Strategy Meets Finance

Want to grow your business? Download your free roadmap today: coltivar.com/growth When it comes to investing in real estate, you don’t always have to buy the building or land directly to be considered an investor. In fact, diversifying your portfolio in this asset class may start with buying stocks of REITs or other real estate investment companies. In this episode I talk with my brother Nate Coughran, EVP of Finance at Capital Square, about ways to make money in real estate. We dive into cap rates, using real estate as a hedge, market timing, and strategies to maximize returns while reducing risks. Join us to discover the pros and cons of real estate investing and how you can get started today.  Visit www.byfiq.com for more episodes and resources to empower your financial life._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information. LinkedIn | YouTube coltivar.com

Want to grow your business? Download your free roadmap today: coltivar.com/growth Steve Coughran had a chance to talk with Sydney Finkelstein, Steven Roth Professor of Management and faculty director of the Tuck Executive Program at the Tuck School of Business at Dartmouth College.  Sydney is also a consultant and speaker to senior executives around the globe, as well as an executive coach, focusing on leadership, talent development, and corporate governance. He is a Fellow of the Academy of Management and listed on the “Thinkers 50”, the world's most prestigious ranking of leadership gurus. Sydney has been featured in the Financial Times, the Wall Street Journal, the Washington Post, Harvard Business Review, Business Week, the London Times, Toronto Globe and Mail, Inc, Fast Company, and CNBC._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information. LinkedIn | YouTube coltivar.com

Want to grow your business? Download your free roadmap today: coltivar.com/growth Investing in stocks may offer investors the greatest potential for capital appreciation over the long term. Investors who are willing to buy and hold the right stocks over long periods of time, generally have been rewarded with strong, positive returns. However, you must know what to look for in companies before investing in them.  In this episode I will layout the fundamental principles you can follow to increase your chances of success when investing in this asset class.  Also, I will discuss the 5 categories of stocks and the questions you should be considering when determining whether to buy or sell your holdings._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information. LinkedIn | YouTube coltivar.com

Want to grow your business? Download your free roadmap today: coltivar.com/growth In this episode, Steve Coughran had the opportunity to speak with Troy Schroeder.  Troy is a walking example of a CFO who has evolved his mindset, skillset, and leadership style to rise up to these new demands in finance.  His progressive career spans 25 years, most recently as the CFO and current member of Haselden Construction’s Board of Directors. Troy believes, “No one can do great things alone,” and he is proud to have worked for 17 years with the dynamic team at Haselden, a company that places the values of relationships, entrepreneurship and a sense of family right next to profitability and achievement. In addition to serving as a CFO, Troy along with six other parents founded a tuition-free Pre-K charter school in Castle Rock Colorado focused on caring for students as whole-persons by cultivating their hearts, minds, skills and habits for long term success. Troy has served as the Treasurer since 2011, and Aspen View Academy is now home to 850 full time students._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information. LinkedIn | YouTube coltivar.com

Want to grow your business? Download your free roadmap today: coltivar.com/growth Mergers and Acquisitions (M&A) are business transactions which involve the consolidation of organizations or the combination of their assets into one. Through this process a company may purchase another company outright, merge with it to form a new entity, acquire a portion or all of its assets, engage in a hostile takeover, or make a bid to purchase some or all of a corporation's outstanding stock. LBOs, or leveraged buyouts, are also a part of a mergers and acquisitions strategy. This form of acquisition, if done right, can generate spectacular returns, help turn around companies, and drive greater value across a variety of stakeholders. Join me for this episode where I outline how M&A works and deepen your knowledge on the buy-side and sell-side of business transactions._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information. LinkedIn | YouTube coltivar.com

Want to grow your business? Download your free roadmap today: coltivar.com/growth Options can be a cost effective, flexible investment tool that helps you hedge and take advantage of any market condition.  However, to be successful, investors must understand the differences between using options to invest and using options to trade.  In this episode I talk with Roslyn Weems, the Founder and Principal of Wealth Consortia, about the fundamentals of options trading and how with the right plan and investment strategy, investors can leverage this tool to achieve financial success._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information. LinkedIn | YouTube coltivar.com

Want to grow your business? Download your free roadmap today: coltivar.com/growth As the third generation internet develops, many are wondering how this Web3 will transform business, finance, communities, and other ways of living in a digital world. Is this decentralized ecosystem supported by blockchain, machine learning, and A.I. just hype, or does it have the potential to be the new reality? Join me on this episode as I talk with Evan Gary, Co-Founder of Chibi Labs, and explore these possibilities along with the developments in the NFT space._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information. LinkedIn | YouTube coltivar.com

Want to grow your business? Download your free roadmap today: coltivar.com/growth The Chief Financial Officer (CFO) holds the top financial position in a company and is responsible for its overall fiscal functions. Although most understand their fiduciary duty to protect and grow the assets of the business, not all CFOs approach their position in the same manner. In this episode, Steve Coughran answers a series of questions posed by a BYFIQ community member and explains what a CFO actually does. He shares his actual experience as a CFO, both from a large company perspective and a startup environment. Whether you are aspiring to become CFO, already in the seat, or are just curious about how to get the most out of this role, you won’t want to miss this episode.  Steve dives deep into the core duties of a strategic CFO and how leaders in this position can shift their focus from transactional and compliance activities to those that drive greater firm value. _______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information. LinkedIn | YouTube coltivar.com

Want to grow your business? Download your free roadmap today: coltivar.com/growth Cryptocurrency, also referred to as "crypto", is a form of digital currency that has the potential to disrupt the traditional form of money.  Unlike paper currencies, such as the U.S. dollar, a cryptocurrency is created and secured through encrypted data strings that are maintained by a peer-to-peer network called a blockchain.  Through this secure ledger of transactions, cryptocurrencies are decentralized and are not issued by governments or other financial institutions.   Popular cryptocurrencies include Bitcoin, Ether, Litecoin, and Monero.   In this episode I dive deeper into the world of cryptocurrencies and blockchains with Mauricio Magaldi, Global Head of Strategy for Crypto at 11:FS .  We discuss how this new form of currency was created and the potential it has to transform finance as we know it. _______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information. LinkedIn | YouTube coltivar.com

Want to grow your business? Download your free roadmap today: coltivar.com/growth Have you ever wondered what goes on behind the curtain when banks are deciding whether to approve a business loan?  Commercial lending, which includes secured and unsecured credits to businesses for growth and working capital purposes, is not as mysterious as it appears. In this episode I talk with Darrell Lomelino, SVP at Keybank, about the quantitative and qualitative factors that lead to banks issuing credit to companies. Understanding how banks look at a company and its financial position, will empower you to pinpoint the areas of the business that need improvement and act accordingly to drive greater value and secure the credit needed to thrive._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information. LinkedIn | YouTube coltivar.com