The Military Money Manual Podcast

To get started with travel hacking in the military, go to the Ultimate Miltiary Credit Cards Course and sign up today. It's 100% free, there's nothing to buy, and I only need your email to send you the 5 day course. In this episode, Spencer and Jamie reveal their personal credit card portfolios with over 50 credit cards between them. We talk about our points accumulation strategies, the path to 1 million Amex points, and some of our favorite features of the cards. You can see Spencer's current credit card lineup here. Head to MilitaryMoneyManual.com to see the best credit card offers for military this month. Cards mentioned in this episode include: Amex Platinum Amex Gold Chase Sapphire Reserve Chase Sapphire Preferred Compare the Amex Platinum vs the Chase Sapphire Reserve or the Chase Sapphire Preferred vs the Chase Sappire Reserve.

Learn more in the 100% free, 5 day, email based Ultimate Military Credit Cards Course. Spencer and Jamie continue to answer frequently asked questions about military travel hacking. Learn how to get your annual fee waived on the most popular card for military servicemembers, the Amex Platinum card for military. Head to MilitaryMoneyManual.com to see the best credit card offers for military this month. Cards mentioned in this episode include: Amex Platinum Amex Gold Chase Sapphire Reserve Chase Sapphire Preferred Compare the Amex Platinum vs the Chase Sapphire Reserve or the Chase Sapphire Preferred vs the Chase Sappire Reserve. Questions from this episode: How to get military spouse annual fees waived on Amex and Chase military credit cards How to use the MLA database Spouse referral links Do contracted ROTC and military service academies (Air Force Academy, West Point Military Academy, Annapolis Naval Academy) get their Amex and Chase annual fees waived? The optimal order to open military credit cards in No annual fee cards to age your account Why you should open Chase cards before American Express Are credit card bonuses once per lifetime? What to do with your annual fee waived cards when you leave the military? What should you do if you get an Amex SCRA denial letter? Which credit card should you start with? Can you use points and miles to upgrade government purchased travel or hotels?

Learn more about military travel hacking in the Ultimate Military Credit Cards Course! Questions we cover in this episode: What is military travel hacking? Why do banks and credit card companies waive annual fees on credit cards for active duty, Title 10 Guard/Reserve, and military spouses? Do all banks and credit card companies do this? (Credit cards that waive annual fees for military) What about credit card debt? What about your credit score? Do miles and points have an expiration date?

New book, the Military Money Manual: A Practical Guide to Financial Freedom, available soon at https://militarymoneymanual.com/book/

Learn more about the 9 principles to achieve financial independence in my new book The Military Money Manual, available for pre-order now!

Learn more about the 9 principles to achieve financial freedom in my new book The Military Money Manual.

Everything you need to know about the military Thrift Savings Plan. The TSP is one of the most under-utilized military benefits. It's a fantastic "401k-ish" retirement savings account that allows you to unlock massive military tax advantages. The Roth TSP allows you access the triple-tax benefit of military pay: tax free in, tax free growth, and tax free out in retirement. Learn how much to contribute to your TSP to receive the full 5% BRS match.

Check out the luxury Four Seasons Resort Lanai we stayed at using points from our Amex Platinum cards. The annual fee is waived for military servicemembers and their spouses! Learn how to get your annual fees waived in my 100% free, 5 day course available at The Ultimate Military Credit Cards Course.

The Military Money Manual podcast is all about achieving financial freedom while you serve in the military. Spencer is an active duty Air Force officer and founder of militarymoneymanual.com, the most popular military travel hacking and military financial independence blog on the Internet. He is the author of The Military Money Manual: A Practical Guide to Financial Freedom the new personal finance and investing book specifically for military cadets, midshipmen, officers, and enlisted.  Jamie is also an active duty officer and passionate about helping people pay down debt,  Together the duo have over 25 years of active duty experience, 8 PCSs, and 6 deployments. Join us every Monday as we have a conversation about travel hacking, TSP investing,