

The Stocks and Savings Podcast
Stocks and Savings
We're Andreea and Jamie, two Qualified Accountants and millennial investors based in England, UK. We created this weekly podcast to give you the tools to go from Beginner to Confident Investor, through our easy-to-understand, digestible lessons. We hope you'll join us in our endeavour to build wealth through investing while enjoying life!
Episodes
Mentioned books

May 15, 2024 • 16min
54. Tax Free AND Government Backed - Are UK Premium Bonds A Good Place For Your Money In 2024?
In today's episode, we'll be diving into the weird and wonderful (maybe an overstatement) world of UK Premium Bonds!
Mentioned in the episode: Money Saving Expert Premium Bonds Calculator
---
Get A Free Fractional Share When You Sign Up To Trading 212
We'd also like to thank this season's sponsor, Trading 212.
Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!
Click here for a free fractional share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).
If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.
Terms & conditions apply. Capital at Risk. Investments may rise and fall.
---
For more financial education made simple:
Learn more about our A-Z Investing Course
Download our free investing guide
Check out our newsletter
Follow us on Instagram
Follow us on TikTok
Follow us on YouTube
Follow us on Twitter
See you next time! 🤗

May 8, 2024 • 52min
53. What Did We Invest In This Month? The Stocks And Funds We Invested In When We Got Paid In May
It's payday once again, and you know what that means - it's time to put some money into our Stocks and Shares ISAs, and make some investments.
It's worth pointing out that some share prices have changed quite a bit since we recorded this, since it's the middle of earnings season!
If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people.
Thank you!😇
---
Get A Free Share When You Sign Up To Trading 212
We'd also like to thank this season's sponsor, Trading 212.
Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!
Click here for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).
If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.
Terms & conditions apply. Capital at Risk. Investments may rise and fall.
---
For more financial education made simple:
Learn more about our A-Z Investing Course
Download our free investing guide
Check out our newsletter
Follow us on Instagram
Follow us on TikTok
Follow us on YouTube
Follow us on Twitter
See you next time! 🤗

May 1, 2024 • 22min
52. When Should You Sell Your Investments And Take A Profit?
When is the right time to sell your investments? This discussion dives into the significance of a long-term mindset, contrasting it with the dangers of short-term trading. Portfolio rebalancing takes center stage, stressing the risks of overconcentration in single stocks and the challenges investors face. The hosts share personal stories that reveal the stark difference between price changes and true value. They also analyze the benefits of holding winning stocks, highlighting the potential for limitless returns while warning against trying to time the market.

Apr 24, 2024 • 36min
51: The 11 Stocks Controlling European Markets, Plus We Pick Our Favourite GRANOLA Stocks
Today we'll be talk about 11 of the highest quality stocks in Europe, according to Goldman Sachs at least - and we'll each pick our favourite!
If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people.
Thank you!😇
---
Get A Free Share When You Sign Up To Trading 212
We'd also like to thank this season's sponsor, Trading 212.
Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!
Click here for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).
If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.
Terms & conditions apply. Capital at Risk. Investments may rise and fall.
---
For more financial education made simple:
Learn more about our A-Z Investing Course
Download our free investing guide
Check out our newsletter
Follow us on Instagram
Follow us on TikTok
Follow us on YouTube
Follow us on Twitter
See you next time! 🤗

Apr 17, 2024 • 14min
50. The 5 UK Tax Allowances You Need To Know For The New Tax Year
Discover essential UK tax allowances for the 2024-25 tax year, including the trading allowance that lets side hustlers earn tax-free income. Learn how recent changes in capital gains tax and inflation can affect your investments. Dive into the dividend tax allowance's impact on business owners, and understand the benefits of accumulating versus distributing funds. Explore the advantages of stocks and shares ISAs for tax-free investing and get insights on optimizing savings interest tax allowances in a changing economic landscape!

Apr 10, 2024 • 45min
49. What Did We Invest In This Month? The Stocks And Funds We Invested In When We Got Paid In April
It's payday once again, and you know what that means - it's time to put some money into our Stocks and Shares ISAs, and make some investments.
If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people.
Thank you!😇
---
Vote For Us As Money Podcaster Of The Year
We've been nominated as Money Podcaster of the Year at the British Bank Awards 🍾
If you've ever learnt something from our podcast, we'd really appreciate it if you could spare a few minutes to vote for us 🗳️
Please tap the link HERE to vote for us as Money Podcaster of the Year!
There's a few details you'll need:
Name: Stocks and Savings
Podcast Name: The Stocks and Savings Podcast
The star rating and comments are completely up to you 🧡
Thanks so much, we really appreciate you taking this time to vote for us 🙏
---
Get A Free Share When You Sign Up To Trading 212
We'd also like to thank this season's sponsor, Trading 212.
Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!
Click here for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).
If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.
Terms & conditions apply. Capital at Risk. Investments may rise and fall.
---
For more financial education made simple:
Learn more about our A-Z Investing Course
Download our free investing guide
Check out our newsletter
Follow us on Instagram
Follow us on TikTok
Follow us on YouTube
Follow us on Twitter
See you next time! 🤗

