
Healthy Rich podcast
Money talk for misfits. Certified Educator in Personal Finance and author of YOU DON'T NEED A BUDGET Dana Miranda answers your burning money questions! www.healthyrich.co
Latest episodes

May 1, 2025 • 13min
You won't believe how interesting estate planning can actually be
This is a free preview of a paid episode. To hear more, visit www.healthyrich.coWelcome to the Healthy Rich podcast, a show about money for misfits!I’m Dana Miranda, a financial educator and author of You Don’t Need a Budget.In this episode, I talk with estate planning experts about:🥑 How to make an end-of-life plan for any kind of family🥑 Why a trust is for everyone — not just rich folks🥑 How to leave your estate to your pets (you really can!)🥑 Securing your digital legacy with the mishmash of technology that rules our livesSubscribe to Healthy Rich at www.healthyrich.co, and learn more about You Don’t Need a Budget at youdontneedabudget.com.

Apr 17, 2025 • 17min
Mindfulness practices to overcome money shame and stress
Cristy de la Cruz, a mental fitness coach and host of the Somatic Wisdom Podcast, shares her insights on overcoming money shame and stress. She discusses the importance of mindfulness practices in managing financial anxiety. Cristy emphasizes recognizing systemic inequalities and encourages listeners to detach their self-worth from financial situations. By practicing self-compassion and setting achievable goals, individuals can cultivate a healthier relationship with money. Tune in for valuable strategies to transform your financial mindset!

Mar 27, 2025 • 22min
Relocating at the drop of a hat to a trans-friendly state or city
Welcome to the Healthy Rich podcast, a show about money for misfits!I’m Dana Miranda, a financial educator and author of You Don’t Need a Budget.In this episode, I discuss:🥑 How to find affordable, trans-friendly cities in the U.S.🥑 How to apply for a passport and prepare for international travel🥑 How to be ready to move at the drop of a hatSubscribe to Healthy Rich at www.healthyrich.co, and learn more about You Don’t Need a Budget at youdontneedabudget.com. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.healthyrich.co/subscribe

12 snips
Mar 13, 2025 • 21min
How to create financial stability with inconsistent income
Discover how to master your finances with an inconsistent income by exploring personal experiences as a freelance writer. Learn practical strategies to build a financial buffer and smooth out the ups and downs of your earnings. The conversation touches on useful concepts like comfort funds and reverse budgeting, ensuring you can maintain stability even when money feels tight. Packed with actionable tips, it’s a guide for those looking to achieve peace of mind in their financial journey.

Feb 27, 2025 • 19min
Answering your questions about becoming a freelancer
Welcome to the Healthy Rich podcast, a show about money for misfits!I’m Dana Miranda, a financial educator and author of You Don't Need a Budget.In this episode, I discuss:🥑 How to overcome fear of instability in freelancing🥑 How to set yourself up financially before taking the leap🥑 What kind of work you can do as a freelancer and how to find itSubscribe to Healthy Rich at www.healthyrich.co, and learn more about You Don't Need a Budget at youdontneedabudget.com This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.healthyrich.co/subscribe

Feb 13, 2025 • 17min
How (and why) to turn yourself from a saver into a spender
Welcome to the Healthy Rich podcast, a show about money for misfits!I’m Dana Miranda, a financial educator and author of You Don’t Need a Budget.In this episode, I discuss how to turn yourself from a saver into a spender (and why you’d want to):🥑 Why saving too much can be as much of a burden as saving too little.🥑 How naming your needs and values can help you decide how to spend money without a restrictive budget or spending plan.🥑 Three exercises to help you name your needs and values and how you can use money to support them.Mentioned in this episode:🔗 Healthy Rich podcast: How do you avoid spending money you don’t have?🔗 Buy What You Love without Going Broke by Jen Smith and Jill Sirianni🔗 Maslow’s Hierarchy of Needs🔗 You Don’t Need a Budget Reflection Questions worksheet🔗 Subscribe to Healthy Rich at healthyrich.co This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.healthyrich.co/subscribe

Jan 30, 2025 • 15min
Preparing our finances for a fascist regime (webinar replay)
This is a free preview of a paid episode. To hear more, visit www.healthyrich.coWelcome to the Healthy Rich podcast, a show about money for misfits!I’m Dana Miranda, a financial educator and author of You Don’t Need a Budget.In this episode, I discuss:🥑 What we might expect for consumer prices, taxes, student loans and retirement plans under the final Trump term.🥑 What you can do now to protect peace and stability in your finances.🥑 The challenge of setting yourself up for financial independence from estranged loved ones.🥑 How to rethink and expand your resources to find comfort in times of uncertainty.

Jan 16, 2025 • 15min
How do you avoid spending money you don’t have?
Welcome to the first episode of the Healthy Rich podcast, a show about money for misfits! I’m Dana Miranda, a financial educator and author of You Don’t Need a Budget.In this (re)launch episode, I’m answering the No. 1 question I get when I tell people “you don’t need a budget”: How do you avoid spending money you don’t have?My answer will probably vex a lot of people, but I stand by it. I get into:🥑 The three dimensions of financial wellness that can inform how you use money.🥑 Why debt isn’t something you have to avoid!For show notes and more information from today's show check out the post at healthyrich.co. While you're there, subscribe to get notified whenever I drop a new episode.If you have a question you'd like to see answered in a future episode, you can submit it in writing or as a voicemail by clicking on submit a question for the podcast at the top of the page. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.healthyrich.co/subscribe

May 22, 2023 • 6min
The part I keep being afraid to say
Reflecting on the trouble of challenging a dominant paradigm — including the ways I've internalized it. I'm making myself say out loud what we're really talking about when we talk about budget culture.Find more information about this episode at www.healthyrich.co.Subscribe to the Healthy Rich newsletter so you never miss an episode: www.healthyrich.co/subscribe This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.healthyrich.co/subscribe

Feb 27, 2023 • 19min
My debt stories: Default, wage garnishment and bank levies — oh my!
I'm sharing my debt stories — including evading student loan payoff, being sued for credit card debt and being ordered to garnish my own wages. A lot of the ways we talk about debt encourage us to feel shame around the subject. But so do a lot of the ways we don’t talk about debt. Every way I’ve chosen to deal with debt throughout my life goes against conventional advice. And the consequences I’ve experienced are things budget culture paints as shameful — but I'm doing just fine.If you’re feeling any kind of shame, obligation or anxiety about your experiences with debt, let my stories inspire you to quiet those budget culture messages and make the choices that are right for you. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.healthyrich.co/subscribe