The Long Term Investor

When a CD matures, you have several options: renewing the CD, moving the funds to a high-yield savings account, or exploring higher-risk, higher-reward investments. Each choice comes with its own set of benefits and drawbacks.   Listen now and learn: Strategies for maximizing your earnings Whether you should renew your CD or move to a high-yield savings account When to move your cash to higher-risk, higher reward investments   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Wes Gray, founder of Alpha Architect, joins the show to explore the evolution from traditional stock picking to data-driven quantitative investing.   Listen now and learn: Why even a perfect stock-picking strategy can still fail during market downturns The power of factor investing and how it systematically enhances portfolio returns A critical perspective on investing in emerging markets and private equity   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.   [0:30] From Stock Picker to Quant: Wes Gray’s Investing Journey [8:39] The Efficient Market Hypothesis and the Reality of Active Investing [12:29] Factor Investing Explained [19:31] Why Value Investing Has Struggled   [29:54] The Role of Momentum in a Portfolio   [33:36] A Critical Look at Emerging Markets and Private Equity   

In the realm of investing, nothing is more seductive than picking a winning stock. Unfortunately, investing in individual stocks is incredibly risky. But here’s the good news: picking winning stocks isn’t necessary.   Listen now and learn: A history of individual stock returns How professional investors perform The best way to own winning stocks   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Taylor Schulte joins the show for a dive deep into the world of dividend investing. Tune in as we debunk common myths and provide a clear framework for building a successful investment portfolio.    Listen now and learn: The drawbacks of chasing high-yield investments and how to build a balanced portfolio How dividend-focused funds perform relative to the market Tax implications of dividends vs stock buybacks   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.   [0:30] Introduction to Dividend Investing and Common Misconceptions [4:45] Building a Portfolio: Yield Focus vs. Total Return Approach [12:30] Performance of Dividend Strategies [17:30] Understanding Buybacks and Tax Implications [22:15] Retirement Income Strategies and Aligning Investments with Goals  

With the S&P 500 rapidly declining over the past two weeks, what should investors be doing?   Listen now and learn: How often the stock market falls What triggered the most recent stock market decline Timeless wisdom for periods of stock market losses Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

Phil Huber, Chief Investment Officer and author of 'The Allocator’s Edge,' dives deep into the world of alternative investments. He discusses why traditional portfolio strategies may struggle in today’s market. Huber highlights the explosive growth of private credit and its significance for investors. He also sheds light on interval funds, showcasing their advantages over traditional structures. This conversation is packed with insights for both financial practitioners and individual investors looking to navigate the changing landscape of investments.

In this episode, we're dissecting a strategy that many believe is a must-do for every investor: Tax-Loss Harvesting (TLH). But what if I told you that this widely recommended tactic might not be beneficial for everyone?   Listen now and learn: The three components necessary to derive value from tax loss harvesting Reasonable expectations of value from tax loss harvesting Actions you can take to maximize the potential benefits of tax loss harvesting Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

If you’ve ever felt anxious or overwhelmed by market volatility, don't miss this episode. I’m joined by Darius Foroux, a newsletter writer to 100,000 subscribers and author of the brand new book The Stoic Path to Wealth. His steady approach helps investors navigate the chaos of modern-day markets with discipline, emotional distance, and self-mastery.   Listen now and learn: How a Stoic approach to investing leads to better consistency and less emotional decisions The role education and skill-building play in achieving financial freedom Essential stock market fundamentals and practical strategies for financial success Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions. [1:57] Importance of Investing and Challenges Investors Face [06:40] Managing Emotions and Staying Consistent [13:33] The Role of Education in Financial Success [19:03] Understanding the Stock Market  [28:58] Balancing Life and Investing [35:22] Practical Wisdom and Strategies for Investors

This episode dives into a topic that grabs investors’ attention every four years: the Presidential election.   The potential impact on the economy, policy, and markets often leads to increased anxiety and speculation.    Listen now and learn: The historical impact of elections on the stock market How markets have performed during different presidencies A framework for thinking about investment decisions during election season Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.

There are few topics as broadly misunderstood as US government spending and, as a result, many conversations regarding Social Security are off the mark. The financial well-being of Social Security is obviously important from a policy perspective, but perhaps even more important from a financial planning and personal investment perspective.   Listen now and learn: The sustainability of Social Security Potential policy changes to Social Security  How to account for Social Security in your financial plan Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.