This week we had our Dividend Quiz Winner on the show to discuss portfolio management.. We started the show with Phil introducing himself and gave a brief background of his investment background We followed this with some quickfire questions to help us get to know our guest a little better. There was one really tricky question in there and EDGI would not give Phil a free pass. On the news of the week, EMF shared his thoughts on one of the Irish banks placing caps on savings and ponders what's to come down the road. will this be the catalyst for more people to get involved in investing? https://www.independent.ie/business/personal-finance/ebs-is-the-first-bank-to-impose-a-cap-on-savings-39543742.html eDGI shares his reflection on popcorn time with  Nikola and the fake it until you make it approach. As a passionate investor EDGI is keeping a keen eye on this story Our Guest talked about an article on Bloomberg where wealthy families are taking companies/equity from the stock market again. If the wealthy are cashing out, than what is left in the pond for the rest of us Main Topic: The main topic was about portfolio management. We discuss How many Companies we  hold in our portfolio? How we ensure Sector allocation within our portfolio? How we track our portfolio performance? We also discuss how we manage the feeling of adding shiny new stocks to our portfolio. Listener Questions: Andrew Driver  -  I have a question for the Podcast, what are the presenters view or opinion on Investment Trusts, such as The City of London Investment Trust. This trust specializes in income and has a Dividend Yield of 5.87%. It has management costs cumulatively from what I can make out of 0.72% per year. I have also included there top holding below. Stuart Hayes -  Considering the bearish direction of the market do you think more value will be got investing monthly or weekly? I'm currently putting 35 quid a week into a pie on Trading212. Thanks The Wolf of Harcourt Street - What portfolio management tools (websites or apps) do you use outside of Excel or G Sheets? RepStones - As the big fossil fuelers move into renewables, who do you favour to lead the pack? Also are there any straight renewable resource companies you'd invest in right now? Check out the article from danny below https://medium.com/@DansInvestments/vestas-wind-systems-a-s-big-renewables-why-i-m-buying-9d028d2e85c7 Investment Talk™- What disruptive trends are you most bullish on? Examples: Payments, E-Commerce, US gambling, etc Last but not least, we both shared our stock pick of the week. There was a REIT, a semiconductor company and a word of warning from EDGI While you're at it, don't forget to hit the Subscribe and Like button 👍. It means a million to us! At your service, - Engineer My Freedom -🕊 https://twitter.com/EMF_01 - European Dividend Growth Investor - 🕊 https://twitter.com/European_DGI

This week we are discussing our savings rate and why saving rates matter. We started the show with a brief reflection on the news of the week. EMF shared his reflection on the news that Apple is making an update to the iOS 14 policy, which in practice will make it harder for game streaming services such as Google Stadia and Microsoft cloud to to upsell their services. This seems to be just another chapter in the “Epic” battles that Apple is fighting. https://www.cnbc.com/2020/09/11/apple-app-store-new-rules-will-affect-google-stadia-microsoft-xcloud.html eDGI share his reflection on Astrazeneca and the fact that they paused their clinical trial. The vaccine trial was paused because a woman in the United Kingdom experienced symptoms of a rare neurological disorder called transverse myelitis. https://finance.yahoo.com/news/astrazeneca-covid-19-vaccine-trial-015441346.html Main Topic: The main topic was about our savings rates. Why does the savings rate matter to us as dividend growth investors? What were the biggest changes in our investing life that increased your savings rate? What savings rate are we aiming for? How does the savings rate impact your financial independence topic? What’s the savings rate rule of thumb? What savings ideas do we still have to act on?

This week we are joined by Investment talk who shares his knowledge on growth stocks. Investment talk shares tips on what is a growth stock, how  to value them, and what his exit strategy is.  We also discuss our stock picks of the week and also what Investment Talks' favorite stock is.

