Dividend Talk

Conversations on budgeting, investing, and achieving financial freedom, gradual savings rate increase, importance of realistic goals and informed investment choices, balance between frugality and enjoying life, Siemens' solar equipment manufacturing in the US, reflections on retiring early and aspiring for financial freedom, investing small amounts of money with addiction to dividends, investment strategies and portfolio returns, opinions on Enigas and Rio Tinto at current price levels, risks and rewards of investing in utility companies

In today's show, we are discussing our thoughts about Macro numbers and the news around it. We get often questions about this so we felt that it was about time to spend a little bit more time on this to explain our thoughts. Besides this, we discuss earnings from Ahold Delhaize, Allianz and Siemens. Last but not least, we address many of your questions. Enjoy the pod and C U on the inside!

Join us in this episode of Dividend Talk as Derek and the European Dividend Growth Investor dive into the world of European companies and their recent earnings updates. We discuss and share our thoughts on well-known companies like Starbucks (SBUX), LyondellBasell Industries(LYB), Legrand (LR), Vonovia (VNA) In the latter part of the show, we dive into a wide array of topics and answer questions from our community. From managing increasing local tax liabilities as dividend income rises to discussing the relevance of monthly contributions as a portfolio grows. We also answer questions on companies like Corning $GLW, Securitas AB (STO:SECU-B), and Automatic Data Processing (ADP) Hope you enjoy the show Join us on Facebook to continue the discussion after this show: https://www.facebook.com/groups/dividendtalk

In this podcast episode, Derek and the European Dividend Growth Investor discuss two main topics: Unilever's performance and potential dividend outlook, as well as Texas Instruments' business breakdown and their thoughts on the stock. For Unilever, they acknowledge the recent changes with a new CEO and how the company seems to be turning things around after a period of underperformance. The recent earnings report shows positive signs in sales volume and margins. However, they caution against expecting an immediate dividend hike as the new CEO may focus on stabilizing the company's financials first. Both participants have Unilever as a significant position in their portfolios and are not overly concerned about dividend cuts, given the company's historical practice of keeping dividends flat during challenging times and gradually raising them when performance improves. Regarding Texas Instruments, they compare it to high-end companies like Nvidia, emphasizing that TI is known for its quality and reliability, akin to Siemens. They discuss the cyclical nature of the semiconductor industry and how TI is making substantial investments in its business, particularly in the development of three hundred-millimeter chips, to secure future revenue streams and stay competitive in the tech landscape. They highlight challenges in the industry, such as recent chip shortages and weakening demand. Despite these challenges, they also recognize the vast opportunities TI has in growing technology trends like AI, IoT, and 5G. When valuing TI, the discussion suggests using the dividend discount model (DDM) due to the variable cash flows resulting from heavy investments. Overall, they view Texas Instruments as a strong business with growth potential. However, they urge caution with the entry point given the current risks. The European Dividend Growth Investor considers TI a top 10 stock in his portfolio and encourages the community to share their thoughts on Texas Instruments and any aspects they may have missed in the analysis.

This is our last episode of Season 3, and it is a jam-packed show. The week's news involved the earnings from both $JNJ and $KVEU. EDGI gave his opinion on both and explained the upcoming Split off and what this means. This is completely different than the standard spin-off that most investors are used to.  The main topic centered around our Q2 portfolio reviews which have seen some impressive results year over year. We rounded up the main topic with our European flavor by looking at the earning of ABB, Novartis, Evolution AB, and Assa Abloy.   We finished off the show by answering questions from our community. Hope you enjoy it. Tickers mentioned are SIX:ABBN, SIX:NOVN, STO:EVO, ASSA.B , STO:CIBUS, UKW

In today's show, we discuss our knowledge about dividend taxation and our own practical experiences. It's not an easy topic, but one that got requested by you for quite some time. Besides the main topic of the show, we also discuss our highlights of the year so far and will address several listener questions. Needless to say, we can't stress enough the importance of consulting your own tax advisor in case of doubt. Information shared in this show may not be accurate, although we did our best to do so. Also, local differences may apply which we simply aren't aware of. --- Did you enjoy this show? Then join the conversation on Facebook: https://www.facebook.com/groups/dividendtalk eDGI's early retirement calculator: https://www.europeandgi.com/resources-templates/

