Fintech Confidential

Alex is the CEO and co-founder of EnsureAI, a fraud prevention platform for digital goods. He shares his insights on the importance of understanding the details in fintech and the challenges of dealing with funds and fraud prevention.Three things in this episode that we dive into. 1️⃣ The importance of not treating fraud as a cost of doing business 2️⃣ Adopting machine learning models to analyze real-time data for revenue assurance and chargeback guarantees 3️⃣ Why KYC data doesn't prevent payment fraudAlso, watch the entire episode on youtube. Links:nsure.aiWebsite: https://www.nsure.ai/Linkedin: https://www.linkedin.com/company/nsureai/Facebook: https://www.facebook.com/nsureaiInstagram: https://www.instagram.com/nsure.ai/Twitter: https://twitter.com/nsure_aiYoutube: https://www.youtube.com/@nsureai7792Fintech Confidential FOLLOW, LIKE & SUBSCRIBEYouTube: https://youtube.com/@fintechconfidentialPodcast: http://podcast.fintechconfidential.comNewsletter: http://access.fintechconfidential.comLinkedIn: https://www.linkedin.com/company/fintechconfidentialTwitter: https://twitter.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSupport is provided by Solvpath, an A.I.-driven customer support system that uses a visual format and self-serve technology to quickly and effectively resolve issues, resulting in satisfying support experiences for customers. Get the best customer support system for your business. Get Solvpath. Get started by visiting www dot Get Solvpath dot com www.getsolvpath.com Time Stamps:Introduction of Alex [00:01:17]The host introduces Alex, the CEO, and co-founder of EnsureAI, and discusses his background and experience in various executive positions.Alex's journey into fintech [00:02:58]Alex shares his journey into fintech, including his experience with fraud prevention in the digital gift card marketplace and the challenges of dealing with funds and fraud prevention.Importance of understanding details in fintech [00:07:56]Alex shares his insights on the importance of understanding the details of fintech and the challenges of dealing with funds and fraud prevention.Understanding the Details in Fintech [00:09:14]Alex discusses the importance of understanding the details in fintech and leveraging external advisors to bridge the gap.Realizing the Need for a Fraud Platform [00:10:59]Alex shared the moment when he realized that building a fraud platform could be its own business and the decision to start EnsureAI.Opportunities for Digital Goods Retailers [00:15:13]Alex talks about the opportunities for digital goods retailers to optimize their funnel and the potential for digital assets and goods in the virtual world.Identity Verification [00:18:09]Importance of identity verification in fraud prevention and the challenges of multiple identities in the digital world.Behavior Anomalies [00:20:10]The importance of looking at behavior anomalies instead of individual data in fraud prevention and providing a frictionless customer experience.Total Cost of Fraud [00:27:02]The impact of digital fraud on a business's bottom line, including false negatives, declines, and the cost of tools and people to fight fraud.Consumer Confidence [00:28:10]The importance of consumer confidence in a company delivering goods and the impact of declined transactions on customer lifetime value.Revenue Loss [00:28:38]The percentage of revenue businesses lose due to declined legitimate transactions varies by industry and vertical.KYC Fraud [00:35:30]The challenges of using KYC for payment fraud prevention including the lack of universal standards and ways fraudsters bypass KYC protocols to gain access to approved accounts.Don't rely on KYC [00:38:28]Alex explains the importance of not relying solely on KYC data to prevent fraud and how it can be used as a feature but not a rule.Identifying fraudulent patterns [00:39:59]Alex discusses how behavior analytics can be used to identify patterns of fraud, such as an orchestrated attack, and how it requires looking at hundreds of thousands of features in real-time.Advice for fintech founders [00:42:56]Alex gives advice to fintech founders, including being careful when deciding to scale, understanding the market, and not assuming customer acquisition costs will decrease.This is a Production of Diamond D3, Media ABOUT: Alex Zeltcer: Alex Zeltcer, a seasoned executive with a passion for scaling organizations, is the CEO and Co-Founder of nSure.ai, a company that empowers online merchants to sell digital goods with confidence. Zeltcer's leadership style is characterized by his commitment to establishing excellence in culture, building efficient infrastructure and processes, and focusing on achieving the right targets for rapid growth.Before founding nSure.ai, Zeltcer held executive positions in startup companies and large corporates, including serving as the CEO and co-founder of artizone, COO & GM of Zeek, and General Manager of Dassault Systemes Israel. He holds an MBA in Finance and Marketing and an Engineer’s Degree in Electrical and Electronics Engineering from Tel Aviv University.nSure.ai : nSure.ai is a world leader in AI-powered advanced fraud prevention for high-risk digital transactions. We provide a unique multi-tenant platform that empowers our customers with their own AI/Machine learning model. Our platform's ability to collect, aggregate, and analyze behaviors and data in real-time enables nSure.ai to deliver paymentapprovals north of 90%, along with chargeback guarantees that make substantial improvements to our customers' top and bottom lines. nSure.ai currently serves clients across four continents - among them are global leaders in the gift card, gaming, crypto and online travel segments.Tedd Huff: President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential and Head of Corporate Strategy at Corvia. Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments.Diamond D3, Media: A media creation, management, and production company delivering engaging content globally

