Everyone's Talkin' Money

What does it take to become an everyday millionaire? If I had a dollar for every time someone asked me how to get to millionaire status, I’d probably be a multi-millionaire by now. Deacon Hayes, former financial advisor, founder of Well Kept Wallet, and author of You Can Retire Early, knows a thing or two about millionaire status. Over the last few years, he’s dedicated himself to becoming debt-free and educates people just like you on how to do the same. Recently, he became so inspired to teach you how to become an everyday millionaire that he wrote a rap song all about it. In this vualt episode, Deacon shares his top tips to help you step into everyday millionaire status, and even gives us a little sneak peek of his song.LinksWell Kept WalletYou Can Retire EarlyEveryday Millionaire SongYou Can Retire Early Podcast EpisodeEpisode SponsorsThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away.Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts.Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.FOLLOW & SHARELeave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameMore Ways to Enjoy Everyone's Talkin' MoneyDownload our FREE Top 25 Episode GuideSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Women have been largely overlooked in money conversations and you know the stats, we earn less, live longer, and so much more. We definitely get the short end of the equality stick a lot. So it’s even more important, no, make that critical, that we as women learn how to have fiscal freedom. As our guest, Kimberlee Davis says, “ a lot of women don’t know what the heck is going on with their finances and don’t like to talk about it.” In Kimberlee’s new book, “The Fiscal Feminist”, she shares the must-know money lessons that every woman needs to know and holds her hand through some serious topics like divorce, prenups and postnups, and all those money topics that you’d rather hide from. Her message is that you need to become the CEO of your life. Join us for this inspiring episode that feels like a fun information overload, in the best way possible, and a wild ride with Kimberlee. Let’s get talkin’.LinksThe Fiscal Feminist bookThe Bahnsen GroupKimberlee on LinkedInEpisode SponsorsThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away.Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts.Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.FOLLOW & SHARELeave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameMore Ways to Enjoy Everyone's Talkin' MoneyDownload our FREE Top 25 Episode GuideSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

We're featuring one of my favorite vault episodes from 2018 that was a listener favorite. I hope you enjoy it!All personal finance experts can agree on one thing – starting to save early will almost always help you reach your lifestyle goals quicker and with more ease than those who wait longer. When you think about your savings there are two ways you can save – the crockpot style or the microwave style.Inspired by a recent industry article in Financial Planning Magazine, thinking about a crockpot for your savings strategy makes pretty good sense. With any crockpot recipe, the idea is simple. You gather all your ingredients ahead of time, throw them into the crockpot, turn it on low and slow for 6-8 hours, and then you have an almost always perfect meal sure to wow anyone.What You'll Learn We’ll chat about the crockpot method of savings Why a crockpot method might make more sense than microwaving your savings Focus on saving little by little over time with consistency so whenever you reach the age you would like to quit working, your investments and savings have spent some time “cooking together.” Let’s talk about what you can and can’t control with your savings Some guidelines to always keep in mind with savings Links Mentioned: 401(k) Calculator How Much to Save for Retirement Investor Questionnaire  Risk Tolerance Profile (just pretend it’s in USD) Episode SponsorsThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away.Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts.Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.FOLLOW & SHARELeave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameMore Ways to Enjoy Everyone's Talkin' MoneyDownload our FREE Top 25 Episode GuideSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever been curious about franchising? There smart ways to invest in a franchise, you just need to know how to find the right one. I’ve been super excited about this episode because, believe it or not, in 875 episodes I’ve never talked about franchising. I have to admit, I had some preconceived notions about franchising, but I’m happy to say that they were blown out of the water after this conversation. For the past 20 years, Kim Daly has been helping people realize their dreams of business ownership through franchising - and I’m not just talking about all those fast food chains you drive by every day. The franchising business goes way deeper and Kim’s job is to help you figure out what franchise aligns with your life goals. This episode is an inspiring story that could help you build wealth and achieve your dreams in a business model that my guess is you might not have explored before. As I always say, everything with money deserves a listen and then you have the info to figure out whether it’s a fit for you. Kim’s awesome and I hope you’re ready to get seriously educated about franchising. Let’s get talkin’.LinksKim Daly's website Kim Daly's bioKim on YouTubeEpisode SponsorsThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts.Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.FOLLOW & SHARELeave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameMore Ways to Enjoy Everyone's Talkin' MoneyDownload our FREE Top 25 Episode GuideSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The truth is everything in America isn’t always equal, especially when we’re talking about building and passing down generational wealth. The most important lesson that our guest Portia Wood, a generational wealth planning attorney at the Wood Legal Group, LLP shares are that you must get educated to protect yourself and your family and learn how to build generational wealth for future generations. That is one of the most powerful tools you have in your money tool belt. Portia is passionate about teaching everyone about estate planning, especially black and brown communities. Portia shares how you can fight back and work to build true generational wealth, the three legal documents everyone needs, and how something as simple as a house can be one of your best generational wealth-building assets. I hope you’re as fired up after this episode as I am. It’s time we start creating sustainable change for you, me, and everyone listening - we all deserve generational wealth. Let’s get talkin’.LinksWood Legal Group, LLPPortia on LinkedInEpisode SponsorsThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts.Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.FOLLOW & SHARELeave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameMore Ways to Enjoy Everyone's Talkin' Money*Download our FREE Top 25 Episode GuideSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Debt does impact your mental health in a major way. If you've ever felt stressed out, depressed, or anxious about money know that you are not alone. Debt is one of the #1 reasons for anxiety and depression and has even been described as a heavyweight that is pushing down on you every second of the day. Melanie Lockert, the brains behind the successful blog Dear Debt, and the Mental Health and Wealth podcast, is sharing her story of dealing with debt, depression, and how she paid off over $81,000 in the process.Links Mental Health and Wealth podcast Dear Debt Episode SponsorsThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts.Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.FOLLOW & SHARELeave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameMore Ways to Enjoy Everyone's Talkin' MoneyDownload our FREE Top 25 Episode Guide See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you cried about your money lately? As Joe mentioned in the intro, millions of people are crying about their money, you might be one of those. I know I certainly have in the past. With all the content out there about money, it’s so easy to still feel lost at the end of the day. Especially now with talk of a recession and who knows what down the line. Joe Saul-Sehy, host of The Stacking Benjamins Podcast, author of the new book Stacked, and a former financial advisor doesn’t just talk the talk. Joe’s mission is to help you get Stacked, aka how to grow and protect your money in a way that helps you live the life you want to live, and to do so while having some fun. In this episode, Joe shares the steps you need to stack your benjamins, what to think about the current economy, why your attitude about money matters, how to do money without having a nervous breakdown, and so much more.LinksStacked bookThe Stacking Benjamins podcastEpisode SponsorsThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts.Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney.Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens.FOLLOW & SHARELeave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameMore Ways to Enjoy Everyone's Talkin' MoneyDownload our FREE Top 25 Episode GuideSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Yes, it is possible to invest in real estate and earn passive income on any income. If you’re active on social media, you may have heard of Rachel Richards and her brand Money Honey. Rachel has been on the show in the past, however, in this episode she's sharing her story about getting started in real estate investing. The truth is Rachel isn’t a trust fund baby and actually never made six figures in a job. She found creative ways to save money and was saving half of her salary to ramp up to her first investment all with less than 20% down. Rachel is a great example of bringing intentionality to your money so you can achieve a money goal. In her 20’s she decided rental real estate was her means to generate passive income and essentially retired in less than 2 years. In her story, I hope you find a bit of yourself and motivation so that you can create your own version of Rachel’s passive income success. In this vault episode, we talk about what it means to have financial freedom, how to think about passive income, how to get into real estate investing, how much money you need, how to spot a good deal, and so much more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

