Your Money Minute

Discover the vital importance of emergency funds in today’s uncertain financial climate. Learn compelling statistics that highlight why saving is essential. Get practical tips on how to build an emergency fund that covers at least six months of your essential expenses. Empower yourself with strategies to navigate unexpected future challenges!

Your 60-second money minute. Today’s topic: Unsold Homes Surge Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Your 60-second money minute. Today’s topic: Here Come Tariff Surcharges Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Your 60-second money minute. Today’s topic: Credit Card Delinquencies Are Pretty High Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Your 60-second money minute. Today’s topic: The Safety Of Cash Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Spring brings excitement for homebuyers, but this year it's fraught with challenges. Rising prices and economic uncertainty have many potential buyers hesitating. Middle and upper-income individuals are particularly reluctant to invest, worried about their stock portfolios and job security. The podcast dives into the consequences of these trends and what it means for the housing market.

The discussion kicks off with the intriguing divide between how Americans feel about the economy versus their actual spending. Job security and the unemployment rate are highlighted as key indicators of stability. Despite rising concerns, spending habits reveal a more complex picture, suggesting that all might not be as dire as it seems. Tune in to unravel the nuances of economic sentiment today!

Exploring the effects of auto tariffs, this discussion reveals how rising prices are pushing consumers to keep their older cars longer. It highlights the financial strain families face as maintenance costs increase during an economic slowdown. With the automotive market under pressure, listeners gain insights into how tariffs are reshaping their driving choices and budgets.

Spring has arrived, bringing a wild ride in the housing market as mortgage rates soar and dip unpredictably. Buyers are feeling the sting of fluctuating rates, which impact their decisions significantly. The discussion also delves into the recent changes in 30-year fixed loan rates and the importance of mortgage rate locks. Alongside valuable insights on managing related fees, this segment offers tips for navigating the fast-paced world of home buying.

The podcast dives into the emotional rollercoaster of stock market behavior. It highlights the common pitfall of selling at a loss during downturns due to fear. Listeners are encouraged to maintain calm during these times, as declines often reveal potential investment gems. The importance of adopting a 'buy low, sell high' mindset is emphasized for long-term success.