Jorge Garcia is the Co-Founder and CTO of Hello Iconic, a company that offers end-to-end product development services for fintech innovators.In this episode of the Fintech Confidential podcast, he shares the story behind the company's inception and how Hello Iconic transitioned from the media and entertainment industry to Fintech. Jorge discusses Hello Iconic's mission to help startups and established companies create and grow their fintech products.Here are the three things we dive into in this episode:1️⃣ The company's background and how they got into fintech2️⃣ Hello Iconic's approach to product development and customer experience3️⃣ Opportunities for fintech in the next five years, including niche-focused servicesAlso, watch the entire episode on youtube. [link here]Links:Events and websites mentioned:MX Summit: https://www.mx.com/summit (00:18:12)Alloy: https://alloy.co/ (00:18:28)Hello IconicWebsite: https://helloiconic.com/ Linkedin: https://www.linkedin.com/company/helloiconic/Facebook: https://www.facebook.com/helloiconiccareersInstagram: https://www.instagram.com/hello.iconic/Twitter: https://twitter.com/hello_iconicYoutube: https://www.youtube.com/@helloiconic6794Jorge Garcia - Linkedin Profile: https://www.linkedin.com/in/jagbolanosJorge Garcia Twitter: https://twitter.com/jagbolanosFintech Confidential FOLLOW, LIKE & SUBSCRIBEYouTube: https://youtube.com/@fintechconfidentialPodcast: http://podcast.fintechconfidential.comNewsletter: http://access.fintechconfidential.comLinkedIn: https://www.linkedin.com/company/fintechconfidentialTwitter: https://twitter.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSupport is provided by Solvpath, an A.I.-driven customer support system that uses a visual format and self-serve technology to quickly and effectively resolve issues, resulting in satisfying support experiences for customers. Get the best customer support system for your business. Get Solvpath. Get started by visiting www dot Get Solvpath dot com www.getsolvpath.com Time Stamps:Hello Iconic's background [00:00:00]The co-founder talks about the company's background in educational technologies and streaming services and how they got into fintech.Hello Iconic's mission [00:04:07]The co-founder describes the company's mission to help innovators make products from conception to delivery and growth.Opportunities for fintech in the next five years [00:07:29]The co-founder discusses the trend of expanding services for niche-focused companies and how they will start offering wealth management, personal finance, and investment services.Banking and Credit Unions Modernization [00:08:19]Discussion on how banks and credit unions are starting to modernize their customer experience and how Hello Iconic is helping companies in this area.Hello Iconic's 360 Growth Philosophy [00:12:28]Explanation of how Hello Iconic helps companies simplify their go-to-market strategy and connect different services in a fast and compliant way, as well as their focus on understanding analytics to guide product development.Success to Execution [00:16:19]The importance of understanding users' needs and defining a product that solves their most important need to create a relationship with users and consumers.Product Development and Launch [00:17:18]The co-founder discusses the importance of establishing a relationship with users and understanding their needs to guide product development and business growth. They also talk about successful product launch strategies in the fintech space.Working with MX [00:21:17]The co-founder talks about the benefits of working with MX, including the close relationship, partner support, and access to a hub of connections. They also discuss the value of collaboration in moving fintech forward.Hello Iconic Services [00:23:30]The co-founder invites fintech startup founders and entrepreneurs to reach out to Hello Iconic for help with building and launching modern fintech products. They highlight their expertise in innovation and reliable product delivery, as well as their partnerships and leadership team.This is a Production of Diamond D3, Media ABOUT: Jorge Garcia: Jorge Garcia is the CEO and Founder of Linker Finance, a company dedicated to making the building and launching of financial services and FinTech apps fast and simple. Linker Finance provides low-code, end-to-end, and white-label solutions for digital banking, personal finance management, lending, card programs, wealth management, and more. These solutions are designed to be fast, simple, accessible, flexible, and secure, reducing the time to market to weeks instead of months or years.Garcia is also the Co-Founder and Chief Technology Officer of Hello Iconic, a software development agency specializing in the Financial Services and FinTech industries. With over 20 years of experience launching successful global applications