Everyone's Talkin' Money

The traditional investing world has long been dominated by outdated models and faceless corporations. Enter Eve Halimi and Anam Lakhani, two trailblazing 25-year-old Co-Founders of Alinea, an innovative investing platform reshaping the game. Alinea doesn’t just offer tools for investing—it’s a vibrant community aligning investments with personal values and impact-driven goals.In this episode, Eve and Anam share their inspiring journey of creating Alinea, tackling industry giants like Robinhood, and redefining what it means to invest in today’s world. They break down why social sharing is the future of investing, how Alinea fosters meaningful connections among its members, and their mission to empower investors to make informed, values-aligned decisions.Get ready to learn how to invest wisely in this new era and why these powerhouse women are a force to watch in the financial space. Whether you’re new to investing or looking for a fresh perspective, this conversation is packed with insights, inspiration, and actionable takeaways.What You’ll Learn in This Episode: How Alinea is disrupting the traditional investment landscape. The role of community and social sharing in modern investing. Why aligning investments with personal values can drive impact. The challenges Eve and Anam faced as young female founders taking on industry giants. Practical tips for investing smarter and more intentionally. Connect with Alinea: Explore Alinea Follow Alinea on Instagram Connect with ShannahFREEBIE: Show Me the Money Workshop FREEBIE: She’s Got Wealth WorkshopFollow me on Instagram Courses + Workshops + Money Coaching InformationSPONSORSThanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s no secret—Americans are set to spend a mind-blowing $1.3 trillion this holiday season. But here’s the real question: how much of that spending is driven by guilt, stress, or emotional habits you just can’t shake?In this episode, I’m joined by Chad Willardson, a Certified Financial Fiduciary (CFF), the President and Founder of Pacific Capital and Platinum Elevated, a five-time bestselling author, and a financial pro who helps 8-9 figure entrepreneurs take control of their money. Together, we’re diving deep into the chaos of holiday spending and how you can finally break the cycle of overspending.We’ll talk about why guilt spending feels so hard to stop, why experiences almost always beat material gifts, and how to protect your wallet while still enjoying the season. If you’ve ever felt like your finances are out of control during the holidays, this episode is your permission slip to flip the script and start fresh.What You’ll Learn: Why emotional spending takes over during the holidays—and how to stop it. The dangers of guilt spending and its long-term impact on your finances. How to prioritize meaningful experiences over mindless shopping. Practical tips for planning your spending, even last-minute. How to use past financial regrets to fuel smarter decisions this year. LINKSChad's website and booksChad on LinkedInPacific CapitalCONNECT WITH SHANNAHFREEBIE: Show Me the Money Workshop FREEBIE: She’s Got Wealth WorkshopFollow me on Instagram Courses + Workshops + Money Coaching InformationSPONSORSThanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you letting fear hold you back from building the wealth you deserve? Fear is sneaky. It whispers lies like, "You'll never be good with money," or "It's too late to fix this." But here’s the hard truth: That fear? It’s costing you—big time. Millions, in fact.In this episode, we’re uncovering the hidden ways financial fear sabotages your wealth and how to break free from its grip. I’m sharing five fearless money rules to help you take control, build confidence, and stop letting fear make your financial decisions. This is about rewriting your money story so you can finally step into the abundant life you’ve been dreaming of.What You’ll Learn: How fear silently dictates your financial habits (and how to take back control). The 5 fearless money rules that will transform your relationship with money. Why perfection isn’t the goal—progress is. Simple, actionable steps to stop procrastinating and start building wealth on your terms. LINKSGrab a Money Coaching Spot. Save $200 with code GOALS by December 23, 2004. Pay off debt, work through the emotions of money, and create a Spending Plan that works.SPONSORSThanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

What’s the first thought that pops into your head about money? If it’s not sunshine and rainbows, you’re not alone. The truth is, your brain has been hijacked by years of programming from your family, society, and the endless BS we’re fed about money. That programming? It’s what’s keeping you stuck, stressed, and in a constant cycle of scarcity.But here’s the kicker: It doesn’t have to be this way.In this powerhouse reboot episode, I’m joined by Kara Loewentheil, J.D., Master Certified Coach, and creator of the top-rated podcast Unf*ck Your Brain*. Kara’s here to drop the ultimate guide to rewiring your money mindset with tools that actually work.Spoiler alert: Your wiring—not your willpower—is the reason you’re not where you want to be with your money. But with Kara’s genius Thought Ladder technique, you’ll learn how to flip the script, ditch shame, and start thinking thoughts that actually serve you (instead of sabotaging you).Here’s what you’ll learn: How to break free from a scarcity mindset and live like abundance is your new normal. Why you don’t have to hide your purchases anymore (yep, stop the guilt spiral). A simple, practical process to climb your way to better money thoughts—and better results. LINKSGrab Kara’s book Take Back Your Brain Listen to Kara on her podcast Unf*ck Your BrainCONNECT WITH SHANNAHFREEBIE: Show Me the Money Workshop FREEBIE: She’s Got Wealth WorkshopFollow me on Instagram Courses + Workshops + Money Coaching InformationSPONSORSThanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I'm tackling a community question from Robbie, a listener who’s making great money with their partner in Chicago but feels stuck in the cycle of saving for big goals—like a wedding, home, and dream honeymoon—only to watch that savings disappear. Sound familiar? If you’ve ever struggled to prioritize and protect your savings for life’s big milestones, you’re going to love this conversation.I’m breaking down actionable strategies to: Identify and prioritize your money goals (hint: it’s all about clarity and commitment). Create a system to actually keep your savings safe from unexpected spending. Use a “reverse budget” to spend guilt-free while hitting your savings targets. Plan for big-ticket goals without feeling like you’re sacrificing everything. Build financial boundaries that support your dreams instead of derailing them. Whether you’re saving for a wedding, a home, a bucket list trip, or all of the above like Robbie, this episode will give you the tools (and a little tough love) to save for the things that matter most without feeling overwhelmed or stuck in “catch-up” mode.Links Mentioned in the Episode: Learn How to Invest as a Side Hustle & Achieve All Your Money Goals How to Accelerate Financial Security, Create Time Wealth & Ignite Your Goals Got a money question? Send it my way, and it might just be featured in an upcoming episode.Connect with Me: Instagram: @ShannahGame Website: EveryonesTalkinMoney.com Courses + Workshops + Money Coaching Information SPONSORSThanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever felt like a money conversation turned into a minefield? Maybe it led to stress, silence, or complete miscommunication. Why is money so difficult to talk about—even with those closest to us? And how can we transform these moments into opportunities for deeper connection?In this episode, I’m joined by New York Times bestselling author Charles Duhigg, whose latest book, Supercommunicators: How to Unlock the Secret Language of Connection, breaks down the art and science of meaningful conversations. Together, we explore how to approach money talks with less anxiety and more clarity, no matter the situation.What You'll Learn: Why casual money talks can reduce stress and build stronger connections. The three types of conversations—practical, emotional, and social—and how knowing the difference can prevent miscommunication. Subtle but powerful communication techniques that show you're truly listening and engaged. LINKSSupercommunicators BookMore about CharlesCharles on InstagramCONNECT WITH SHANNAHFREEBIE: Show Me the Money Workshop FREEBIE: She’s Got Wealth WorkshopFollow me on Instagram Courses + Workshops + Money Coaching InformationSPONSORSThanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