Apr 3, 2024 • 8min
48. Three Major Changes Coming to ISAs In 2024 In The UK
Get A Free Fractional Share When You Sign Up To Trading 212
We'd also like to thank this season's sponsor, Trading 212.
Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!
Click here for a free fractional share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).
If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.
Terms & conditions apply. Capital at Risk. Investments may rise and fall.
---
For more financial education made simple:
Learn more about our A-Z Investing Course
Download our free investing guide
Check out our newsletter
Follow us on Instagram
Follow us on TikTok
Follow us on YouTube
Follow us on Twitter
See you next time! 🤗

Mar 27, 2024 • 37min
47. How To Start Investing From The UK In 2024
We hope you found this episode helpful, and you now feel more confident about the world of finance and investing.
But if you still feel intimated by all the jargon in investing and overwhelmed by all the options, you don't have to go through it alone.
Check out our website to find out more about our A-Z Investing Course, a step-by-step roadmap designed to take you from beginner to confident investor in just 6 weeks 👉 www.stocksandsavings.com
---
Get A Free Share When You Sign Up To Trading 212
We'd also like to thank this season's sponsor, Trading 212.
Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!
Click here for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).
If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.
Terms & conditions apply. Capital at Risk. Investments may rise and fall.
---
For more financial education made simple:
Learn more about our A-Z Investing Course
Download our free investing guide
Check out our newsletter
Follow us on Instagram
Follow us on TikTok
Follow us on YouTube
Follow us on Twitter
See you next time! 🤗

Mar 20, 2024 • 7min
46. Why We Just SOLD A Bunch Of Our Investments
We just made one of the biggest ever changes to our Stocks and Shares ISAs by selling a bunch of smaller investments, so today we'll be talking about why we did that.
If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people.
Thank you!😇
---
Vote For Us As Money Podcaster Of The Year
We've been nominated as Money Podcaster of the Year at the British Bank Awards 🍾
If you've ever learnt something from our podcast, we'd really appreciate it if you could spare a few minutes to vote for us 🗳️
Please tap the link HERE to vote for us as Money Podcaster of the Year!
There's a few details you'll need:
Name: Stocks and Savings
Podcast Name: The Stocks and Savings Podcast
The star rating and comments are completely up to you 🧡
Thanks so much, we really appreciate you taking this time to vote for us 🙏
---
Thank you for listening to this episode of The Stocks and Savings Podcast, we really hope that you found it interesting.
And if you're new here - welcome! We're Andreea & Jamie, the 2 Chartered Accountants & couple behind the Instagram financial blog @stocksandsavings.
For more financial education made simple:
Learn more about our A-Z Investing Course
Download our free investing guide
Check out our newsletter
Follow us on Instagram
Follow us on TikTok
Follow us on YouTube
Follow us on Twitter
See you next time! 🤗

Mar 13, 2024 • 34min
45. What Did We Invest In This Month? The Stocks And Funds We Bought When We Got Paid
It's payday once again, and you know what that means - it's time to put some money into our Stocks and Shares ISAs, and make some investments.
If you enjoyed this episode, please leave us a 5 ⭐️ rating & a review. As a smaller podcast, it would really help us to reach more people.
Thank you!😇
---
Vote For Us As Money Podcaster Of The Year
We've been nominated as Money Podcaster of the Year at the British Bank Awards 🍾
If you've ever learnt something from our podcast, we'd really appreciate it if you could spare a few minutes to vote for us 🗳️
Please tap the link HERE to vote for us as Money Podcaster of the Year!
There's a few details you'll need:
Name: Stocks and Savings
Podcast Name: The Stocks and Savings Podcast
The star rating and comments are completely up to you 🧡
Thanks so much, we really appreciate you taking this time to vote for us 🙏
---
Get A Free Share When You Sign Up To Trading 212
We'd also like to thank this season's sponsor, Trading 212.
Trading 212 is an investing platform which aims to democratise investing, and it's also the platform that we have used since we started!
Click here for a free share worth up to £100 when you sign up and deposit at least the minimum amount required for Invest or ISA accounts (which at the time of recording is £1).
If it's not done automatically, you can also go to the main menu, then to 'Use promo code' and copy-paste this code SNSBONUS.
Terms & conditions apply. Capital at Risk. Investments may rise and fall.
---
For more financial education made simple:
Learn more about our A-Z Investing Course
Download our free investing guide
Check out our newsletter
Follow us on Instagram
Follow us on TikTok
Follow us on YouTube
Follow us on Twitter
See you next time! 🤗