In today's show, we are discussing the importance of personal finance and where investments fit into it. We don't often discuss these kinds of topics on the show, because we somehow take it for granted. However, I'm glad that we could discuss this topic today with Tiago because he is very well-literate in everything related to personal finance. But before we get started with that topic, we first discuss the new EU proposal which was announced to promote fairer taxation, fight tax fraud, and support cross-border investment across the EU. We then discuss the main topic in which you both hear about our takes on this matter. After that, and as usual, we address several listeners' questions. Last but not least, Tiago will share his stock pick with us. Google Tickers mentioned in this show: CPH:NOVO-B, INTC, SIE, SMG, IUKD, VEUR, SEDY, CE --- Follow Tiago on Twitter: https://twitter.com/TiagoDias_VC Subscribe to his blog: https://tiagodias.substack.com/ Read his last article about Air Products & Chemicals: https://tiagodias.substack.com/p/a-look-back-at-air-products-and-chemicals --- Link to article about UCITS Dividend ETFs: https://www.europeandgi.com/dividend-etf/15-dividend-ucits-etf-s-for-european-investors-in-2023/ Join us on Facebook to continue the discussion after this show: https://www.facebook.com/groups/dividendtalk

Guest De Kleine Kapitalist discusses irregular dividend compounders and provides examples. The hosts also talk about Ahold Delhaize's new revenue stream. They delve into analyzing the dividend history of Louis Vuitton, recommended EU dividend aristocrats, and discuss diversifying portfolios. They also share tips on valuing companies and finding stock inspiration.

We started the show by talking about $SHELL capital markets presentation. We discuss our current thoughts on the company, including recent dividend hikes and buybacks. We also ponder if we will ever sell a company like Shell from our portfolios. Dividend Hikes covered this week are from $TGT, $CAT,$O, $EPT For the main topic, we discuss both two companies we are currently buying.  Derek is buying $VICI and $CRH, and EDGI is buying $AMS:ASR and $HPQ. We finish, as always, by answering questions from our amazing community, where we are asked about companies such as $MMM, $KO, $CCOI, and $MFC. Links mentioned in the show TheDividendGuy check out his videos: https://youtu.be/yKa42DyUcOQ  Join the conversation on Facebook: Dividend Talk group (facebook.com)

We started today's episode with Apple’s ($AAPL) exciting news around its launch of “Vision Pro” - VR / AR glasses with a whopping 3500 USD price tag.  In part two of the news of the week, EDGI talks about the French finance minister who helped to strong-arm big food companies into cutting prices. The companies, which together make 80% of what the French people eat, could face financial sanctions if they don't follow through. Unilever (LON: ULVR) is one company in our portfolio who are affected by this pledge and we discuss our thoughts. There is only one dividend hike of note which is $UNH For The main topic, we talk about how we would invest €10k. Before we list our tickers we start by discussing lump sum investing vs euro cost averaging. We talk a little about the reasoning behind the companies we choose and such as a forward PE ratio of not more than 20, a payout ratio below 60% if possible, and an average yield of about 3%. Of course, there are some exceptions as quality can come at a price.Tickers mentioned are $VICI, $CRH ,$TROW,$CCOI,$BTI, $SBUX, $TXN, $MSFT,$JNJ, AMS:AD, $ALV, $SHELL, EPA:MC, BIT:CRP, BIT:RACE, BIT:ENEL,$TGT, $GME, $ENB, $TTE BME:ENG, $MCD , $TSN, ETR:VNA, CPH: NOVO-B, SWX: SREN, $IIPR, $NKE, $HEL: KESKOB Finally, we answered 23 questions from the community such as: If you were wanting to impress your father-in-law with your best dividend growth stock pick to date, which one would it be? (And why?). How do you work out the dividend yield of a whole portfolio? At what interest rate would you consider putting money in your savings account instead of investing it? On Trading212, what's your opinion about the share lending feature?  How's your Walgreens position looking? Links mentioned in the show TheDividendGuy just sold all his $ENB shares, check out his video: https://youtu.be/yKa42DyUcOQ  Jeremy from Dividend Stockpile just wrote a post about it and also posted on our Facebook group. - https://dividendstockpile.com/ugi-corporation-deep-dive/ Join the conversation on Facebook: Dividend Talk group (facebook.com)