and platforms with millions of monthly active users, Garcia has worked with companies such as Disney, The Coca-Cola Company, and The Change Company, as well as seed stage, series A, and venture-backed startups.In 2015, Garcia was named an MIT Technology Review Innovator under 35, a testament to his contributions to the technology field. He is a fellow of The Aspen Institute and an alumnus of the Stanford Latino Entrepreneurship Initiative / Latino Business Action Network. Garcia is also a member of the Forbes Technology Council, where he shares his insights and expertise with a wider audience.In addition to his roles at Linker Finance and Hello Iconic, Garcia has held positions at Kam.io, Class.io, and Real Systems Inc., and served as the Program Head for Computer Science at UNITEC. He holds a Master of Science in Intelligent Systems Design from Chalmers University of Technology and a Bachelor of Engineering in Computer Science from Universidad Tecnológica Centroamericana.Hello Iconic:  Hello Iconic is a specialized app development and design company with expertise in fintech and financial services. We create high-performing fintech apps for millions of users. We have a proven track record, having worked with top finance brands, fintech startups, and Fortune 500 companies—delivering scalable, high-performing finance apps and related digital products.Tedd Huff: President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential and Head of Corporate Strategy at Corvia. Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments.Diamond D3, Media: A media creation, management, and production company delivering engaging content globally

Rhett Roberts, Co-Founder and CEO of LoanPro, shares the importance of convenience and compliance, helping customers offer better products, and how merging data can mitigate loan delinquency. The chapter descriptions include empowering customers, transitioning into FinTech, enhancing customer experience, maintaining leadership, and their experience with MX.

Beatriz Acevedo is the Founder & CEO of the [Company Purpose/offering] company Suma. She shares how this marketing woman moved to Fintech and the common misconceptions of working with the Latino Community. Three things in this episode that we dive into. 1️⃣ How educated people with MBAs and celebrities struggle with personal finances.2️⃣ Why do hard-working Latinos struggle financially despite being the most significant consumers?3️⃣ Driving force to launch Suma Wealth during the pandemic.Also, watch the entire episode on youtube. Links:SUMA WealthWebsite: https://sumaverse.io LinkedIn: https://www.linkedin.com/company/suma-wealth/Instagram: https://www.instagram.com/sumawealth/ Twitter: https://twitter.com/sumawealthFacebook: https://www.facebook.com/sumawealthYouTube: https://www.youtube.com/@wearesuma7439 Beatríz Acevedo Website: https://www.beatrizacevedo.com/Linkedin: https://www.linkedin.com/in/beatrizacevedo/Instagram: https://www.instagram.com/beatrizacevedogreiff/Twitter: https://twitter.com/Bea_latinaFacebook: https://www.facebook.com/beatrizacevedogreiff The Acevedo Foundation: https://www.acevedo.foundation/Fintech Confidential FOLLOW, LIKE & SUBSCRIBEYouTube: https://youtube.com/@fintechconfidentialPodcast: http://podcast.fintechconfidential.comNewsletter: http://access.fintechconfidential.comLinkedIn: https://www.linkedin.com/company/fintechconfidentialTwitter: https://twitter.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSupport is provided by Solvpath, an A.I.-driven customer support system that uses a visual format and self-serve technology to quickly and effectively resolve issues, resulting in satisfying support experiences for customers. Get the best customer support system for your business. Get Solvpath. Get started by visiting www dot Get Solvpath dot com www.getsolvpath.com This is a Production of Diamond D3, Media ABOUT: Beatríz Acevedo: CEO & Co-founder Beatríz Acevedo is a three-time Emmy award-winning producer, community builder, entrepreneur and philanthropist. She is a sought after keynote speaker and mentor to the next generation of Latino/a/x leaders. Her previous startup mitú continues to be the leading digital media brand for U.S. Latinx millennials. Beatríz sits on numerous boards and advisory boards lending her unique cultural insights to The LA2028 Olympics, Annenberg Foundation's PledgeLA, Delta Airlines, The Latino Community Foundation, Homeboy Industries, 9th Wonder, Latino Donor Collaborative, LA Collab, Pocketwatch and Encantos Media. She is also an advisor to the Mayor of Los Angeles, Eric Garcetti, as part of his Tech Council.SUMA Wealth : SUMA Wealth is the leading financial technology company devoted to increasing prosperity, opportunity, and financial inclusion for young, U.S.-born Latinos. SUMA's innovative approach deploys technology to build financial tools that are engaging, culturally relevant, and useful to the community. SUMA also creates user-centric content and brand-based experiences that inspire, inform and empower the community to build wealth and control their financial future. Tedd Huff: President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential and Head of Corporate Strategy at Corvia. Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments.Diamond D3, Media: A media creation, management, and production company delivering engaging content globally