We started the show by sharing our news of the week.  European DGI shares his reflection on United Airlines which considers to lay-off 2850 pilots if the US government doesn’t provide additional aid. eDGI is quite explicit in his opinion on this topic and criticizes the lack of leadership from their board of directors. Are airline stocks the new bankers? https://cnb.cx/2D8xsBZ EMF shares his reflection on the fact that Exxon Mobil dropped from the Dow Jones Index after 92 years! He also briefly touches on the topic of ethical investing and what it means for a company like Exxon.  https://bit.ly/2EBKM2C Last but not least, EMF also shares his reflection on a recent blog post from Wealth Accumulated regarding inflation. What could this mean for our portfolio. Should we be in growth stocks, bonds or value stocks? https://bit.ly/3jigals Main Topic: EMF discusses his top 5 portfolio holdings. He was a bit surprised by the amount of AT&T in his portfolio compared to the other holdings. He has also a high dependency on their dividend when looking at the total portfolio dividend income. For now it’s actually fine, because he’s still in the accumulation phase. eDGI also discusses his portfolio holdings. His top 5 has both Microsoft and Apple in there. He didn’t invest a lot of capital into both stocks, but the recent tech rally just inflated his positions in both of them. It is also interesting to see that his top 5 of portfolio holdings by gross dividend income look almost entirely different. He briefly reflects on how he feels about it and he also shares his story about how he’s dealing with Omega Healthcare Investors. Listener Questions: We also addressed two listener questions. Michael Griffin - How to recoup taxes from the french government for Danone? You need to fill in a Form 5000 to confirm your residence status: http://www.ambafrance-uk.org/IMG/pdf_...  After that you can fill in the Form 5001 to get your withholding tax back: http://www.ambafrance-uk.org/IMG/pdf_...  Călin Ciurariu: what’s your thoughts on Inditex (parent of Zara/Bershka) and BMW? Last but not least, we both shared our stock pick of the week. eDGI suggested to start buying a few shares every week in the spirit of Ian Lopuch and Dapper Dividends. Enjoy the show and we're looking forward to your feedback in the comment section.  While you're at it, don't forget to hit the Subscribe and Like button 👍. It means a million to us! At your service, - Engineer My Freedom -🕊 https://twitter.com/EMF_01 - European Dividend Growth Investor - 🕊 https://twitter.com/European_DGI >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>

In this episode we talk about when we will sell dividend growth stocks We have a brief look at the news where the focus is starting to turn on the American presidential election in November.  How will this affect your portfolio! Some Dividend Companies we talk about are Disney, Danone, Shell Apple, and Microsoft Enjoy the show and we're looking forward for your feedback in the comment section. While you're add it, don't forget to hit the Subscribe and Like button 👍. It means a million to us! At your service, - Engineer My Freedom -🕊 https://twitter.com/EMF_01 - European Dividend Growth Investor - 🕊 https://twitter.com/European_DGI Links: eDGI’s Portfolio Allocation Strategy: https://europeandgi.com/building-a-dividend-portfolio-my-allocation-strategy/ A great series of articles about hedging your portfolio: https://seekingalpha.com/article/2177103-the-time-to-hedge-is-now-do-it-for-less-part-i

In this episode, we talk about how we perform fundamental Analysis. We look at 6 key areas such as financial strength and valuation. Using Macrotrends.com we can gather the bulk of the data needed to complete financial analysis We have a brief look at the news where EMF chats about the UK and claims of a recession and EDGI speaks about the Champions League match between Barcelona and Bayern Munich Some Dividend Companies we talk about are Cisco, Heresy, British American Tobacco and FedEx Enjoy the show and we're looking forward to your feedback in the comment section. While you're at it, don't forget to hit the Subscribe and Like button 👍. It means a million to us! At your service, - Engineer My Freedom -🕊 https://twitter.com/EMF_01 - European Dividend Growth Investor - 🕊 https://twitter.com/European_DGI ---------------- Useful Links Gsheet - https://docs.google.com/document/d/1uLW4XSYVMbfVSZBB43j6VoPBN61-2A9ihMLwD_1iVj8/edit?usp=sharing Yacktman Investing -  https://amgfunds.com/products/yacktman_fund_yackx.html Chowder rule - https://seekingalpha.com/article/3591016-using-chowder-number-to-select-dividend-growth-stocks-from-1995minus-2014 The single best investment- https://amzn.to/2Cyt1QQ

In today’s episode we discuss our Top Dividend investment mistakes and what we learned from these mistakes. Some of the companies included are Tanger Factory Outlet Centers (NYSE: SKT) ,  Tupperware (NYSE: TUP) and General Electric (NYSE:GE) We would love to learn from our community so please feel free to share some of the Dividend Investment mistakes you have made.