The question I get asked the most is, "how much money should I save for retirement." In this solo episode, I'm sharing 4 steps to figuring out how much money you save during your working years for retirement. There are endless calculators, blogs, and even podcasts that seek to answer this question. However, figuring out how much you need is a little more complex than completing a simple calculator. It all starts with visioning your future and understanding how much cash you'll need each year. From there, you can walk backwards into a target number that is right for your life. In this solo vualt episode, I'm sharing 4 keys to figuring out how much money you save during your working years for retirement.LinksInvestopedia article, How Much Do I Need to RetireRetirement Income CalculatorNerdWallet article, How Much Should You Save for Retirementsmartasset Retirement CalculatorHow to Train Your Brain to Achieve Money Goals episodeEpisode SponsorsThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts.Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney.Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens.FOLLOW & SHARELeave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to Part 2 of our conversation with Keisha Blair. If you missed Part 1 we talked all about money trauma and how to heal your relationship with money. Make sure you click the link in the show notes to listen to this episode if you haven’t already. In this episode, we’re walking through the framework to uncover your personal financial identity. Why does this matter you ask? Well, your personal financial identity says a lot about how you think, act, and feel about money which has a direct correlation to your saving and spending patterns. Our guest, Keisha Blair is the author of a book called Holistic Wealth which was just recently updated, and the Founder of the Institute on Holistic Wealth and will share with you how to uncover your personal financial identity and how to use your strengths and weaknesses to your advantage on your wealth-building journey. She’s even got a super interesting quiz you can take to identify what financial identity you are - there are four types Maximalist, Minimalist, Risk-Taker, and Anxious Spender. Can you guess which one I am and which one you are?LinksFinancial Identity QuizHolistic Wealth bookInstitute on Holistic WealthEpisode SponsorsThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Podcasts, Spotify, or wherever you listen to podcasts.Taking care of your employees is more important than ever. With Gusto, everything you need to hire, pay, manage, and support your hardworking team is in one modern solution: Gusto’s people platform. Get 3 months free when you sign up at gusto.com/mymoney.Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s entire suite of features.Thanks to Ladder for sponsoring the show. Go to http://www.Ladderlife.com/mymoney to see if you’re instantly approved for Life Insurance to provide for your family if the unthinkable happens.FOLLOW & SHARELeave us an honest rating and review. Head to the podcast player you’re listening to this episode in to leave us a review. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! Love this episode? Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!Have a Shannah Shares question? Submit your question here https://bit.ly/shannahsharesFollow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgameSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices