

The Military Money Manual Podcast
Spencer Reese from MilitaryMoneyManual.com
Military Money: Investing, spending, saving, financial freedom, and getting out of debt. Real world tactics and strategies for active duty, Guard and Reserve, military spouses, veterans, enlisted, and officers.
The Military Money Manual Podcast is all about achieving financial independence while you serve in the US military. Spencer and Jamie, 2 Air Force officers, share everything you need to know to achieve your financial goals while you serve in our Armed Forces.
Learn about Military Credit Card annual fee waivers exclusively for active duty, Guard, Reserve, and military spouses in the Ultimate Military Credit Cards Course at https://militarymoneymanual.com/umc3
Find Spencer's book, The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or shop.militarymoneymanual.com
Credit cards, travel hacking, investing in the TSP, financial independence, retiring early, military FIRE, maximizing military pay: Jamie and Spencer cover it all.
Your hosts are Spencer Reese and Jamie. Spencer served for 12 years in the US Air Force flying C-17 aircraft around the globe. Jamie is currently an active duty Air Force officer.
The Military Money Manual Podcast is all about achieving financial independence while you serve in the US military. Spencer and Jamie, 2 Air Force officers, share everything you need to know to achieve your financial goals while you serve in our Armed Forces.
Learn about Military Credit Card annual fee waivers exclusively for active duty, Guard, Reserve, and military spouses in the Ultimate Military Credit Cards Course at https://militarymoneymanual.com/umc3
Find Spencer's book, The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or shop.militarymoneymanual.com
Credit cards, travel hacking, investing in the TSP, financial independence, retiring early, military FIRE, maximizing military pay: Jamie and Spencer cover it all.
Your hosts are Spencer Reese and Jamie. Spencer served for 12 years in the US Air Force flying C-17 aircraft around the globe. Jamie is currently an active duty Air Force officer.
Episodes
Mentioned books

Jan 9, 2023 • 21min
Military Spouse Licensure Reimbursement | $1000 for Military Spouses #66
Spencer Reese and Jamie explain how to get up to $1,000 reimbursed for military spouses expenses incurred by PCS through Military Spouse Licensure Reimbursement. Learn more on Military One Source If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon at or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3.

Jan 2, 2023 • 59min
Ben Miller (ChroniFI) | Stoicism, Time is Money, Risk, & Imposter Syndrome #65
Ben Miller from ChroniFI joins Spencer Reese and Jamie to talk about Stoic philosophy, learning humility on Wall Street, imposter syndrome, and how everything is risk. Learn more about ChroniFI at chronifi.com/ and Ben Miller's writing at chronifi.com/blog If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon at or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3.

Dec 19, 2022 • 1h 7min
End of Year Review 2022 #64
Spencer Reese and Jamie talk about their investment performance, budgets, changes in lifestyle, and what they're looking forward to in 2023. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon at or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3.

Dec 15, 2022 • 4min
TSP Contribution Limits 2023 | Roth IRA and Thrift Savings Plan IRS Limits
$22,500: The 2023 Thrift Savings Plan IRS Contribution limits for the Traditional TSP and Roth TSP $6,500: The 2023 IRS contribution limits for the Roth IRA and Traditional IRA Happy New Year! Look for more episodes of The Military Money Manual Podcast in 2023.

Dec 12, 2022 • 17min
Split TSP Contributions Between Roth & Traditional? Is Earning a Military Pension Likely? #63
In this episode, Spencer Reese and Jamie answer 2 reader questions: Should you split your Thrift Savings Plan (TSP) contributions between the Roth TSP and Traditional TSP? Should I focus on contributing to my TSP or should I just rely on my military pension? While government TSP matching must deposit into your Traditional TSP, you can contribute all of your funds to the Roth TSP and you will still get the matching. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon at or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3.

Dec 5, 2022 • 28min
Amex Bonvoy Brilliant vs Amex Hilton Aspire - Best Amex Hotel Credit Cards #62
The Marriott Bonvoy Brilliant® American Express® Card and the Hilton Honors American Express Aspire Card annual fee is waived for military servicemembers and military spouses. In this episode Spencer Reese and Jamie break down the differences between two of the best Amex hotel credit cards available: The Amex Bonvoy Brilliant and the Amex HIlton Honors Aspire Card. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon at or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3.

Nov 28, 2022 • 26min
Jaspreet Chawla NFCU - CD Ladders and Inflation Fighting Tips from Navy Federal #60
Jaspreet Chawla, Senior Vice President of Savings Products at Navy Federal Credit Union, joins Jamie and Spencer to talk about Certificate of Deposit or CD ladders, Money Market Savings Accounts (MMSA), and inflation fighting tips. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon at or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3.

Nov 21, 2022 • 43min
My First Nest Egg | Allowance, Chore, and Budget App for Military Kids #59
Annie and Nicole from My First Nest Egg join Jamie and Spencer today to talk about how military families can use apps to help teach their kids the core financial concepts of spending less than you earn, compounding interest, and generously sharing your resources with those around you. Learn more at https://www.myfirstnestegg.com/ or in the Apple or Google store on your phone or tablet. Spencer offers a 100% free course on military travel hacking and getting military annual fee waived credit cards for active duty, guard, reserve, and military spouses. The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card are all fee waived. Learn how to get yours in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon at or at shop.militarymoneymanual.com. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com.

Nov 14, 2022 • 59min
Jesse Mecham (YNAB) on Target Shooting, Japanese Woodworking, & How to Budget If You Make A Million Dollars Per Year #58
Jesse Mecham from the popular budgeting software You Need a Budget YNAB joins Spencer and Jamie today to talk about how pistol marksmanship is like personal finance, how many samauri swords Jesse would buy if he was stationed in Japan, and why you still need a spending plan if you make a $1,000,000 per year. You can sign up for a 34 day risk free trial at militarymoneymanual.com/ynab , no credit card required to sign up. Spencer offers a 100% free course on military travel hacking and getting military annual fee waived credit cards for active duty, guard, reserve, and military spouses. The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card are all fee waived. Learn how to get yours in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon at or at shop.militarymoneymanual.com. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com.

Nov 7, 2022 • 1h 8min
Jeremy Schneider, Personal Finance Club | Millionaires Who DON'T Fly First Class, the 90/10 Rule, & Cryptocurrencies #57
Jeremy Schneider from Personal Finance Club joins Spencer Reese and Jamie to talk how to money like a millionaire, how to invest in index funds in 2023, and the difference between cheap and frugal. Jeremy helps over 400,000 followers on his Instagram account @personalfinanceclub and his website PersonalFinanceClub.com. He sold his first company for $5 million dollars and retired at the age of 36. Now, he helps people become millionaires through 2 simple rules: spend less than you earn and invest early and often. Until 31 December 2022, you can get $20 off either of Jeremy's courses at https://www.personalfinanceclub.com/courses/ using promo code "militarymoney" Spencer bought both of them recently and found them jam packed full of practical information to increase your wealth. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon at or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3.