Dr. Sujatha Murali, a physician from Southern California, shares how to use PayPal Bill Pay to earn points on routine bills without fees and avoid payment processing fees. She discusses navigating and using PayPal Bill Pay, as well as earning maximum rewards on certain credit cards. Learn how to leverage expenses like utilities, insurance premiums, and university tuition into point-earning opportunities.

While there are mistakes to be made, there is no one right way of doing points. My guest this week knows this from firsthand experience. After she’d found her feet in the world of points, she took a risk in deviating away from Chase’s points ecosystem and started exploring other options in the points space, and she has tons of insights to share about this decision. I’m joined by Dr. Azra Khan Salahuddin. Azra is a cancer rehab specialist who started her points journey in earnest in June 2022. We’re discussing what to consider when applying for new cards, the problem with running into FOMO on your points journey, and how to decide what’s best for you based on the travel you want to experience.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/pros-cons-dr-azra-khan-salahuddin   Join the waitlist for Points Made Easy here: https://www.pointmetofirstclass.com/pointsmadeeasy

Are you brand new to points, without a bunch of rewards credit cards or points stocked up? Or do you have your points earning down but are not yet confident about getting maximum value from the points you have saved up? Whether you’re a self professed newbie to points travel or are looking for your points redemption skills to match your points earning skills, my online course Points Made Easy can help you.   In today’s bonus episode, I wanted you to hear directly from a few Points Made Easy course members in their own words about why they joined the course, what they think differentiates it from learning about points travel from piecing together information on the internet or even from listening to this podcast, and what their points balances and travel looks like after getting hands on support inside Points Made Easy.   Please enjoy listening to Kathy, Sachin, and Krishni’s stories about their experiences inside Points Made Easy now - and if you're ready to accelerate your points travel expertise now - grab your spot inside Points Made Easy before enrollment closes tomorrow Saturday, October 21.   Join Points Made Easy at https://www.pointmetofirstclass.com/pointsmadeeasy

Doors are open to enroll in my 6 months, hands on points master course, Points Made Easy - but not for long. You have until this Saturday, October 21 to grab your spot in Points Made Easy before doors close again until next year.   So today I’m dropping this bonus episode to share with you the stories of 3 Points Made Easy members, in their own words - so you can hear firsthand from prior course members why they joined and what they found inside the course.   Listen in and then head over to https://www.pointmetofirstclass.com/pointsmadeeasy to grab your spot inside the course.

The key to leveraging your expenses to earn incredible travel experiences is knowing what to do with those beautiful points once you’ve earned them, and most importantly, what not to do if you want to receive their maximum value. Specifically, I’m sharing five mistakes you need to avoid when redeeming points for travel.   Discover five mistakes that prevent you from getting maximum value when redeeming points for travel. These mistakes are not only common but also have the largest potential negative impact on your ability to extract a ton of value from your points. I'm sharing what they are and how to avoid these mistakes, so you can get unbelievable value from your points.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/points-redemption-mistakes-avoid   If part of living your wealthy life includes using points for travel instead of cash, join me in Points Made Easy to learn how to maximize earning and redeeming points for travel. Points Made Easy opens for enrollment from October 14-October 21. Grab your spot on the waitlist at https://www.pointmetofirstclass.com/pointsmadeeasy.

How would your travel plans next year change if your travel budget doubled?   Whether you're points curious, a points beginner still getting your legs under you, or more experienced earning points but not yet expert at using them, there are only a few things standing between you and saving thousands of dollars in travel using points.   Join my free masterclass, 4 Secrets to Doubling Your Travel Budget Using Points, on Saturday, October 14 at 10am CST to learn my secrets for points travel and how you can steal them.   Go to https://www.pointmetofirstclass.com/secrets to register for this free masterclass!

Did you know you can earn boatloads of American Express Membership Rewards Points through the online shopping platform Rakuten? There are points to be earned on Rakuten, and I’m showing you how to take advantage of some amazing offers in today’s episode.   Discover how to use Rakuten to earn a ton of points this winter. Leveraging Rakuten is one of the most lucrative and reliable points-earning methods. It’s super simple, and I’m giving you some tips to make your points earning on Rakuten even easier if you’re new to the platform.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/rakuten   If part of living your wealthy life includes using points for travel instead of cash, join me in Points Made Easy to learn how to maximize earning and redeeming points for travel. Points Made Easy opens for enrollment from October 14-October 21. Grab your spot on the waitlist at https://www.pointmetofirstclass.com/pointsmadeeasy.

I’m joined by two guests, Dr. Kathy Zhang and her husband Jake Jansen, this week and this is the first time I’ve had a points travel partnership on the show. They’re an amazing example of what’s possible when two people come together to maximize their points. Although they experienced some difficulty in the early days, they have a two-player points game that’s creating some wonderful travel opportunities.   Tune in this week to discover what a two-player points strategy looks like in practice. Kathy is sharing how she first became interested in points, how she showed her husband Jake why he should get involved, and they’re discussing why they decided to join my program despite already redeeming their first luxury points trip.   Get full show notes and more information here: www.pointmetofirstclass.com/blog/travel-points-couples The Purpose Filter Podcast: https://pod.link/purposefilter The Purpose Filter Instagram: http://instagram.com/purposefilter   If part of living your wealthy life includes using points for travel instead of cash, join me in Points Made Easy to learn how to maximize earning and redeeming points for travel. Points Made Easy opens for enrollment from October 14-October 21. Grab your spot on the waitlist at https://www.pointmetofirstclass.com/pointsmadeeasy.

Today, I’m covering something that never gets talked about in the points travel world but is really one of the secrets to becoming more proficient when it comes to points travel: The Dunning-Kruger Effect. The Dunning-Kruger Effect is a type of cognitive bias that causes people to overestimate their knowledge or abilities, particularly in areas where they have little to no experience.   Discover how the Dunning-Kruger Effect is impacting how you approach the hobby of points travel. I’m showing you the different stages of the journey when learning the ins and outs of points travel, and how to keep moving through the stages until you reach a point of confidence and competence.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/psychology-points-travel-competency   If part of living your wealthy life includes using points for travel instead of cash, join me in Points Made Easy to learn how to maximize earning and redeeming points for travel. Enrollment opens in October, so grab your spot on the waitlist here: https://www.pointmetofirstclass.com/pointsmadeeasy

Dr. Latifat Akintade is a gastroenterologist, money coach, and mother of three beautiful children. She’s also the author of the Amazon Bestseller Done With Broke: The Woman Physician’s Guide to More Money and Less Hustle, and Latifat is the host of The MoneyFitMD Podcast. Combining her knowledge of personal finance with her skills as a certified life coach, Dr. Latifat Akintade empowers women to take control of their finances and break free from the cycle of financial struggle.   Tune in this week to discover why your travel options are broader than you might think. Dr. Latifat Akintade is discussing how she has managed to take a year-long sabbatical with her family, traveling the world, sharing the truth about job security as we know it, and explaining how she’s used points throughout this adventure.   Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/family-sabbatical-dr-latifat-akintade   If part of living your wealthy life includes using points for travel instead of cash, join me in Points Made Easy to learn how to maximize earning and redeeming points for travel. Enrollment opens in October, so grab your spot on the waitlist here: https://www.pointmetofirstclass.com/pointsmadeeasy