
Docs Outside The Box
Docs Outside the Box is a fusion of money, medicine, and pop culture. After paying off $662,000 in student loan debt, quitting their jobs, and launching 3 businesses, husband and wife, Drs. Nii and Renée Darko, have a lot to say about earning, saving, and investing your way to the lifestyle you’ve always wanted. These two docs parley about personal finance, careers, and the real world. Tune in for the gems. 💎 Stay for the laughs .😂 Welcome to medicine’s new media!
Latest episodes

Feb 21, 2025 • 31min
LLC vs. S-Corp for Our Locums Business Explained. #449
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!On this episode of “What y’all say Friday” , we start off by sharing what it’s like to juggle medicine and parenthood. We actually recorded this episode during our first child-free vacation since our honeymoon. We then answer questions from our listeners on whether our locum tenens business is incorporated as an S-Corporation or LLC. We shed light on the differences between LLCs, S-Corps, and C-Corps. Tune in for insights, and don’t forget to check out our Tax Series episodes linked below! Timeline00:00 Introduction01:43 Our weekend getaway at a resort without the kids.06:35 Shoutout to Mr. Evans at the post office.08:16 Are we incorporated as an S-Corporation or LLC.15:52 The difference between a C-Corporation and an S- Corporation22:18 S-Corp vs. LLC when filing taxes.24:47 Handling your benefits such as 401k, disability insurance, health insurance, as your own employer.FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Tax Benefits of LLCs - How to use a LLC to save Taxes - https://youtu.be/M_VP0rWxDucDisability Insurance, Long-Term Care & Financial Planning Strategies - https://youtu.be/JJpLIj9tVbUQ&A and Suggestions Form - https://forms.clickup.com/9010110533/f/8cgpr25-4614/PEBFZN5LA6FKEIXTWFSend us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxSIGN UP FOR OUR NEWSLETTER! https://darkos.lpages.co/newsletter-signup/ WATCH THIS EPISODE ON YOUTUBE!Have a question for the podcast?Text us at 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.com

Feb 20, 2025 • 24min
Is The Affordable Care Act in Trouble? What Trump’s New Policies Mean for You. #448 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Since stepping back into office in 2025, President Trump has made moves against the Affordable Care Act (ACA). On day one, he signed an executive order reversing policies designed to strengthen Medicaid and expand healthcare access, setting the stage for major changes. Now, his administration is pushing for massive Medicaid funding cuts ($2.3 trillion over the next decade) which could leave millions of Americans, including entrepreneurs and independent contractors, struggling with skyrocketing healthcare costs. What does this mean for self-employed professionals like locum tenens doctors? How will these changes impact the insurance market and healthcare accessibility? We’re breaking it all down so tune in for the full discussion!FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Q&A and Suggestions Form - https://forms.clickup.com/9010110533/f/8cgpr25-4614/PEBFZN5LA6FKEIXTWFSend us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxSIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE!Have a question for the podcast?Text us at 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at https://setforlifeinsurance.com/

Feb 19, 2025 • 7min
Kendrick Lamar Super Bowl 2025 Halftime Performance. #448 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We're breaking down Kendrick Lamar’s Super Bowl 2025 halftime performance featuring surprise appearances by SZA and Serena Williams. Let’s just say it gave us a lot to talk about! Nii’s giving it a B+, but overall, we both enjoyed the show and its theme. A lot of people thought Kendrick wouldn’t perform "Not Like Us," but he proved everyone wrong. And then there’s Bomani Jones, who thought Beyoncé would’ve been the better pick for the Super Bowl.FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Q&A and Suggestions Form - https://forms.clickup.com/9010110533/f/8cgpr25-4614/PEBFZN5LA6FKEIXTWFSend us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxSIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE!Have a question for the podcast?Text us at 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at https://setforlifeinsurance.com/

Feb 18, 2025 • 57min
Healthcare Chaos: The Affordable Care Act under Trump & Doctor Leaves OR Mid Surgery for Insurance Call. #448
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We start by giving our views on Kendrick Lamar's 2025 Super Bowl performance. We then talk about how decisions from the Trump administration may affect healthcare costs by destabilizing the market, making insurance increasingly unaffordable for self-employed individuals and entrepreneurs. To wrap up we discuss Dr. Elisabeth Potter who left the OR to take a call from UnitedHealthcare insurance.Timeline00:00 Introduction02:43 Our views on Kendrick Lamar performing "Not Like Us" at the Super Bowl.09:08 The Affordable Care Act (Obama Care) under Trump's administration.32:15 A doctor leaving the OR to take a call from insurance.FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Q&A and Suggestions Form - https://forms.clickup.com/9010110533/f/8cgpr25-4614/PEBFZN5LA6FKEIXTWFSend us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxSIGN UP FOR OUR NEWSLETTER!WATCH THIS EPISODE ON YOUTUBE!Have a question for the podcast?Text us at 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at https://setforlifeinsurance.com/

