Everyone's Talkin' Money

We are 6 This month! Can you believe it? Six years ago I launched this podcast called Millennial Money, not sure of who would listen and if it would have an impact. Over 15 million downloads later you are still here along for the ride.In this episode, we’re going to celebrate a bit. I’m going to share some of my fav money tips, some personal money lessons, favorite episodes, and answer some of your listener questions along the way. Happy birthday to us!What You'll Learn How this podcast started What some of my favorite episodes are A look at one of my very first episodes Some of my fav money tips like negotiating to lower your cell phone bill ...and so much more! Links Budgeting Sucks, No One Has a Plan, But You Can 5 Easy Steps to Improve Your Finances Investing Isn't Just For the Wealthy Put Your Finances on Autopilot Get Rid of Debt for Good A New Way to Look At You in the New Year with David Lynch David Lynch Yoga Kevin Lax - Happy Birthday Episode SponsorsMake it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.Prose is the healthy hair regimen with your name all over it. Take your FREE in-depth hair quiz and get 15% off your first order today! Go to prose.com/mymoney.Get started with the MANSCAPED™ Perfect Package 3.0! Get 20% Off and Free Shipping with the code SHANNAH at Manscaped.com.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!👉 Sign up for my bi-weekly LET’S TALK MONEY email newsletter.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is the value of time when it comes to your money? Most financial experts preach that you need to consistently get rid of expenses in order to thrive financially. However, there is a good argument that spending money on things that create more time is actually one of the smartest money moves you can make.In this episode, Tania Brown, Certified Financial Planner and owner of Financiallythrivingmom.com is showing you why you should invest in your areas of struggle in your life and breaking down how to simply, organize, and maximize your money.What You'll Learn How spending money can help you create time Easy ways to organize your money Ways to create a life around what matters to you most Simple money tricks for moms to simplify their money Meet TaniaTania Brown, an Army veteran, is a CERTIFIED FINANCIAL PLANNER® and the owner of FinanciallyThrivingMom.com. Over her 18-year career, she’s taught time-saving tips to help thousands of busy moms at multiple Fortune 500 companies learn how to simplify, maximize, and organize their financial lives so they can build financial security and create a life they love. When she is not nerding out over the latest budgeting app, Tania is living out her other passions: fostering teens, volunteering, serving at her church, and continuing her never-ending quest of finding the very best chocolate.Links Financiallythrivingmom.com  About Tania Episode SponsorsProse is the healthy hair regimen with your name all over it. Take your FREE in-depth hair quiz and get 15% off your first order today! Go to prose.com/mymoney.Get started with the MANSCAPED™ Perfect Package 3.0! Get 20% Off and Free Shipping with the code SHANNAH at Manscaped.com.Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!👉 Sign up for my weekly LET’S TALK MONEY email newsletter.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Budgeting and managing your money is hard enough when you have a steady paycheck each month and a laundry list of goals you want to achieve. When you throw in inconsistent income, budgeting becomes even harder. Just like you, I’ve had so many months as an entrepreneur when the numbers don’t add up. I’ve learned a few tricks along the way that I want to share with you in this very special reboot episode.What You'll Learn How I learned to budget when running a non-profit business in college What steps you can take to set up your budget to plan for inconsistent income What steps you can take when you're in the middle of a month or stretch of inconsistent income The most valuable lessons I've learned as a lifelong entrepreneur to make my budget work Why you can't get past knowing your numbers - and why they are the key to your success How I got past the "I deserve it" syndrome to find balance every month Links Clarity Money (budgeting app I use) Marcus by Goldman Sachs (for ER fund savings) Ally Bank (for ER fund savings) Episode SponsorsMake it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.Prose is the healthy hair regimen with your name all over it. Take your FREE in-depth hair quiz and get 15% off your first order today! Go to prose.com/mymoney.Get started with the MANSCAPED™ Perfect Package 3.0! Get 20% Off and Free Shipping with the code SHANNAH at Manscaped.com.SUBSCRIBE & REVIEWWant to be the first to know when new episodes are released? Click here to subscribe in iTunes!Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram  See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Can I tell you a secret? There are some tricks and just everyday money advice that I think you really need to know. Now, no one really talks about this stuff, and if they do, it’s brushed over because most people assume you already know this stuff or that it isn’t important. We aren't going to do that! In this episode, I’m sharing the top 13 money secrets that no one teaches you but you should know so you can be in the know. And, no, you don’t have to keep these a secret anymore.What You'll Learn Why it's not really about what you earn, but about what you spend The #1 lesson from buying a new car How to keep your ego out of money decisions The truth about money worries My three-step system to money success Episode SponsorsProse is the healthy hair regimen with your name all over it. Take your FREE in-depth hair quiz and get 15% off your first order today! Go to prose.com/mymoney.Get started with the MANSCAPED™ Perfect Package 3.0! Get 20% Off and Free Shipping with the code SHANNAH at Manscaped.com.Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!👉 Sign up for my weekly LET’S TALK MONEY email newsletter.ASK SHANNAHHave an Ask Shannah question, submit it here GET SOCIAL·     Shannah on Twitter·     Shannah on InstagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

First comes love, then comes marriage, then comes divorce? No, wait, that’s not right. In this reboot episode, we’re talking about the topic on everyone’s mind – prenuptial agreements. Family law attorney, Carolyn Grimes, is going to fill you in on what a prenup is and why you might be a good candidate. And yes, you can still be in love and ask for a prenup.What You'll Learn Celebrities are good candidates for prenups, but what about the rest of us How to initiate the "I want a prenup" conversation with your sweetie What is and what isn't covered in a prenup What happens when you get divorced with a prenup Can you get a postnup LinksCarolyn GrimesEpisode SponsorsProse is the healthy hair regimen with your name all over it. Take your FREE in-depth hair quiz and get 15% off your first order today! Go to prose.com/mymoney.Get started with the MANSCAPED™ Perfect Package 3.0! Get 20% Off and Free Shipping with the code SHANNAH at Manscaped.com.Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!👉 Sign up for my weekly LET’S TALK MONEY email newsletter.ASK SHANNAHHave an Ask Shannah question, submit it here GET SOCIAL·     Shannah on Twitter·     Shannah on InstagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

When it comes to couples and money there are two issues: #1 you don't want to talk about money with your partner, and #2 you think you are always right. No wonder why money is one of the main reasons that most couples get divorced.This episode is a special reboot with Casey and Meygan Caston, the creators of Marriage 365, who are here to share how you can avoid those nasty money fights, get on the same money page, and have a thriving relationship. They share their real-life story of battling through $200,000 in debt, almost getting divorced, to now running a global business that is all about creating happy relationships. It's safe to say they know a thing or two about healthy relationships.What You'll Learn The story of how Meygan and Casey battled through massive debt and the brink of divorce What are the key components of a healthy marriage Ways to avoid fighting about money so you can finally get on the same page How to play to your strengths in a relationship Why they decided to start Marriage365 and how they help couples around the world Affordable ways to have a date night and keep the flame alive How to battle through those sticky moments as a couple Links Marriage365 Marriage365 Instagram Happily Ever After premarital course Episode SponsorsMake it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.Prose is the healthy hair regimen with your name all over it. Take your FREE in-depth hair quiz and get 15% off your first order today! Go to prose.com/mymoney.Get started with the MANSCAPED™ Perfect Package 3.0! Get 20% Off and Free Shipping with the code SHANNAH at Manscaped.com.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!Go behind the scenes of the podcast and sign up for our free monthly emails.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

How much money do you make? Do you have credit card debt? What is your credit score? Hey, will you come to my wedding and oh, by the way, it’s probably going to cost $1,000? Why can’t you afford to go to dinner with us?Oh, those awkward money conversations. There are just so many of them. In this episode, Erin Lowry, money expert and author of the new book Broke Millennial Talks Money: Scripts, Stories and Advice to Navigate Awkward Financial Conversations, walks us through how to handle some of life’s stickiest money conversations.Meet ErinErin Lowry is the author of the three-part Broke Millennial series, including the recently released Broke Millennial Talks Money: Scripts, Stories and Advice to Navigate Awkward Financial Conversations.What You'll Learn How to navigate awkward money conversations Why money conversations are inherently so awkward Ways to talk to your spouse and partner about money How to handle money conversations with friends Rules about sharing how much money you make What happens when you avoid having money conversations that you know you should have Links Broke Millennial Broke Millennial books - Send proof of purchase of Broke Millennial Talks Money to team@brokemillennial.com and Erin will send you the exclusive bonus chapter and a Prenup Discussion Guide. Broke Millennial on Twitter Broke Millennial on Instagram Episode SponsorsMake it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.Prose is the healthy hair regimen with your name all over it. Take your FREE in-depth hair quiz and get 15% off your first order today! Go to Prose.com/mymoney.Get started with the MANSCAPED™ Perfect Package 3.0! Get 20% Off and Free Shipping with the code SHANNAH at Manscaped.com.