Abrar Huq is the Co-Founder and CRO of the AI company Arteria AI. He shares about becoming an Attorney but never practicing and how AI will change how contracts and documentation are done in Fintech.Three things in this episode that we dive into. 1️⃣ How the Data in Docs can be used to make better decisions2️⃣ How incubating at Deloitte Canada provided much-needed focus 3️⃣ Being a Startup is Life in Hard Mode Also, watch the entire episode on youtube. https://youtu.be/aaiKaFAsurkLinks:Arteria AIWebsite: https://www.arteria.ai/Linkedin: https://www.linkedin.com/company/arteria-ai/Youtube: https://www.youtube.com/@arteriaai8328Fintech Confidential FOLLOW, LIKE & SUBSCRIBEYouTube: https://youtube.com/@fintechconfidentialPodcast: http://podcast.fintechconfidential.comNewsletter: http://access.fintechconfidential.comLinkedIn: https://www.linkedin.com/company/fintechconfidentialTwitter: https://twitter.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSupporting PartnersSupport is provided by the Vital Credit Card.Make a statement in your wallet with a sleek Metal credit card that pays you cashback when you share and spend responsibly while it helps improve your credit health. Request an Invite at vital.fintechconfidential.com Support is provided by Solvpath, an A.I.-driven customer support system that uses a visual format and self-serve technology to quickly and effectively resolve issues, resulting in satisfying support experiences for customers. Get the best customer support system for your business. Get Solvpath. Get started by visiting www dot Get Solvpath dot com www.getsolvpath.com This is a Production of Diamond D3, Media ABOUT: Abrar Huq: Co-founder and Chief Revenue Officer at Arteria AI. At Arteria AI, Abrar is responsible for all revenue generation and go-to-market activities, including sales, operations, partnerships, and marketing.Prior to Arteria AI, Abrar was a Partner at Deloitte Canada in Omnia AI, the Artificial Intelligence practice. Abrar specializes in delivering artificial intelligence (AI) and technology projects and solutions in the legal industry. His expertise focuses on assisting legal departments and businesses in making data-driven decisions and infusing technology in the delivery of legal services with a particular focus on AI. He has extensive experience leading large cross-functional teams and working directly with client representatives. Abrar has led AI-enabled projects and solutions delivered globally with multinational teams. Abrar is a former lawyer who was called to the Bar of Ontario in June 2012 and obtained his Juris Doctor from the University of Toronto and has a Bachelor of Commerce degree in Finance from the University of Saskatchewan. Abrar was previously the Operations Lead for Omnia, Deloitte’s Artificial Intelligence practice, overseeing the daily operations of the practice and its 500+ practitioners across Canada and Chile. Abrar had a mandate to drive operational efficiency within the practice and worked alongside the Managing Partner and Chief Operating Officer to develop and implement business strategies for performance and growth.Arteria AI : Powered by data, Arteria AI is trusted by the world’s largest banks to transform client document processes at enterprise scale – working smarter and faster to maximize revenue and save time and cost. Arteria AI's client documentation solution removes the need for legacy manual processes by structuring data during the documentation life cycle to speed up decision-making processes for all stakeholders with a highly intuitive front-end.Built by subject matter experts, data scientists and technologists, Arteria AI's solution unleashes the power of data to help global, regulated financial institutions solve client document complexity at scale. Adopting an innovative data-first approach, our AI-powered enterprise-ready solution takes the friction out of the paper trail. Tedd Huff: President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential and Head of Corporate Strategy at Corvia. Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments.Diamond D3, Media: A media creation, management, and production company delivering engaging content globally

Will Tumulty is the CEO of the company Rapid Finance which Rapid Finance that provides small businesses with access to capital when they need it most. He shares how he got into Fintech and how Rapid Finance is helping lenders and small businesses with financing solutions.Three things in this episode that we dive into. 1️⃣ How being a Navy Seal prepared him for corporate America2️⃣ The importance of modularity in lending software3️⃣ Why businesses that need funding should look to alternate lenders.Enjoy the entire episode on youtube. Links:Rapid FinanceWebsite: https://www.rapidfinance.com/Linkedin: https://www.linkedin.com/company/rapidfinanceFacebook: https://www.facebook.com/RapidFinanceUSAInstagram: https://www.instagram.com/rapidfinanceusa/Twitter: https://twitter.com/RapidFinanceUSAYoutube: https://www.youtube.com/@RapidFinance1Fintech Confidential FOLLOW, LIKE & SUBSCRIBEYouTube: https://youtube.com/@fintechconfidentialPodcast: http://podcast.fintechconfidential.comNewsletter: http://access.fintechconfidential.comLinkedIn: https://www.linkedin.com/company/fintechconfidentialTwitter: https://twitter.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSupport is provided by Solvpath, an A.I.-driven customer support system that uses a visual format and self-serve technology to quickly and effectively resolve issues, resulting in satisfying support experiences for customers. Get the best customer support system for your business. Get Solvpath. Get started by visiting www dot Get Solvpath dot com www.getsolvpath.com Supporting PartnersSupport is provided by the Vital Credit Card.Make a statement in your wallet with a sleek Metal credit card that pays you cashback when you share and spend responsibly while it helps improve your credit health. Request an Invite at vital.fintechconfidential.com This is a Production of Diamond D3, Media ABOUT: Will Tumulty: As CEO, Will is responsible for expanding Rapid’s product portfolio, growing direct business and enhancing our partnership channel relationships. He possesses over 20 years in the banking and payments industry and has held management positions in marketing, operations and IT at Capital One and AccountNow. Will holds a Bachelor of Science in aerospace engineering from the United States Naval Academy, as well as a Master of Science in manufacturing systems engineering and an MBA from Stanford UniversityRapid Finance: Rapid Finance has a proven track record of helping small businesses (and those who support them) succeed and since 2005, has been offering fast, simple, and trusted financing options that provide small businesses with access to capital when they need it most. Using a thoughtful combination of technology, speed and deep industry expertise, Rapid Finance has helped millions of small business clients find financing plans that meet their unique business needs.Tedd Huff: President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential and Head of Corporate Strategy at Corvia. Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments.Diamond D3, Media: A media creation, management, and production company delivering engaging content globally

Joe Keeley is the CEO & Co-Founder of the embedded Fintech company Justifi.ai . He shares how went from being a hockey-playing nanny to leading a fintech orchestration platform that helps software-as-a-service (SaaS) platforms add value and accelerate potential revenue streams. According to Joe, the fintech market is enormous and diverse, with thousands of vertical SaaS platforms, and there can be thousands of winners because there are many different ways to slice and dice the market.Joe Keeley's entrepreneurial journey started with founding College Nannies and Sitters and Tutors, a large in-home childcare and tutoring company, before moving into Fintech. Justifi simplifies the complex and fragmented Fintech industry for SaaS platforms by providing a payment and fintech orchestration platform and an engaged fintech team. SaaS platforms often lack expertise in fintech, and Justifi fills that gap by providing an extension of their team, including a chief payment officer, to help them execute on fintech solutions.To successfully monetize FinTech, software companies must start the journey today and look to the future when making integration decisions. They must also focus on the user experience and not just on monetizing funds flow. Justifi believes that by partnering with providers, companies can take full advantage of FinTech while still focusing on their core vertical SaaS platform. Justifi sees exciting opportunities in stored payment values and a focus on the user experience, and they want to help platforms capture more value from their FinTech transactions.In conclusion, Justifi's unique approach to helping vertical SaaS platforms add value to their company is worth exploring. Joe Keeley's experience transitioning from a different company to a fintech company provides valuable insights. Don't make the mistake of waiting to begin monetizing with FinTech or trying to build everything yourself. Instead, contact Justifi.ai to understand your business and build a strategic FinTech map. Remember, there's a tailwind behind you, and Justifi can help accelerate your potential for success.Things that we dive into on in this episode . 👨‍💼 From hockey-playing nanny to CEO and Co-Founder of Justifi, Joe Keeley knows what it takes to become a successful FinTech company. Justifi helps vertical SaaS platforms add value and accelerate potential revenue streams with their payment and FinTech orchestration platform and engaged FinTech team.🌐 The fintech market is enormous and diverse, with thousands of vertical SaaS platforms, but there can be thousands of winners because there are many different ways to slice and dice the market.💳 Payments are the most commonly sold and purchased FinTech product, but Justifi believes that vertical SaaS platforms should keep the lion's share of the value of funds flow within their ecosystem. By monetizing payments based on the payment's cost rather than the transaction's size, SaaS platforms can increase revenue potential.Also, watch the entire episode on youtube. https://youtu.be/wzhvACVd3UwLinks:JustifiWebsite: justifi.aiLinkedin: https://www.linkedin.com/company/justifi-paymentsTwitter: https://twitter.com/_JustiFiInstagram: https://www.instagram.com/justifi.ai/Youtube: https://www.youtube.com/@justifi4326Joe KeeleyLinkedin: https://www.linkedin.com/in/joekeeley/Fintech Confidential FOLLOW, LIKE & SUBSCRIBEYouTube: https://youtube.com/@fintechconfidentialPodcast: http://podcast.fintechconfidential.comNewsletter: http://access.fintechconfidential.comLinkedIn: https://www.linkedin.com/company/fintechconfidentialTwitter: https://twitter.