Sound Investing

In this podcast Paul addresses questions from his investor listeners on managing risk, pensions, early retirement and more in the current market. Topic 1:  Napkin Finance has produced a terrific graphic that compares 5 different types of experts who can help you manage your money.  Unfortunately, they forgot to include free services like ours or newsletters that …

The podcast addresses five different topics from our readers and listeners. It starts with a discussion of the likely future returns of growth vs. value. I read a short blog from Seth Godin, titled “Getting to the truth”: Your anecdote isn’t true. I know it happened. I know that your experience, your feelings, your outcomes are …

In last week’s podcast, I responded to some recent controversies about small-cap-value returns. I examined and shared my findings of a study that looked at the history of returns for many of the popular asset classes: S&P 500, Total Market Index, Large-Cap Value, Small-Cap Blend, Small-Cap Value, U.S. Long-Term Bonds, U.S. Treasury Bills and Inflation. …

Some controversy and concern seems to have risen about small-cap-value returns. While on vacation in Europe recently, I used the early morning hours to complete a study examining the history of returns for many of the popular asset classes: S&P 500, Total Market Index, Large Cap Value, Small Cap Blend, Small Cap Value, U.S. Long Term Bonds, U.S. Treasury Bills …

In this insightful discussion, Ed Fulbright, a CPA and co-founder of Fulbright & Fulbright, talks with Paul, a passionate advocate of the Financial Independence Retire Early (FIRE) movement. They explore innovative house-swapping strategies for travel and highlight the balance between enjoyment and wise investing. Paul shares his journey with FIRE and the significance of longevity in retirement savings. The conversation also includes practical retirement planning tips and emphasizes the importance of defensive investment strategies for financial empowerment.

In this engaging discussion, Ed Fulbright, a seasoned CPA and financial advising expert, dives into the transformative FIRE Movement—Financial Independence Retire Early. He shares compelling insights on high savings rates and frugal living as keys to early retirement. Ed recounts his own path to financial independence, emphasizing discipline and strategic investing. The episode also tackles the complexities of navigating market challenges and investment strategies, encouraging listeners to adopt proactive saving habits and adapt to life's unpredictability.

This podcast is the audio-only version of the video, Target Date Funds: America’s #1 Retirement Investment, in which Paul illuminates why Target Date Funds are America’s best retirement investment, and how to maximize that investment with his 2-Funds-For-Life Strategy. While this strategy is ideal for young and first-time investors, it can be effectively used by investors at any stage who want to …

In this interview — with Joe Andersen, CFP and “Big Al Clopine, CPA of Pure Financial Advisors, Inc. on their podcast, “Your Money Your Wealth” — Paul makes the case that owning just two funds for life is a “home-run” investing strategy for some investors. Plus, the hosts answer your money questions: how should teachers, and others without Social Security or pension, save for retirement? …

How to avoid the big mistakes pre-retirees make Paul addresses the huge decisions facing investors in the final push to meet their retirement goals, about 10 years before retirement. Cautioning against the tendency to jump from one strategy to another or be swayed by Wall Street, Paul presents 12 points for creating a solid long-term investment strategy before you …

Paul joins old friend and Vestory advisor, Tom Cock, on Tom’s Seattle radio show, “Talking Real Money”, which begins with addressing the need for emergency money. In answering call-in questions, they discuss the major decision of when to start taking Social Security, annuities, FIRE (Financial Independence Retire Early), how often to rebalance a Buy-and-Hold portfolio at M1 Finance, possible …