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!👉 Sign up for my weekly LET’S TALK MONEY email newsletter.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Unless you’ve been living under a rock the last few weeks, you know that something has been going on between Reddit, GameStop, investors like you and me, and the old hedge fund world. I called upon our resident investing expert, Michele Schneider from MarketGuage.com, to help us dissect just what happened and what you need to know as an investor going forward.What You'll Learn Why is this all such a big news story How Reddit members were able to manipulate the stock price of GameStop Who are the winners and losers in this battle What exactly is selling short Investing lessons you can take away and use in your investing practice Links Marketguage.com Mish on Twitter Mish's Daily Updates Episode SponsorsMake it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to Policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.Prose is the healthy hair regimen with your name all over it. Take your FREE in-depth hair quiz and get 15% off your first order today! Go to prose.com/mymoney.Get started with the MANSCAPED™ Perfect Package 3.0! Get 20% Off and Free Shipping with the code SHANNAH at Manscaped.com.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!👉 Sign up for my weekly LET’S TALK MONEY email newsletter.ASK SHANNAHHave an Ask Shannah question, submit it here GET SOCIAL·     Shannah on Twitter·     Shannah on InstagramSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Most of us live in a place called scared city. This place is the opposite of abundance and it’s a place where we can’t thrive well financially. So I wanted to know, how do we move from scared city to a better place? Well, there’s no better person to walk us through this than Ken Honda, thought leader, and author of Happy Money: The Japanese Art of Making Peace With Your Money. Are you ready to leave scared city?Meet Ken“Zen Millionaire” author, speaker, and thought leader Ken Honda teaches transformational concepts surrounding money and happiness, including the Japanese concept of arigato, as they apply to our lives to bring greater happiness and heightened abilities to manifest. Honda’s Happy Money (EQ) teaches that how we relate to money is a significant indicator of how happy or unhappy our life is. Ken is the author of “Happy Money: The Japanese Art of Making Peace With Your Money" (Simon & Schuster).What You'll Learn What is the power of manifesting How to manifest in all areas of your life Why happy money is actually attainable What steps you should take to create change with your finances How to move out of a scarcity mindset Links Happy Money Ken Honda's website Episode SponsorsLiterati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS.Prose is the healthy hair regimen with your name all over it. Take your FREE in-depth hair quiz and get 15% off your first order today! Go to Prose.com/mymoney.Get started with the MANSCAPED™ Perfect Package 3.0! Get 20% Off and Free Shipping with the code SHANNAH at Manscaped.com.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!👉 Sign up for my weekly LET’S TALK MONEY email newsletter.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it take to balance love and money? My magic recipe is communication, honesty (like real honesty), some dashes of fun, and empathy for some else’s feelings. It’s never easy to talk about money in a relationship, but there are some ways to make it easier. Janae and Theo from the podcast Planet Millennial Marriage are here for an open, honest, and laugh out loud conversation of how to balance it all and thrive along the way.I was a guest this week on Janae and Theo’s podcast Planet Millennial Marriage. I shared my tips and story about how to build a budget as a couple and not fight about money. It was such a great episode, that I thought why not bring them both here to flip the mic and share their takeaways as a real couple trying to balance love and money. Think of this episode as a giant Ask Shannah where we go into what it takes to win at love and money.What You'll Learn How to balance two styles of handling money in a relationship Ways to communicate to your partner How to define the money roles in your relationship When is the right time to talk about money Janae and Theo's story to finding marriage bliss Links Planet Millennial Marriage Planet Millennial Marriage on Facebook Planet Millennial Marriage on Instagram Episode SponsorsLiterati Kids is a subscription book club for kids ages 0 - 12 that sends 5 beautiful children’s books to your door each hand-picked by experts. Go to http://www.literati.com/mymoney for TWENTY-FIVE PERCENT OFF your FIRST TWO ORDERS and pick your kid’s book club gift today.SUBSCRIBE & SHAREWant to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!👉 Sign up for my weekly LET’S TALK MONEY email newsletter.Ask ShannahHave an Ask Shannah question, submit it hereGet Social Shannah on Twitter Shannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices