

Everyone's Talkin' Money
Shari Rash, Money Podcast for Women, Personal Finance, Relationships & Mental Health
Ever wake up at 3 a.m. in a full-blown panic, wondering if you’ll ever have “enough” money? Maybe you’re making more than ever, but somehow, the worry never goes away. You stress over every purchase, second-guess every money move, and still feel like you’re one wrong decision away from losing it all.Here’s the truth: It’s not just about the dollars—it’s about what’s happening in your head.Welcome to Everyone’s Talkin’ Money, the podcast that finally tells it like it is: your emotions, thoughts, and habits around money are what’s keeping you stuck— not just your paycheck. Hosted by Shari Rash, a money expert who wants to help you ditch shame, rewrite the rules, and help you feel powerful with your finances. Don't worry, this show isn’t another snooze-fest finance podcast. She's here to help you unf*ck your finances and finally build wealth in a way that actually feels good.If you’re tired of finance bros yelling at you for buying a damn latte and sick of money advice that doesn’t fit your life, hit subscribe. It’s time to unravel your money mess, rewrite your story, and start building wealth—on your terms.
Episodes
Mentioned books

Aug 14, 2023 • 51min
Quantum Fertility; Affordable Tips To Help You Get Pregnant with Carrie Bennett
In this episode of Everyone's Talkin' Money, I chat with guest Carrie Bennett about a topic close to many hearts: infertility. We dive into the world of fertility treatments, the high costs involved, and the financial struggles that come with it. But Carrie brings something new to the table - the concept of quantum fertility. She shares how incorporating simple, free practices like aligning with natural rhythms and minimizing artificial light can potentially boost fertility. We also discuss the importance of balance, gratitude, and letting life unfold. Whether you're dealing with infertility or just curious, this episode offers fresh insights on a challenging subject.LinksCarrie's website Carrie's product recommendationsIn this episode, we talk about:- The episode will delve into the world of infertility and explore affordable alternatives to costly treatments to help you get pregnant- Approximately 48.5 million couples worldwide experience infertility- About 15% of couples face difficulty conceiving- Infertility can be scary, expensive, and confusing- Traditional approaches to infertility focus on the biochemical perspective, which may not address the root causes of infertility- Carrie introduces the concept of quantum fertility, which suggests that the body operates on a small scale influenced by factors such as circadian rhythm, light exposure, and nature- Quantum fertility offers affordable ways to support fertility that are often unknown or overlooked- Most healthcare plans do not cover infertility, leaving couples to pay 85% of the costs out of pocket- Topics covered will include circadian rhythm, light exposure, and nature as factors that can support fertility- Listeners will learn about low to no-cost techniques that can be incorporated into their routinesTimestamps[00:00:42] Podcast discusses quantum fertility and affordable tips.[00:03:57] Body's natural balance can restore fertility.[00:08:41] Factors affecting fertility: lifestyle, age, and light.[00:10:56] Daytime blue light can energize but drain. At night, blue light disrupts sleep. Artificial light linked to anxiety, depression, and hormone-related cancers. Use orange lenses to mitigate at night.[00:15:49] Transformative effects observed within days; objective and subjective improvements; biological measures confirm success.[00:17:40] Body has built-in clock for optimal functioning.[00:22:23] Increased productivity comes from syncing with natural light.[00:23:50] Leptin regulates fertility and body communication.[00:27:01] Listen to your intuition and resonate with therapy. Balance your body for higher success rates in fertility.[00:33:56] Fascinating correlation in managing chronic tinnitus.[00:37:17] Healing journey with unexpected light therapy results.[00:40:08] Let life unfold, reduce stress, conceive[00:44:34] "Incorporating quantum techniques for improved fertility.How To Connect with Shannah:
Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
Leave a 5-star Review here https://ratethispodcast.com/etm
Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/
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Aug 11, 2023 • 35min
Ask Shannah: Credit Card vs. Debit Card - Which Should You Use?
