Sound Investing

In “How much risk will you take?” Paul discusses the difficult topic of identifying and accepting the normal risk of investing. This audio chapter from his book, Financial Fitness Forever, also addresses the often overlooked risks of owning both stocks and bonds.

Paul reads from Financial Fitness Forever, “Will You Try to Beat the Market?”, which focuses on how trying to beat the market has had a terrible impact on investors’ returns. This Chapter 4 includes important studies, from DALBAR and Morningstar, suggesting that more than half of all investor returns are lost to bad personal behavior, like being influenced …

Among the many choices investors must make, the most important is who to turn to for trustworthy information, advice and help. This podcast, adapted from a chapter in my book, “Financial Fitness Forever,” is the first in a series of articles to address the four most-important choices every investor faces. The subsequent will address how to diversify, …

Paul compares the fixed distribution strategy he discussed in the last podcast  with the flexible distribution strategy. Generally, the flexible strategy is for investors who have saved more than they need to meet the minimum financial needs in retirement. The key points to consider are: How much have you have saved for retirement? What combination of equities …

Paul explores the question, “How much can you take out of your investments in retirement?”  He focuses on people who want to invest with an amount of money that will last a lifetime but is just “enough.”  This scenario is often considered by people who are eager to retire, even if it means living on less.  There are five tables that should be downloaded to view while listening to the podcast. These are the Fine Tuning Your Asset Allocation Tables.