Retirement Answer Man
Roger Whitney, CFP®, CIMA®, RMA, CPWA®
A top retirement podcast. Roger Whitney, CFP®, CIMA®, CPWA®, RMA, guides you on how to actually do retirement well financially and personally. This retirement podcast isn't afraid to talk about the softer side of retirement. It will teach you how to retire with confidence. Two-time PLUTUS winner for best retirement podcast / blog and the 2019 winner for best financial planner blog. This retirement podcast covers how to create a paycheck, medicare, healthcare, Social Security, tax management in retirement as well as retirement travel and other non-financial issues you'll need to address to rock retirement. Retirement isn’t an age OR a financial number. It’s finding that balance between living well today and feeling confident about your retirement. It’s about gaining more freedom to pursue the life you want. Join the rock retirement community at www.rogerwhitney.com
Episodes
Mentioned books
Jan 1, 2025 • 37min
Retiring Single with Tanya Nichols, CFP
Tanya Nichols, a financial advisor at Align Financial, specializes in retirement planning for single individuals and women. She dives into the unique challenges faced by those retiring alone, emphasizing tailored financial strategies and the necessity of a supportive social network. Tanya highlights the importance of intentional community building, discusses the complexities of financial planning without children, and encourages adaptability in approaching retirement. With practical insights, she opens the door to a fulfilling and confident retirement journey.
10 snips
Dec 25, 2024 • 30min
Close Out the Year with Intention
As we wrap up 2024, the importance of reflection takes center stage. Discover Tanya Nichols' year-end protocol to evaluate successes, failures, and lessons learned. Tune in for listener questions covering Roth contributions and mortgage strategies. Plus, get a glimpse of 2025 with themes of embracing the outdoors and setting intentional boundaries. Explore how personal interests in learning can shape financial decisions, all while cultivating gratitude and intention for the upcoming year.
Dec 18, 2024 • 1h 8min
Learn What to Ignore with Dr. Daniel Crosby
Join Dr. Daniel Crosby, author of "The Soul of Wealth," and Dr. Bobby Dubois, a retirement wellness expert, as they tackle retirement planning complexities. Crosby emphasizes the need to ignore distractions and trust your inner voice amidst the noise. He advocates for self-awareness in aligning financial goals with personal values. Meanwhile, Dubois highlights personalized health strategies tailored to individual personality types. Together, they offer insights on critical thinking and self-trust for a meaningful retirement journey.
14 snips
Dec 11, 2024 • 39min
Gear vs. Stuff with Michael Easter
Explore the hidden costs of our relationship with possessions as the holiday season approaches. Delve into the difference between meaningful 'gear' and unnecessary 'stuff' with insights from a seasoned author. Discover how consumerism affects clutter and retirement planning, alongside strategies to make smarter purchasing decisions. The discussion also uncovers the nuances of Master Limited Partnerships in investing and the tax implications involved. It’s a thought-provoking journey into mindful consumption that could reshape how you view your belongings.
14 snips
Dec 4, 2024 • 1h 2min
How to Retire with Christine Benz
Christine Benz, author of "How to Retire" and director of personal finance at Morningstar, shares her expertise on holistic retirement planning. She discusses the importance of balancing financial and non-financial aspects of retirement, tackling long-term care, and simplifying investment strategies. Insights on the bucket strategy for asset allocation and the emotional complexities of caregiving provide a well-rounded view. The conversation also addresses adapting retirement plans in light of changing political and economic landscapes.
Nov 27, 2024 • 40min
Year-End Planning: Charitable and Family Giving
Get ready to enhance your retirement plans with smart year-end giving strategies! Learn how charitable contributions can be optimized for tax benefits, and discover ways to make impactful family gifts. Curious about tax implications? Find out how batching donations can maximize your advantages. Plus, stay updated on HSA limits and catch insights from upcoming guests. Dive into effective financial planning and get inspired to make meaningful contributions that elevate your retirement experience!
Nov 20, 2024 • 43min
Retirement Year End Planning: Withdrawing from Assets
Explore practical year-end actions for retirement planning with a focus on asset withdrawals. Discover the balance between quality and quantity in consumer choices to enhance both financial health and environmental sustainability. Delve into the specifics of navigating flexible spending accounts and inherited IRAs, ensuring you understand the necessary distribution rules. Gain insights into effective tax strategies that can optimize your retirement income, while addressing listener questions on decumulation and financial planning.
Nov 13, 2024 • 39min
Retirement Year End Planning: Contributing to Assets
Explore essential year-end financial strategies to boost your retirement savings! Discover how to maximize contributions to 401(k)s, IRAs, and HSAs. Learn about Roth conversions and how they might affect your Medicare surcharges. Plus, get tips for charitable giving and 529 plans. The heartwarming tribute to a WWII veteran adds a personal touch, honoring service and sacrifice. Tune in for practical insights and reflective stories that marry finance with gratitude.
Nov 6, 2024 • 49min
Retirement Year End Planning: Tax-Loss Harvesting
In this discussion, tax expert Erin Coe shares invaluable insights on tax-loss harvesting, a strategy for selling underperforming assets to reduce tax burdens. She breaks down the wash-sale rule and offers practical tips on navigating tax software and regulations. Topics like Roth conversions and potential pitfalls in financial planning are also addressed. Listeners gain a better grasp of optimizing year-end financial strategies to improve their retirement outcomes.
Oct 30, 2024 • 35min
Think Smart, Retire Smarter: Razor Sharp- Occam and Hanlon
Dr. Bobby DuBois, an expert on health and longevity, joins the discussion to share strategies for enhancing energy and extending lifespan. He dives into fascinating research showing how sleep impacts inflammation and overall health. Discover practical advice on adopting healthy habits and the profound effects of quality sleep on our bodies. The episode also explores the power of mental models like Occam's Razor and Hanlon's Razor, simplifying complex retirement decisions and fostering empathy in planning.
