Inside Out Money

Greg joins this week's podcast, and we share five cell phone savings hacks that can save you thousands of dollars. We share how to get the cheapest and best cell phone coverage, how to use eSIM cards for international travel, our favorite Otterbox cases and how to leverage their lifetime warranty, how to get free cell phone insurance protection from your credit cards, and how and when to buy the cell phones themselves. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/048-5-cell-phone-hacks-to-save-you-thousands/

Erica joins this week's podcast, and we discuss the economics of happiness and what research shows will and won’t make you happier. We share the macronutrients of happiness, according to David Brooks and Oprah, and how we should be striving to be happier versus a fixed ideal nirvana state of happiness. We talk through each of the factors that can have a meaningful influence on our happiness, and, just as importantly, what doesn’t correlate to our happiness.  Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/047-the-economics-of-happiness-will-a-bigger-house-or-shorter-commute-make-you-happier/

Liz joins this week's podcast, and somehow, we’re deciding to smash or pass common financial rules. We explain many common financial rules around savings, investing, and buying a house and car and dig into whether we’d smash or pass on the rule and why. In addition to a lot of laughing, we hope you also learn something new. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/046-smash-or-pass-common-financial-rules/

Financial expert Andrew discusses the lifetime gross savings rate metric, explaining its calculation and benefits. This metric reflects financial progress and efficiency, allowing for benchmarking and comparison across different income levels. The podcast explores the importance of tracking this metric for financial awareness and improvement, highlighting its role in achieving financial independence through smart decision-making and the power of compound interest.

Greg joins this week's podcast, and we share how we met and how our financial and life discussions progressed to end up early retiring together in 2022. Did you know research supports that saving money is a sexy quality in a partner!? We talk about love and money more generally, and how you can keep a relationship strong without spending a lot of money to show your love for each other. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/044-love-dont-cost-a-thing-our-love-and-money-story/

Liz joins this week's podcast, and we share all the things you should and shouldn’t do to leave a job the right way, whether it’s a voluntary or involuntary leave. We discuss understanding what you agreed to in your employment contract, legally getting the key information you need, being smart about your benefits, and keeping it professional so you don’t burn bridges. How you start and leave your jobs impacts your finances in the short and longer term, and we’re giving you the guidance you need to do it right. Oh, and we share some details about Cobra we think many people aren’t aware of! Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/043-burning-bridges-or-building-boats-how-to-leave-a-job-the-right-way/

Erica joins this week's podcast, and we discuss conscious consumerism and the trifecta of value it can add to your life: it’s good for the world, makes you feel food, and can save you money. We define conscious consumerism and talk through some actionable tips for how to incorporate more of it into your life. We discuss how it can improve the control and agency over your life, which can feel good in a world of more and more things we can’t control. We also share how to educate and influence kids and other friends and family in your life. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/042-6-ways-to-be-a-more-conscious-consumer/

Andrew, Liz, and Greg join this week's podcast and we deep dive into what we each spent on food, utilities, internet, and cell phones in 2023. This is part two of last week’s episode on what we spend during 2023. Get the full show notes, show references, and more information here:https://www.insideoutmoney.org/041-what-we-spent-in-2023-part-2-food-utilities-internet-and-cell-phones/

Andrew, Liz, and Greg join this week's podcast and share what we each spent during 2023. We share our top spending categories, what we feel good about, and what we want to improve in 2024. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/040-what-we-spent-in-2023-part-1/

The hosts discuss their financial accounts, including high-yield savings, 529s, and brokerage accounts. They compare Wealthfront and Ally Bank for savings accounts and touch on 529 plans and 401K options. The chapter focuses on investment portfolios and the allocation of funds, particularly in index funds like Fidelity 500 and Vanguard Growth Index. They discuss the benefits of following market returns and the composition of the funds. The speakers also discuss their investment accounts and strategies.