HousingWire Daily

On today’s episode, managing editor James Kleimann talks with editor Neil Pierson about the mortgage rate lockdown, where rates look to be headed, and recent news from Fannie Mae and Freddie Mac on the real estate commission lawsuits.Related to this episode: As a ‘higher-for-longer’ rate scenario unfolds, how is the mortgage industry adapting? GSEs will not count buyer agent commissions as IPCs The Gathering HousingWire’s YouTube Channel Enjoy the episode!The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team. Learn more about your ad choices. Visit megaphone.fm/adchoices

Lead Analyst Logan Mohtashami discusses volatile mortgage rates post inflation data and global conflicts. The podcast explores the interplay between rising bond rates, Federal Reserve policy, and economic decisions amid uncertainties. Topics also cover supply chain challenges in the housing market, housing market dynamics, foreclosure trends, and the impact of conflicts on mortgage rates and the economy.

Guest Chris McEntee, VP at ICE Mortgage Tech, discusses digital adoption's phases in the mortgage industry, focusing on e-notes and MERS e-registry. Topics include barriers to adoption, surge in e-note registrations, integration of digital insurance marketplace, safety challenges in notarization, and AI's potential in the mortgage industry.

Managing Editor James Kleimann discusses recent DOJ and CFPB actions in real estate and mortgage industries, including DOJ's appeal to reinvestigate NAR and CFPB considering banning charges for lender's title policy. They delve into the implications of settlement agreements, financial challenges for NAR, housing market costs, squatter issues, and federal housing interventions amidst election year pressures.

Lead Analyst Logan Mohtashami discusses how CPI data impacts mortgage rates, analyzing two-year yield effects on rate cuts. Explains bond market connections to Fed decisions, stressing importance of tracking bond yields for mortgage lenders. Explores trends in new listings, jobless claims, and market dynamics.

Dan Snyder, CEO of Lower, discusses M&A strategy, tech optimization, and market challenges. He explores AI integration, balancing tech with human expertise, and enhancing customer experience through employee skill optimization.

Former Ginnie Mae president Ted Tozer discusses the benefits of keeping the seller-paid model in real estate transactions but with transparency changes. Topics include implications for first-time homebuyers, regulatory risks for agents and lenders, and the importance of understanding unintended consequences and negotiation dynamics.

Lead Analyst Logan Mohtashami discusses the positive rate outlook post-jobs report. They delve into falling wage growth, better spreads, the Fed's pathway post-labor report, and the influence on mortgage rates. The episode explores perspectives on rate cuts, trends in labor data, stability in the housing sector, and optimism amidst market uncertainties.

Nancy Alley, VP of Product Strategy at ICE Mortgage Technology, discusses driving efficiency for lenders, the role of APIs in shaping product strategy, staying nimble and innovative in the mortgage industry, embracing product flexibility and automation in lending, and the significance of technology adoption in real estate.

Lead Analyst Logan Mohtashami discusses the influence of demographics on housing demand and prices, debunking myths about millennial preferences and marriage rates. Analyzes the impact of millennials, baby boomers, mortgage rates, and single women buyers on the housing market. Emphasizes the importance of reliable forecasting models and data-driven insights for accurate housing forecasts.