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSupporting PartnersSupport is provided by the Vital Credit Card.Make a statement in your wallet with a sleek Metal credit card that pays you cashback when you share and spend responsibly while it helps improve your credit health. Request an Invite at vital.fintechconfidential.com Support is provided by Solvpath, an A.I.-driven customer support system that uses a visual format and self-serve technology to quickly and effectively resolve issues, resulting in satisfying support experiences for customers. Get the best customer support system for your business. Get Solvpath. Get started by visiting www dot Get Solvpath dot com www.getsolvpath.com This is a Production of Diamond D3, Media ABOUT: Joe Keeley: Joe Keeley is a dynamic yet thoughtful entrepreneur and conscious leader. As such, Keeley is the CEO and Co-founder of JustiFi Technologies, a venture-backed fintech business providing payments and fintech infrastructure and strategy for vertical SaaS platforms. JustiFi exists to accelerate the potential of vertical SaaS platforms by bringing optimized embedded payments and beyond payments fintech solutions to bear resulting in increased value for the platform of 3-5X with remarkably lower cost of ownership.Keeley also founded and grew College Nannies, Sitters & Tutors (CNST), the nation’s largest in-home childcare and tutoring company. CNST disrupted the fragmented in-home childcare market through Keeley’s people leadership, technological innovation and indomitable spirit. Keeley led CNST to over 200 franchises in the USA and United Kingdom (a milestone less than 5% of franchisors achieve) and over 13,000 employees. In 2016, College Nannies, Sitters & Tutors was acquired by Bright Horizons Family Solutions (NYSE: BFAM), the largest corporate-sponsored childcare operator globally.JustiFi : JustiFi is the embedded fintech platform built for vertical SaaS platforms. The company’s ​AI and machine-learning engine manages and optimizes payment transactions to help platforms reduce fees and maximize profits. JustiFi leverages 50+ years of industry experience and expertise to add customer value by generating payments revenue, saving money, ensuring compliance and turning payment processing into a strategic advantage.Tedd Huff: President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential and Head of Corporate Strategy at Corvia. Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments.Diamond D3, Media: A media creation, management, and production company delivering engaging content globally

Join Tedd Huff of Fintech Confidential and Bruce Burke of Bullet Point Bulletins as they discuss the latest developments in the world of fintech and web3 technology on this week's episode of the Weekly Wrap-Up of Bullet Point Bulletins. The FDIC seized control of Silicon Valley Bank and the future seemed very dismal, but following this episode later that evening the Wall Street Journal said the U.S. Treasury, Federal Reserve and the made a joint decision to make good on all deposits made. This was basically decided upon to restore the public’s faith in the banking system in the U.S.Tedd and Bruce discuss the many implications that surrounded the weekend-long banking crisis. The Feds hands seemed tied in this decision. Not stemming this tsunami would have lead to much deeper and long term problems.Inflation, mistrust, collapses and cryptocurrency are all playing hell with the economy and financial systems. People are beginning to look to alternatives to keep their hard earned money safe. There are many different aspects of the monetary systems and the startup scene in the valley discussed, but ultimately the government had to save it or else the contagion could have had a huge domino effect across the world - from the 16th largest bank in the United States.Oh and Bruce and Tedd also talk about the mainstream adoption of NFT’s from both Starbucks customers and a forthcoming announcement expected from Amazon this month about a Digital Marketplace. We also discuss how the new Coinbase Wallet-as-a-Service is also bringing customers easily onboard to apps like Floor, and Token Proof. It seems there is a lot of simplifying of Web3 standards, but at the same time kind of making them a hybrid Web2.5. At least it’s a step in the right direction. Or is it? Will the interoperability of Web3 ever be realized, it seems each new project has a proprietary blockchain, token or wallet technology of its own. Will the Web3 ideals be discarded and replaced by Web2 standards - or will the utopian ideals be upheld by the devout and the Web2.5 projects shunned by the true believers in the real Web3? Also, watch the entire episode on youtube. https://youtu.be/hF48IJCtk-ILinks:Fintech Confidential FOLLOW, LIKE & SUBSCRIBEYouTube: https://youtube.com/@fintechconfidentialPodcast: http://podcast.fintechconfidential.comNewsletter: http://access.fintechconfidential.comLinkedIn: https://www.linkedin.com/company/fintechconfidentialTwitter: https://twitter.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialThis is a Production of Diamond D3, Media ABOUT: Tedd Huff: President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential and Head of Corporate Strategy at Corvia. Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments.Diamond D3, Media: A media creation, management, and production company delivering engaging content globally

