The Happy Saver Podcast - Personal Finance in New Zealand
Ruth - Personal Finance Blogger
Your friends might not want to talk about money, but I do! Hi, I’m Ruth and I’m a blogger on Personal Finance and in this podcast I tell the stories of Kiwis and their experiences with the money in their lives. How do they use it or how does it use them? Where do they save and invest it and does it work? What are their financial triumphs and financial train wrecks? How can you extract the most out of life and spend as little as possible while doing it? Join me as I ask the questions everyone else is too polite to ask but is dying to know about New Zealanders and their money. Happy Saving! Ruth
Episodes
Mentioned books
Jul 4, 2018 • 31min
21. Consumer Debt Be Gone!
Tenants of a beautiful house and buying the latest gadgets meant that this married Mum of one had it all. Well, she appeared to have it all from those on the outside looking in. Instead, she was feeling crushed by consumer debt and was forced back to work when she would rather be at home with her daughter. Something had to change and she was the only person to make that change.
Jun 27, 2018 • 34min
20. Super Consumer to Super Saver
Recently I spoke with Bret, a guy who has spent the last year and a half going from super consumer to super saver. He said he felt like he had been in the Matrix and has only just woken up after realising he had been sucked into a giant consumer machine. Where he used to use money to buy endless stuff, he is now using it as a currency to buy back his time.
Jun 20, 2018 • 24min
19. An Epiphany In Paris
A holiday is a great opportunity to clear your head and make future plans that you can put into action when you get back home. Unless you are Nellie. She decided that if you are going to make a plan to completely change your financial life then you might as well start right now, even if it means the holiday you are on grinds to a halt.
Jun 13, 2018 • 30min
18. Asking for help has been a game changer.
Shane is fed up with working and he wants to spend more time at home with his family instead. He wants to retire in his early forties! Years of DIY investing has worked him into a very good financial position but putting his hand up and asking for help to improve his portfolio has meant that his retirement will happen just that much sooner.
Jun 6, 2018 • 31min
17. Weetbix for breakfast, lunch and dinner!
Ashley has been on a wild ride, one that saw her take her business to great highs and then crashing lows. But like a phoenix from the ashes she kept rising up again, dusting herself off and literally getting back on her horse. Today she is debt free and enjoying every moment, but it sure has been a rocky ride.
May 30, 2018 • 32min
16. Consistent Saving, Smart Investing, Mindful Spending
What were you doing at 23? I was still mucking around at University and having a grand old time. Not today’s guest. Callum was a fully qualified builder by the age of 19 and took a step up into his second career by the age of 21. Today, at just 23 he has a net worth that would make others stand up and notice and a heap of plans for the future where he takes every opportunity to grow his skills, invest carefully and spend mindfully.
May 23, 2018 • 32min
15. A lesson on living a good financial life.
If you want the good oil on how to invest well, track down a retired English and History teacher! If anyone is going to remember key points and dates about their life it is them. I was delighted to speak to Alan about his money journey and I’ve picked up a lot of tips on how to live not only a good financial life but how to cherish my personal relationships too.
May 16, 2018 • 29min
14. Is it mission complete?
I wanted to have a catch up with two people that I spoke to in the first podcast series because although separate, each of them were on a mission. One of them was on a mission to become debt free in the shortest time possible and the other was on a mission to retire at the grand old age of 44. Well, our catch ups did not disappoint and both of them have in the last six months made some fantastic progress towards their own unique goals.
May 9, 2018 • 27min
13. New Country New Life!
Would you have the guts to move to another country? Well, Chris and Kazia did just that when they moved from the Philippines to New Zealand in 2010. It is an incredibly bold move but they have hit the ground running and Chris shared with me how his Filipino culture shaped his views on money but also how they are now merging those views with the Kiwi way of doing things.
Feb 6, 2018 • 44min
12. It's All About Me
Welcome to the last podcast of this series of twelve. I thought to round out the series I would let you know a bit more about me as you may have been thinking “who is this person who keeps on banging on about Personal Finance in New Zealand?” and I also thought that I might make this one a quick one, but realising how much I like to talk, it probably won’t be!
