ETFs 102: index funds, factors, smart beta & quality investing, ft. Betashares' Tom Wickenden
Tom Wickenden, a representative from Betashares, specializes in factor investing and ETFs. He dives into the fascinating world of smart beta and contrasts it with traditional index funds. The conversation also covers the Betashares Australian Quality ETF, focusing on investing in high-quality companies. Wickenden shares insights on the long-term performance of ETFs compared to gold and the importance of diversification. He emphasizes how financial literature shapes investment perspectives and encourages proactive research in the ever-evolving market.
Sep 30, 2024 • 55min
The true cost of home ownership (from rates & repairs to termite infestations)
Homeownership in Australia comes with many hidden costs. Beyond the initial purchase, homeowners face ongoing expenses like termite damage, structural repairs, and council rates. Personal stories reveal unexpected financial burdens, including emergency repairs and yard maintenance. Budgeting wisely and considering insurance for high-value items are emphasized. The hosts share tips on sourcing secondhand furniture and making smart investment choices, highlighting the balance between aesthetics, essentials, and long-term financial health.
Sep 26, 2024 • 42min
How to invest in the S&P 500 Index [Owen’s September 24 Market Update]
Discover the iShares S&P 500 ETF and why it's a top choice for Australian investors seeking low-cost access to major US companies. Explore how global investments, especially in tech giants, reshape market perspectives. Learn about the unique risks faced by Australians in the S&P 500, including currency and geopolitical factors. Dive into strategies for diversification and understand how interest rates impact investments. Finally, uncover a new professional investment service aimed at enhancing financial portfolios.
Sep 23, 2024 • 48min
7 money mindset blocks that stop you reaching your goals
Karen Eley, a Certified Money Coach, shares her expertise on the psychological barriers to financial success. She discusses seven common mindset blocks, including the misconceptions that hard work alone leads to wealth and the impact of parental influences. Karen emphasizes the necessity of self-reflection and transforming scarcity mindsets into abundance by reshaping personal narratives about money. Listeners are encouraged to confront their 'invisible scripts' and adopt healthier financial behaviors to achieve their goals.
Sep 19, 2024 • 55min
Detoxing our finances, getting a better deal & 6 year's of dinner ideas [Money & Chill]
Kate Campbell, an author known for her insights on happiness through financial choices, joins finance expert Owen Rask and producer Monique for a lively chat. They share their adventures in detoxing finances, optimizing mortgage deals, and cleverly cutting costs on subscriptions. The trio offers budgeting tips, explores smart shopping strategies like using farm boxes, and discusses the benefits of automated investing. With humor and practical advice, they inspire listeners to take control of their financial health while balancing life's demands.
Sep 16, 2024 • 55min
10 years of SHARE investing: here’s what we've learned
Kate, an author focusing on the link between finance and happiness, and Owen, a share investing expert running a free Value Investor Program, dive deep into their 10-year investing journey. They share valuable lessons learned from their experiences, including the importance of diversification and a long-term mindset. Discover their insights on the emotional challenges of investing versus gambling and why understanding fundamentals beats focusing on share prices. Their strategies emphasize starting small and the power of ongoing education in achieving financial success.
Sep 12, 2024 • 44min
5 ASX high dividend stocks for your watchlist in 2024
Owen Rask, an expert in Australian shares, joins to discuss the ins and outs of dividend investing. He emphasizes the unique advantages of the ASX, including franking credits and consistent income sources. Owen shares tips for spotting high-quality dividend stocks, spotlighting Cochlear and ResMed for their growth potential. The conversation also includes insights on real estate investment trusts (REITs) and the benefits of dividend reinvestment plans, all tailored for building a resilient and profitable investment portfolio.
Sep 9, 2024 • 43min
6+ money & investing books we're reading in 2024
Dive into the world of finance through literature as two hosts share their favorite money and investing books for 2024. They highlight the significance of diversifying investments and employing automated tools for growth. Key titles like 'The Barefoot Investor' and 'Good with Money' are discussed, showcasing accessible personal finance strategies. The conversation also explores finding passion in careers, fostering financial transparency in relationships, and engaging the community with a book giveaway to inspire financial literacy.
Sep 8, 2024 • 32min
How to make a claim on income protection and life insurance [Life Insurance Mini Series - Part 7/7]
Phil Thompson, an expert in life insurance and income protection, shares valuable insights on making claims in this detailed discussion. He outlines the essential steps for claiming income protection and life insurance, addressing TPD, Trauma, and Childs Cover processes. Phil highlights the significant role of insurance advisers in reducing stress during claims and the necessity of understanding the insurance PDS. He also shares real-life stories that illustrate common challenges and solutions in managing claims, offering listeners practical advice for navigating this daunting landscape.
Sep 7, 2024 • 29min
How to review your insurance and adjust your cover [Life Insurance Mini Series - Part 6/7]
Phil Thompson, a life insurance and income protection expert from Skye Wealth, dives deep into the importance of reviewing your personal insurance. He highlights life events like having kids or buying a house that should prompt a reassessment. Phil clarifies that life insurance is not the same as car insurance and shares strategies to manage costs effectively. He discusses the differences between stepped and level premiums and explains why increasing coverage is more complex than decreasing it. This enlightening discussion is a must-listen for anyone concerned about their insurance needs.