Join Tedd Huff of Fintech Confidential, and Bruce Burke of #PAY as they discuss the latest developments in the world of fintech and web3 technology on this week's wrap-up of Bullet Point Bulletins stories.$33 billion fintech giant Revolut reports first-ever annual profitGaming engine Unity adds MetaMask functionality among new Web3 toolsPolygon launches decentralized ID product powered by ZK proofsSnoop Dogg to Launch 'Shiller': The Live Streaming App Where Everything is Shoppable$33 billion fintech giant Revolut reports first-ever annual profitRevolut, a fintech giant, reported its first-ever annual profit in 2021, with revenues of £636.2 million ($767.1 million) and a pre-tax profit of £59.1 million.The company's success was due to the growth in subscriptions to its paid packages and overall app usage, along with diligent cost control and a diversified business.Revolut expects revenue growth of more than 30% to £850 million in 2022.The company competes with other digital banks such as Wise, Monzo, and Starling.Revolut has expanded into overseas markets such as the U.S., Brazil, Mexico, and India and has over 25 million users worldwide.The company has been pursuing a banking license in the U.K. for the past two years to source more income from lending activity.Revolut faced concerns from U.K. regulators over the robustness of its internal financial controls and an aggressive working culture, which led to departures of key regulatory and compliance executives.Revolut's crypto business deteriorated sharply, accounting for only 5% to 10% of sales in 2022, down from roughly a third in 2021.As a privately held firm, Revolut is not required to share frequent quarterly reports.Revolut hopes to obtain its U.K. banking license "very soon" and secure external funding.Blockchain Founders Fund raises $75M to encourage Web3 mass adoptionBlockchain Founders Fund has raised $75 million in a fundraising round to support the adoption of Web3 and blockchain technology.The fund will focus on supporting high-potential early-stage pre-seed and seed projects that encourage the mass adoption of Web3 and blockchain technology.The fund has already invested in over 100 startups, including Altered State Machine, Splinterlands, GRID, Krayon, and Magna.The fund plans to potentially spread its investments across more than 200 companies within the next 12 months.The fund will focus on early-stage Web3 companies with strong teams, a demonstrated ability to execute their vision, and a clear, viable business plan that demonstrates a solid understanding of the target market and competitive landscape.The Blockchain Founders Fund takes a team-centric approach when evaluating investments to ensure that only well-rounded teams are chosen for funding.The fund navigates regulatory uncertainty by staying abreast of emerging trends in blockchain governance as they continue to evolve over time.Venture capital investments are shifting toward "non-volatile innovations," including cross-chain bridges, payments and remittances, lending, decentralized autonomous organizations, asset management, and digital identity management.Despite a pullback in venture capital spending by investors in Q4 2022, investors are still looking to bankroll blockchain-based technologies, applications, and startups.The Blockchain Founders Fund leverages its industry connections, including leading institutions and investors in the space, to help its portfolio companies succeed.Gaming engine Unity adds MetaMask functionality among new Web3 toolsUnity has added a "Decentralization" category page in its asset store, featuring 13 "vetted" crypto platforms, including MetaMask, Solana, and Tezos, to assist developers interested in merging decentralization into their projects.MetaMask's software development kit (SDK) was added to help developers enable users to connect their MetaMask wallet to "any game developed on Unity."The integrations will allow developers to modify the "models of ownership" in games and enable players to create, earn or acquire in-game resources, which can be subsequently traded or sold.A recent DappRadar report revealed that gamers made up nearly half (48%) of all blockchain activity in January 2023.Increasing mainstream coverage of announcements and news related to Web3 gaming contributes to a rise in activity.Blockchain gaming is already "a vertical" in the traditional industry, and it will bring "more adoption" to Web3 games, which will "become mainstream."The "major challenge" with blockchain gaming is getting "casual gamers" into the market because of the perception that blockchain games are of "inferior quality."Polygon launches decentralized ID product powered by ZK proofsPolygon has launched a zero-knowledge decentralized identity solution, Polygon ID, to the public.Polygon ID was first launched in a closed-environment to select builders nearly a year ago.The service uses zero-knowledge proofs (ZK proofs) to allow users to verify their identity online without revealing sensitive information.Polygon claims to be the first ZK-based digital ID tool that allows users to hold credentials locally on handheld devices such as smartphones.The public release introduces four new tools to the Polygon ID toolset for developers to integrate identity solutions into their applications.Users can produce zero-knowledge proofs using off-chain credentials to interact with smart contracts and verify information