In this Ask Shannah episode of "Everyone's Talkin' Money," I'm diving into the debit vs. credit cards debate. We explore the similarities between the two - they both have logos like Visa or Mastercard and can be used for in-store or online purchases. But when it comes to safety, things get interesting. Gas stations, for example, can be risky spots for credit card scammers. That's why using a credit card is generally safer here, as it offers more protection against potential bank account drain. However, personal preference and money habits should also come into play. You'll learn how to figure out what card is right for you.Episode Timestamps:[00:02:30] Recognize and accept the current relationship with money. Use a debit card securely. Avoid unsecured internet connections for purchases and bank account checking.[00:03:22] "Protect network, guard numbers, prevent credit fraud."[00:08:25] Debt doesn't vanish; find a lighter way.[00:12:46] Use a debit card to avoid debt.[00:15:38] Credit cards automatically categorize expenses for you, allowing easy tracking and adjustments. Additionally, using them for monthly payments can earn rewards and bonuses.[00:17:44] Credit card cons: interest rates compound debt.[00:21:26] Credit card fraud protection: Quick and easy.[00:24:52] Gas station pumps are risky for card payments.[00:27:27] Credit card deposit for trips and car rentals.How To Connect with Shannah:
Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
Leave a 5-star Review here https://ratethispodcast.com/etm
Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/
Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 9, 2023 • 40min
Mastering the Money Game: How to Maximize Every Dollar with Tanja Hester
In this episode of Everyone's Talkin' Money, I chat with the awesome guest Tanja Hester about how you can use your money to make a real impact. We talk about challenging the status quo and embracing nuance when it comes to your spending habits. You'll learn how to maximize every dollar you have, how to identify your personal money values, how to align your money values with your choices, practical tips to become a wallet activist, and how to make intentional choices with your money that will get you closer to your money goals.LinksWallet Activism bookTanja's websiteTimestamps:[00:00:36] How to maximize every dollar with Tanja Hester[00:05:41] False choices limit our thinking; consumerism deceives.[00:08:29] Introspection helps automate decision-making for values.[00:14:22] Questioning conventional wisdom, embracing nuance in actions.[00:19:45] Demand for change: policy, climate, racial unrest.[00:22:35] Retiring early to avoid the burden of disability.[00:27:21] Consumer preferences can create significant change.[00:29:58] Focus on big-impact decisions in finances.[00:32:37] Share small shifts and make a ripple.How To Connect with Shannah:
Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
Leave a 5-star Review here https://ratethispodcast.com/etm
Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/
Episode key topics:intentional spending, wealth inequality, conscious choices, Financial Independence, retiring early, value side of money, personal finances, spending habits, conscious consumerism, personal values, financial choices, wallet activism, goal-setting Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 7, 2023 • 37min
The Dos and Don'ts of Managing Money as a Couple
In this episode of "Everyone's Talkin' Money," we dive into all things finances and marriage so you can learn how to successfully manage money as a couple. We tackle the question of who is responsible for the debt in a marriage based on whether you're in a community property state or a common law state. We also explore six major money decisions that can lead to financial success in marriage. From budgeting to creating a will, we cover it all. Plus, I share personal anecdotes and tips to help you navigate the complexities of money in your relationship.How To Connect with Shannah:
Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
Leave a 5-star Review here https://ratethispodcast.com/etm
Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/
In this episode, we talk about:Do's and Don'ts of managing money as a couple, debt in marriage, financial issues in relationships, money decisions in marriage, point person for finances, managing finances in marriage, accountability in spending, delays in addressing financial matters, tension about money, the importance of budget, budget manager, tracking expenses, creating a will, naming an executor, distributing assets, the positive aspect of money, proactive conversations about money, money fears. Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 4, 2023 • 40min
Become a Millionaire | Manage Debt | Invest Wisely with Deacon Hayes
In this vault episode of Everyone's Talkin' Money, I had the pleasure of chatting with Deacon Hayes, a financial advisor turned money expert, author, and CEO of Well Kept Wallet. You'll learn key tips for becoming an everyday millionaire, why Deacon stressed the importance of living below your means, and how to invest wisely for the long term. We also talked about the power of investing in real estate, the stock market, or starting a business. Deacon even shared a sneak peek of his awesome rap song about everyday millionaire habits!LinksWell Kept WalletYou Can Retire EarlyEveryday Millionaire SongYou Can Retire Early Podcast EpisodeTopics Covered
Living on less than you make is key to financial success
Becoming a millionaire
The importance of having a plan for the future and addressing your current financial situation
Wise investing in long-term strategies, such as real estate, stocks, or starting a business
Investing in index funds or three-fund portfolios for diversification
Strategies for making extra money, exploring new opportunities, and not relying solely on an employer
The importance of making smart choices when buying cars and homes
Paying off debt and prioritizing financial goals
Creating a vision and setting goals for financial success
How To Connect with Shannah:
Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
Leave a 5-star Review here https://ratethispodcast.com/etm
Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/
Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 2, 2023 • 50min
The Billion Dollar Question…How Much Money Is Really Enough with Ben Hockema
In this episode of "Everyone's Talkin' Money," Ben Hockema joins me to explore the idea of how much is "enough" money and what financial security looks like. We discuss how to figure out what is enough for each individual and create a financial plan that allows us to live the life we want. We dive into the detrimental effects of shame marketing and the importance of focusing on untapped potential instead. We also touch on the need to understand our relationship with money and address any shame surrounding it. Overall, we aim to help listeners achieve a calming clarity about their finances and find a balance between current spending and future savings.LinksIlluminate Wealth ManagementTime stamps00:04:50 Money is a tool for achieving goals and a discussion about what financial security looks like.00:07:34 Money is a lifelong relationship with history.00:12:41 Having debt can be burdensome for some.00:15:07 Importance of understanding feelings and actions around money.00:19:53 Know your goals, calculate your expenses, save00:22:57 Automate paycheck, diversify funds, communicate financial goals.00:26:29 Spending now or later, saving is crucial.00:30:35 Take responsibility for your own retirement.00:33:31 Motivate without shame focus on fulfillment.00:36:32 Money shame leads to anxiety and complexity. Seek guidance and embrace vulnerability for clarity and growth.00:39:44 Shame marketing, the misconception of fire movement.00:44:38 Different perspectives on money and resources.How Shannah Can Help You:
Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
Leave a 5-star Review here https://ratethispodcast.com/etm
Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 31, 2023 • 18min
Tina Wells Spills the Beans on Finding Your Work-Life Harmony
In this recap episode of Everyone's Talkin' Money, I had the pleasure of chatting with the fabulous Tina Wells. She's an entrepreneur who knows a thing or two about work-life harmony. We dove into her four-phase approach to elevating ourselves: preparation, inspiration, recreation, and transformation. Tina stressed the importance of constantly evaluating our goals and priorities, making time for recreation and breaks, and knowing our numbers beyond just finances. It was a great conversation that inspired and motivated me to find that perfect balance in my life. If you want more, check out Tina's book, "The Elevation Approach," and definitely listen to our previous episode for the full conversation. Trust me; it's worth it!LINKSThe Elevation Approach bookHow Shannah Can Help You:
Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
Leave a 5-star Review here https://ratethispodcast.com/etm
Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 31, 2023 • 46min
Work Hard, Live Well: Unlocking the Secrets to Work-Life Harmony with Tina Wells
In this episode of Everyone's Talkin' Money, I had the pleasure of chatting with the amazing Tina Wells about achieving work-life harmony and avoiding burnout. Tina shared her game-changing approach called The Elevation Approach in her new book, which consists of four phases: preparation, inspiration, recreation, and transformation. We discussed the importance of saying "I don't know" and being open to learning, as well as the power of curiosity and challenging ourselves to understand things outside of our comfort zones. Tina also dropped some wisdom about decluttering, taking control of our calendars, and finding moments of joy in our busy lives. It was truly an eye-opening conversation that left me feeling inspired and ready to elevate my own work-life balance.LINKSThe Elevation Approach bookTina's websiteHow Shannah Can Help You:
Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
Leave a 5-star Review here https://ratethispodcast.com/etm
Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 28, 2023 • 35min
Ask Shannah: I'm An Actress on Strike & I'm Worried About Paying My Bills
This Ask Shannah episode was inspired by a question from Bridget, "I’m an actress in the SAG union, and we’re on strike. I support my fellow actors that we need to get paid more, but I’m so completely freaked out about my money and how long this will last—got any words of wisdom for me? Thanks for such a great podcast, your episodes really inspire me to be better with my money, so thank you."LINKSWashington Post Article mentioned Help us get to 1,000 reviews for the podcast! How Shannah Can Help You:
Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
Leave a 5-star Review here https://ratethispodcast.com/etm
Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 27, 2023 • 24min
5 Money Questions to Ask Yourself Right Now with Dielle Charon
Welcome back to the show to our short recap episode of yesterday’s full podcast, How to Self-Coach Yourself Through Money Drama So You Can Achieve Your Goals and Dreams, with Dielle Charon, certified life coach and 7 figure sales expert and host of the Black, Bnaked, and Booked out Podcast. If you don’t have 45 minutes to listen to the previous episode, you’re still going to love this one. Dielle walked us through her 5 money questions to ask yourself that will help you get into a better relationship with money, save more, spend better, and achieve your goals. My favorite question was, “How do I organize my money in a way that works for me.” I share a bit about my money-organizing system, so stay tuned to hear that. Honestly, my best advice is just to pick one or two questions and take some time to think about them, but don’t overwhelm yourself with all 5 questions right now. Alright, I’ll let Dielle walk you through them. LINKSDielle's website and podcast link - https://diellecharon.com/How to Self-Coach Yourself Through Money Drama So You Can Achieve Your Goals and Dreams episodeHow Shannah Can Help You:
Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter
Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame
Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq
Leave a 5-star Review here https://ratethispodcast.com/etm
Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/
Learn more about your ad choices. Visit megaphone.fm/adchoices