Giving can be one of the most joyful parts of life, but knowing how to donate money wisely is another story. How much should you give? Where should your dollars go? And how do you ensure your donation is actually making a difference — and not unintentionally causing harm?In this vault episode, we’re joined by Grace Nicolette, co-host of the Giving Done Right podcast and Vice President of Programming and External Relations at the Center for Effective Philanthropy (CEP). Grace shares her expert insights on how to maximize your giving impact, whether you’re donating during the holiday season or planning for long-term philanthropy.Grace also offers tips on creating a giving plan that aligns with your values and how to avoid common pitfalls when donating. Whether you’re a seasoned philanthropist or just starting your giving journey, this episode will inspire and empower you to give with intention and confidence.What You’ll Learn: How to evaluate charities and nonprofits for effectiveness. Why small donations matter just as much as big ones. Practical steps to create a personalized giving plan. Red flags to watch out for when choosing where to donate. Links Mentioned in This Episode: Giving Done Right Podcast Center for Effective Philanthropy Connect with ShannahFollow me on Instagram Courses + Workshops + Money Coaching InformationSPONSORSThanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

The holidays are here, and with them comes the chaos of gifts, parties, travel, and yes—financial stress. But what if this season, instead of just surviving, you started building wealth? In this festive episode of Everyone’s Talkin’ Money, I’m breaking down the 12 Days of Wealth Building—a countdown of 12 small, actionable steps to boost your financial health during the holidays and beyond.From creating a holiday spending plan to starting a savings account for next year, these tips are designed to be fun, practical, and totally doable—even if you’ve already started the holiday shopping spree. Get ready to finish the year strong and kickstart 2024 with confidence and cash in your pocket.What You’ll Learn in This Episode: Why 70% of Americans overspend on holiday gifts—and how to avoid it. How to create a "Holiday Debt Escape Route" to keep your finances in check. Why canceling just $50/month in unused subscriptions could turn into $8,300 in 20 years. 12 simple actions you can take right now to finish the holidays with your finances intact. LINKSFollow me on Instagram Courses + Workshops + Money Coaching InformationSPONSORSThanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

What would you do if you suddenly inherited money? While it might seem like a dream come true, the reality is far more complex. Inheriting wealth often brings up unexpected emotions—grief, guilt, shame—and the overwhelming pressure to make the “right” decisions. In this episode, Katherine Fox unravels the emotional and practical challenges of managing inherited money.Together, they explore the biggest mistakes people make when they inherit money, like spending it recklessly or doing nothing out of fear. Katherine shares actionable tips for navigating the emotional landscape of grief, setting financial goals, and even enjoying your inheritance guilt-free. They also dive into how to have tough family conversations about inheritance, why recognizing privilege is essential, and how giving back can amplify the impact of your windfall.Whether you’ve already inherited money or want to prepare for the future, this episode is packed with strategies to turn your inheritance into a powerful tool for your goals.What You’ll Learn in This Episode: Why grief and guilt often derail financial decision-making with inherited money The importance of giving yourself time to process emotions before making big moves Practical steps for managing inherited wealth, including paying off debt and setting clear goals How to enjoy your inheritance while still building wealth LINKSSunnybranch WealthKatherine's BlogKatherine on InstagramCONNECT WITH SHANNAHOnline Courses + Coaching + WorkshopsFollow me on InstagramSPONSORSThanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription.Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM .Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com.Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

What’s your guilty pleasure—a latte, a new book, or maybe that random Amazon impulse buy? You’re not alone! TikTok’s “little treat culture” has over 55+ million fans, celebrating the joy of small, feel-good purchases. But how do these indulgences impact your financial health?In today’s episode, I’m joined by Ashley Lapato, money and lifestyle expert behind @theorganizedwallet. Together, we unpack the viral trend of little treats and what it means for your wallet. Ashley shares why eliminating impulsive spending isn’t the answer and how to shift your mindset around these purchases.Her advice? Stop shaming yourself over the occasional splurge (yes, even avocado toast!). Instead, learn how to budget for those joyful little treats in a way that fuels your happiness and keeps you on track with your money goals.What you’ll learn in this episode: Why “little treat culture” resonates with millions. How to stop associating impulsive buys with financial guilt. Ashley’s tips for budgeting guilt-free treats that align with your goals. Links & Resources: Follow Ashley on TikTok: @theorganizedwallet Start your spending plan with You Need a Budget (YNAB) Learn more about your ad choices. Visit megaphone.fm/adchoices