Point Me To First Class

Dr. Latifat Akintade is a gastroenterologist, money coach, and mother of three beautiful children. She's also the author of the Amazon Bestseller Done With Broke: The Woman Physician's Guide to More Money and Less Hustle, and Latifat is the host of The MoneyFitMD Podcast. Combining her knowledge of personal finance with her skills as a certified life coach, Dr. Latifat Akintade empowers women to take control of their finances and break free from the cycle of financial struggle. Tune in this week to discover why your travel options are broader than you might think. Dr. Latifat Akintade is discussing how she has managed to take a year-long sabbatical with her family, traveling the world, sharing the truth about job security as we know it, and explaining how she's used points throughout this adventure. Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/family-sabbatical-dr-latifat-akintade If part of living your wealthy life includes using points for travel instead of cash, join me in Points Made Easy to learn how to maximize earning and redeeming points for travel. Enrollment opens in October, so grab your spot on the waitlist here: https://www.pointmetofirstclass.com/pointsmadeeasy

Two popular rewards cards on the market are the Chase Freedom Flex and the Chase Freedom Unlimited cards. This week, I'm pitting these two cards against each other in a head-to-head comparison to find out which one has the highest potential when it comes to earning points. Tune in this week to discover how to choose between the Chase Freedom Flex and the Chase Freedom Unlimited. I'm discussing why applying for both of these cards simultaneously may not be viable, and I'm sharing the factors and statistics you need to consider when deciding which of these two cards will be the most rewarding for you. Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/chase-freedom-flex-freedom-unlimited Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy

Dr. Suzy Spadafora is a world wanderer with her husband and 2 teenage boys, except for when she's playing tennis or practicing dermatology. She has been travel hacking since 2016, visiting tons of countries including Turks and Caicos, Bonaire, the Philippines, Langkawi Island (Malaysia), Peru, Romania, Amsterdam, and the Seychelles. In this episode, discover everything you need to know about travel coverage before you need it for a travel mishap. Dr. Suzy Spadafora is sharing her favorite insurance products, walking us through how the claims process works, and covering some of the nuances around insurance and points travel specifically. Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/travel-mishaps-insurance-suzy-spadafora Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy

Joining me today is Dr. Disha Spath, a practicing Primary Care physician and Hospitalist, and the founder and CEO of The Frugal Physician: an award-nominated multimedia company that focuses on personal financial empowerment for healthcare workers. She helps doctors avoid common money mistakes, and she's here to help me break down Chase's 5/24 rule. Tune in this week for a simple explanation of the Chase 5/24 rule from somebody with a special interest in the rules that govern the most impactful rewards cards. We're discussing some common beginner mistakes, how these mistakes can stop you from getting new Chase rewards credit cards, and how you can avoid them on your own points journey. Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/chase-524-rule-disha-spath Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy Get my Cash-Back Credit Card Cheat Sheet: https://www.pointmetofirstclass.com/cashback

Once you're sold on the value of earning points for your expenses, you might be overlooking cash-back rewards credit cards and focusing only on points-earning cards. But that would be a mistake, because some cash-back cards are actually points earning cards in disguise. Discover everything you need to know about earning points using cash-back cards. I'm sharing which specific cash-back cards can earn you points, the details of how to leverage these cards to earn points, and how valuable these cards can be as part of an overall rewards card portfolio. Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/cash-back-cards-transferable-points Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy Get my Cash-Back Credit Card Cheat Sheet: https://points.pointmetofirstclass.com/cashback

Stephanie Jones is a physician and a mother of two girls. She has a lifelong love of travel and has always been the trip planner of the family. However, she has always operated on a strict budget, doing the most travel for the least amount of money. When she discovered points travel, an entirely new world of opportunities opened up. Discover the realities of getting started navigating the world of points and miles. Stephanie is sharing how she removed the overwhelm from learning about points travel, the details of her first rewards trip, and everything she's learned in the early stages of her points travel adventure. Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/getting-started-points-travel-stephanie-jones Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy

When multiple people own a business, creating a rewards credit card plan becomes a little more complex. However, there are ways to navigate this situation so you don't miss out on using your business expenses to earn points. Here to discuss this topic is Dr. Andrea Mabry, a dermatologist and co-founder of Pinnacle Dermatology, a dermatology practice located in Little Rock, Arkansas. Dr. Andrea Mabry is an expert when it comes to creating a rewards credit card and points plan that incorporates your business partners. If you want to know how you and your business partners or co-owners can create a cohesive plan that benefits everyone involved, this episode is for you. Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/points-sharing-business-dr-andrea-mabry Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy

How do you get your partner or spouse on board with joining you in earning and using points for travel? Maggie Reyes is a Master Certified Life Coach and Modern Marriage Mentor who specializes in helping driven, ambitious women create their best marriages without waiting for their partners to change or adding more work to their lives. Maggie is discussing how to see what's going on in your partner's brain when you come to them with a points proposition, and she's sharing her tips for bringing your partner along with you in these conversations, rather than trying to convince them or asking for permission. Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/partner-points-maggie-reyes Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy

Is it a good idea to speculatively transfer points from a credit card account to an airline account? This is a particularly relevant question this week because three of the major transferable points currencies (Amex, Chase, and Capital One) are currently offering transfer bonuses when you move points from your credit card accounts to specific airline transfer partners for a limited time. Discover whether it's a good idea to speculatively transfer your flexible points to take advantage of bonuses. I'm sharing the specific offers that are on the market as of July 2023, and I'm showing you the risks you need to consider when trying to maximize the potential value of your transferable points. Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/speculative-points-transfers Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy

I'm joined by my client and good friend, Dr. Bonnie Koo, a points-travel convert. We're discussing one of our shared loves: the World of Hyatt Loyalty Program. Discover everything you need to know about the World of Hyatt Loyalty Program. We're discussing why Hyatt's Loyalty Program is our favorite hotel rewards program, some of the amazing upgrades that make Hyatt a great choice for families, and why you don't need to stay with Hyatt super frequently to take advantage of some unique and unrivaled offerings. Get full show notes and more information here: https://www.pointmetofirstclass.com/blog/world-of-hyatt-dr-bonnie-koo Grab your spot inside Points Made Easy: https://www.pointmetofirstclass.com/pointsmadeeasy