on-chain.Multiple Web3 projects, including Kaleido, Fractal, and Collab.Land, have committed to integrating Polygon ID upon launch.The co-founder of Polygon ID, David Schwartz, said the product was built on the latest decentralized identity standards.Other Web3 projects, such as The Sandbox and Guild.xyz, are also in the process of integrating Polygon ID.Polygon is a suite of blockchain protocols for developers built to scale Ethereum, including Layer-2s (zero-knowledge), sidechains, hybrids, and app-specific.Snoop Dogg to Launch 'Shiller': The Live Streaming App Where Everything is ShoppableSnoop Dogg and UK tech entrepreneur Sam Jones are launching a live broadcast platform for content creators called Shiller.The app combines web3 technology with live, interactive video and audio streaming to monetize following and connect with audiences.Shiller will launch in April 2023 and already has an army of approved creators ready for launch.The app allows creators to token-gate their video and audio, share products from commerce sites, and promote popular NFTs.Creators can receive tips and virtual gifts from their audience, engage with their audience through emojis, chat, split screens, voting, and games.The app also allows creators to create their own tokens and digital passes, which can be featured on the Shiller marketplace.Shiller is built on the OOOOO (five Aut) commerce platform, which has been 3 years in the making.The app aims to revolutionize the content creation industry and provides a one-stop-shop for creators.Social commerce gross merchandise volume surpassed $400 billion in 2022, according to McKinsey.Shiller is open to applications for creators.Also, watch the entire episode on youtube. https://youtu.be/5Y-v6wZIpdELinks:Fintech Confidential FOLLOW, LIKE & SUBSCRIBEYouTube: https://youtube.com/@fintechconfidentialPodcast: http://podcast.fintechconfidential.comNewsletter: http://access.fintechconfidential.comLinkedIn: https://www.linkedin.com/company/fintechconfidentialTwitter: https://twitter.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSupport is provided by Solvpath, an A.I.-driven customer support system that uses a visual format and self-serve technology to quickly and effectively resolve issues, resulting in satisfying support experiences for customers. Get the best customer support system for your business. Get Solvpath. Get started by visiting www dot Get Solvpath dot com www.getsolvpath.com Sponsorships:As an ad-supported network, we are always on the lookout for high-quality products and services that will benefit our highly qualified audience. We are seeking sponsors for Fintech Confidential, Bullet Point Bulletins, and #PAY Interviews.Contact us today for additional information about this unique opportunity.This is a Production of Diamond D3, Media ABOUT: [Guest Name]: [Guest Bio][Company Name] : [Company info]Tedd Huff: President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential and Head of Corporate Strategy at Corvia. Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments.Diamond D3, Media: A media creation, management, and production company delivering engaging content globally

Join Tedd Huff of Fintech Confidential and Bruce Burke of Bullet Point Bulletins as they discuss the latest developments in the world of fintech and web3 technology on this week's episode of the Weekly Wrap-Up of Bullet Point Bulletins. "Get ready for some fresh and thrilling insights on the FItnech and web3 worlds right here. Top stories for this week. 1️⃣ Regulators Warn Banks - Say No To Crypto FinTech Companies2️⃣ Mastercard to allow crypto payments in Web3 via USDC settlements3️⃣ Azra Games, founded by veteran EA game developer, raises $10M for NFT-themed Legions & Legends4️⃣ Electronic Arts Founder Trip Hawkins Is Now Making NFT Games5️⃣ Fake ChatGPT Tokens Are Out And About To Victimize People – What You Need To Know Links:Fintech Confidential FOLLOW, LIKE & SUBSCRIBEYouTube: https://youtube.com/@fintechconfidentialPodcast: http://podcast.fintechconfidential.comNewsletter: http://access.fintechconfidential.comLinkedIn: https://www.linkedin.com/company/fintechconfidentialTwitter: https://twitter.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSupporters: Support is provided by Solvpath, an A.I.-driven customer support system that uses a visual format and self-serve technology to quickly and effectively resolve issues, resulting in satisfying support experiences for customers. Get the best customer support system for your business. Get Solvpath. Get started by visiting www dot Get Solvpath dot com www.getsolvpath.com This is a production of Diamond D3 Media, with All Rights Reserved. This is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice. We strive to provide accurate and up-to-date information but will not be responsible for any missing facts or inaccurate information. You comply and understand that you should use any of this information at your own risk. Cryptocurrencies are highly volatile financial assets, so research and make your own financial decisions. ABOUT: Tedd Huff: President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential and Head of Corporate Strategy at Corvia. Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements and user experience-driven value to simplify the complexity of payments.Diamond D3, Media: A media creation, management, and production company delivering engaging content globally