Feb 17, 2025 • 11min
Doctor Shortage Dilemma: Using APPs like NPs, PAs & CRNAs always backfires. #446 Part 3
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We tackle the pressing issue of physician shortages and the disconnect between medical school admissions and residency spots. We also discuss why using APPs like Nurse Practitioners (NPs) and Physician Assistants (PAs) in place of physicians does not work in the long run.FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Q&A and Suggestions Form - https://forms.clickup.com/9010110533/f/8cgpr25-4614/PEBFZN5LA6FKEIXTWFSIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE!Have a question for the podcast?Text us at 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at https://setforlifeinsurance.com/

Feb 14, 2025 • 40min
Shadowing and The Struggle Of Picking A Specialty. #447
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We love hearing from our listeners and so on this episode of "What y'all say Friday" we are answering two questions that were sent to us. Join us as we explore shadowing as a pre-med student and also the struggle of specialty selection in medical school which can be overwhelming. Through stories and personal insights, we discuss the importance of exploring various specialties and different shadowing experiences. So tune in for humor, insight, and mentorship. Timeline00:00 Introduction04:42 Listener question on shadowing Dr. Nii. We explore what that looks like for Trauma surgery and for OB-GYN.20:35 Listener question on the struggle of picking a specialty.FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED MIT Neurosurgeon who quit medicine to Live Off-Grid - https://youtu.be/0qcbPmlOqaoQ&A and Suggestions Form - https://forms.clickup.com/9010110533/f/8cgpr25-4614/PEBFZN5LA6FKEIXTWFSIGN UP FOR OUR NEWSLETTER!WATCH THIS EPISODE ON YOUTUBE!Have a question for the podcast?Text us at 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at https://setforlifeinsurance.com/

Feb 13, 2025 • 14min
Are Doctors Going to be Policed like Military Workers? #446 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!What if being a doctor is no longer the prestigious, lifelong calling it once was? Join the conversation as we unravel what is happening in healthcare at the moment, and why we think doctors are essentially blue collar workers.FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Q&A and Suggestions Form - https://forms.clickup.com/9010110533/f/8cgpr25-4614/PEBFZN5LA6FKEIXTWFSIGN UP FOR OUR NEWSLETTER!WATCH THIS EPISODE ON YOUTUBE!Have a question for the podcast?Text us at 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at https://setforlifeinsurance.com/

Feb 12, 2025 • 11min
Disinformation On Purpose. Unpacking Congressman Dr. Greg Murphy's Claims. #446 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We address Congressman Dr. Greg Murphy's controversial claim about physician shortage and the implications of his statements. We dissect the validity of his statistics, discuss the burden of student loans, and question the future of medical education in light of his proposal for 15-year mandatory practice.FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Q&A and Suggestions Form - https://forms.clickup.com/9010110533/f/8cgpr25-4614/PEBFZN5LA6FKEIXTWFSIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE!Have a question for the podcast?Text us at 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at https://setforlifeinsurance.com/

Feb 11, 2025 • 37min
Are Lazy Doctors the Cause of the Physician Shortage? Debating Congressman Greg Murphy's Proposal. #446
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Can we really mandate medical school graduates to dedicate 15 years of full-time practice to repay federal tuition costs? Join us as we scrutinize Congressman Dr. Greg Murphy's controversial proposal. We also discuss why using Advanced Practice Providers is cheaper, but not sustainable in addressing the physician shortage crisis. Timeline00:00 Introduction01:44 Congressman Greg Murphy M.D. controversial tweets.16:40 Where is Dr. Murphy getting his statistics from?22:33 Are doctors going to policed like military workers?29:54 Residency programs not matching the number of medical schools.32:49 Using Nurse Practitioners (NPs) and Physician Assistants (PAs) always backfires.FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Q&A and Suggestions Form - https://forms.clickup.com/9010110533/f/8cgpr25-4614/PEBFZN5LA6FKEIXTWFSIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE!Have a question for the podcast?Text us at 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at https://setforlifeinsurance.com/

Feb 10, 2025 • 16min
Doctors on the Picket Line: Unraveling Labor Disputes in New York and Oregon. #444 Part 4.
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We explore the current healthcare strikes in New York and Oregon, diving into the critical reasons behind these actions and addressing the public perception of doctors' salaries. While many see high earnings on paper, the realities of their demanding work conditions contradict assumptions of greed and provide a richer understanding of their struggle.FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTIONED Q&A and Suggestions Form - https://forms.clickup.com/9010110533/f/8cgpr25-4614/PEBFZN5LA6FKEIXTWFSIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE!Have a question for the podcast?Text us at 833-230-2860Twitter: @drniidarkoInstagram: @docsoutsidetheboxEmail: team@drniidarko.comMerch: https://docs-outside-the-box.creator-spring.comThis episode is sponsored by Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at https://setforlifeinsurance.com/