Welcome back to another episode of Dividend Talk. Tune in to hear us analyze the recent earnings reports  this week from  Dividend Growth Companies in the Tech and healthcare industry. Enjoy the show and we are  looking forward to your feedback in the comment section. While you're at it, don't forget to hit the Subscribe and Like button 👍. It means a million to us! At your service, Engineer My Freedom -🕊https://twitter.com/EMF_01 European Dividend Growth Investor - 🕊 https://twitter.com/European_DGI Facebook Page -  https://www.facebook.com/Dividend-Talk-112158870588837/ Link to Danone Earnings Center: https://www.danone.com/investor-relations/results-center.html Links to ADP Earnings: https://s23.q4cdn.com/483669984/files/doc_financials/2020/q4/4Q20-Earnings-Release.pdf EMF ADP Review: https://www.engineermyfreedom.com/dividend-review-of-automatic-data-processing-adp/ Pfizer Earnings: https://investors.pfizer.com/events-and-presentations/event-details/2020/Pfizer-Quarterly-Corporate-Performance---Second-Quarter-2020/default.aspx Novartis Analysis: https://europeandgi.com/2020/02/15/stock-analysis-5-reasons-to-consider-novartis-ag/ Podcast relating to Gsheet Analysis: https://anchor.fm/dividend-talk/episodes/Ep-5---How-to-Find-Dividend-Growth-Stocks-egtjj5/a-a2nsfjk

Welcome back to another episode of Dividend Talk. Our main topic for today's show is: Lets Talk about Q2 Earnings 2020? we are joined today with John aka The Money Persuit and we chat about some of the Q2 earnings from dividend growth companies this week. Enjoy the show and we're looking forward for your feedback in the comment section. While you're at it, don't forget to hit the Subscribe and Like button 👍. It means a million to us! At your service, - Engineer My Freedom -🕊 https://twitter.com/EMF_01 - European Dividend Growth Investor - 🕊 https://twitter.com/European_DGI

Welcome back to another episode of Dividend Talk. Our main topic for today's show is How to find your next Dividend Growth stock? We both explain our approach in finding Dividend Growth stocks by using practical examples which we are also showing in this video. Examples discussed are the Dividend Champions, Contenders and Challengers list, Cultivator's new mobile app, ioCharts and our own personal Templates. Find a list to all the sources and the templates at the bottom of this description 👇 Credits for the content of this video go to Eric in Paris and Phillip Segler who asked questions in this direction after listening to one of our earlier episodes. Enjoy the show and we're looking forward for your feedback in the comment section. While you're at it, don't forget to hit the Subscribe and Like button 👍. It means a million to us! At your service, - Engineer My Freedom -🕊 https://twitter.com/EMF_01 - European Dividend Growth Investor - 🕊 https://twitter.com/European_DGI ---------------- Links Referred to in this video: 1️⃣ The Dividend Investing Resource Center - 🔗 https://www.dripinvesting.org 2️⃣ Udemy Course - 🔗 https://www.udemy.com/course/build-a-passive-income-dividend-portfolio-in-12-easy-steps/learn/lecture/4802698?start=0#overview 3️⃣ The Noble 30 Index - 🔗 https://europeandgi.com/2020/04/20/30-european-dividend-stocks-the-noble-30/ 4️⃣ eDGI's Dividend Discount Model and Discounted Cash Flow template - 🔗 https://docs.google.com/spreadsheets/d/1pJfIMl5anTKZ6LNfYQAWXP6L3sSuBkktaC2dnxhNwXE/edit?usp=sharing 5️⃣ eDGI's Template for Stock Analysis - 🔗 https://docs.google.com/document/d/1uLW4XSYVMbfVSZBB43j6VoPBN61-2A9ihMLwD_1iVj8/https://www.udemy.com/course/build-a-passive-income-dividend-portfolio-in-12-easy-steps/learn/lecture/4802698?start=0#overviewedit?usp=sharing 6️⃣ ioCharts - 🔗 https://iocharts.io 7️⃣ Yacktman Investing - 🔗 https://amgfunds.com/products/yacktman_fund_yackx.html 8️⃣ The Single Best Investment (book) - 🔗 https://www.amazon.de/Single-Best-Investment-Creating-Dividend/dp/0965175081/ref=sr_1_1?dchild=1&keywords=the+single+best+investment&qid=1595072085&sr=8-1 And last but not least, pure magic is being delivered by =GOOGLEFINANCE()