Leaders In Payments

Imagine a world in which biometric technology empowers the financially excluded. That's the compelling vision Catharina Eklof, Chief Commercial Officer of IDEX Biometrics, shared with us in our latest conversation. As we explored the convenience, security, and peace of mind offered by IDEX's code-based solution, she illuminated the transformative potential of using fingerprints to create a library of data points. Especially poignant was the potential impact on people challenged by dementia, literacy or vision impairments.Biometric payment cards can provide secure, accessible financial services for everyone, especially vulnerable groups. With India pioneering this technology and Mastercard undertaking promising regional trials in Mexico, the future of payments is here. As Catharina explained, it's not just about technology - IDEX's commitment to sustainability and diversity means they're striving to make a meaningful difference in people's lives. Join us for these insights and more, as we step into the future of financial inclusion with biometrics.

Are you navigating the complex realm of security and compliance in payments? Brace yourself for an insightful journey with our guest, Kathryn McCall, Chief Legal and Compliance Officer for Trustly Inc. We promise an engaging discussion on how Trustly, a leading global player in open banking payments, is reshaping the field with a cost-effective alternative to traditional payment methods. Learn about Trustly’s unique approach to fighting friendly fraud, the significance of know your customer checks, and the necessity of adherence to the Bank Secrecy Act and Financial Crimes Enforcement Network guidelines.What are the intricacies of anti-money laundering and compliance? Kathryn shares her expertise on the challenges in this area, underlining the importance of continuous monitoring for suspicious activity. We delve into the delicate yet essential balance between prompt payments and stringent security measures. Kathryn also shares her thoughts on creating a compliance culture, the inevitable increase in regulations, and how Trustly's expert team artfully manage their compliance programs. So, buckle up for this riveting conversation and get ready to leave with a enriching understanding of compliance and security in the payments industry!

Ever wonder how your routine bill payments could influence your credit score? Find out in our latest conversation with Lamine Zarrad, the innovative founder and CEO of StellarFi, a company revolutionizing credit-building. Lamine takes us through his unique journey from his immigrant roots to his experiences in the Marine Corps and the U.S. Treasury, all of which contributed to the inception of StellarFi. Discover how every bill you pay, from your cell phone to your Netflix subscription, can potentially enhance your credit score.Lamine sheds light on why StellarFi's unconventional methods hold an edge over traditional approaches such as secured loans and credit cards. He offers invaluable insights into how various models used by credit bureaus impact your credit score. Wrapping up the conversation, Lamine paints a picture of his career in the FinTech and financial services sector, discussing his work with Tokken and Joust, and how it paved the way for StellarFi's creation. If you're making your first steps in the FinTech or the financial services space, you wouldn't want to miss his invaluable advice!

Join us on a journey into the enigmatic world of remittance and financial inclusion with an industry trailblazer, Paul Dwyer, the co-founder and CEO of Viamericas. Ever wondered about the inner workings of remittance services and their value to consumers and retail locations? In this intriguing discussion, we unravel these intricacies and the significance of providing a dependable, efficient service. We also delve into a myth about remittance and shed light on Viamericas unique services - from check processing, remittances, bill payment to mobile top-ups - all serving the underserved, unbanked, and underbanked. As we navigate the complexities of international bill payment and money transfer services, we uncover the need for real-time connectivity between the service's front and back end, and the indispensable technology for transaction modifications or cancellations. The digital era has revolutionized the remittance industry, and Paul Dwyer enlightens us on Viamericas digital solutions, including their innovative mobile app. Discover the future of digital remittances, the importance of trust between parties, how agents can play a crucial advocacy role, and the exciting opportunities awaiting Viamericas in Canada, Europe, and the world beyond. This eye-opening conversation promises to leave you more informed and inspired.

Get ready for an exclusive ride into the intriguing world of online fraud prevention with Scott Przybyla, the Vice President of Global Channel Sales for Kount – an Equifax Company. This episode unravels the fascinating origins of Kount, its go-to-market strategy, and its evolution under the banner of Equifax. Understand Kount’s go-to market strategy consisting of direct and indirect sales, and the innovative white label channel strategy. Scott also walks through the history of fraud prevention and its evolution over the years.  Ever wondered about the intricacies of the fraud ecosystem and the critical roles of each player within it? Prepare for an exploration of the shifting fraud landscape, as we demystify the importance of personal security for consumers and the variety of threats that extend beyond mere payment fraud. We’ll also take a look into the future of fraud prevention. Discover how Kount, now under the wing of Equifax, is developing an end-to-end fraud and identity protection platform, combining physical and digital identity traits to create a more complete consumer identity profile. This is an exciting episode on fraud prevention you won't want to miss!

Jon Lear, President & Co-Founder of Fintech Meetup, shares captivating insights into the payments industry and discusses the upcoming game-changing Fintech Meetup event. With over 175 industry experts, attendees will maximize connections and gain valuable returns on investment. Lear draws parallels from the success of the Mercedes Benz Formula One team, emphasizing precision, strategy, and leadership in achieving business success. The chapter also explores the exciting opportunities and potential of the Fintech industry.

Discover the power of on-demand pay solutions as we chat with Gino Palozzi, the CMO of DailyPay. Learn how this ground-breaking platform is reshaping the way we view payday, giving you the flexibility to save and invest your hard-earned money before it hits your bank account. Say goodbye to predatory lenders and embrace the freedom that real-time visibility of your salary affords you. For employers, this means increased retention and improved engagement - a win-win situation for everyone involved.Unpack the future of on-demand pay with us, as we explore the vast potential of reloadable cash cards for the underbanked or unbanked population. Break the chains of misconception with Gino as he explains how this is not a credit product, but a tool for financial access. Hear about the additional perks of the DailyPay platform, like data-driven strategies, personal coaching, and an auto-save feature, all aimed at making on-demand pay the new norm. Tune in and step into the future of financial inclusion with us. Your salary, your rules, your financial freedom.

Chad Wallace, Global Head of Commercial Solutions at Mastercard, discusses the future of B2B payments, the shift to digital payments, collaborations with emerging Fintechs, maximizing working capital through data, and Mastercard's innovative 'beyond card' strategy.

I was privileged to host Tede Foreman, the President of Payment Solutions at Jack Henry as my guest this week. The conversation with Tede offered a rich resource for anyone interested in the world of fintech and payment solutions. It provided a glimpse into the inner workings of a leading company like Jack Henry and highlighted the importance of innovation, resilience, and teamwork in this fast-paced industry. As we move into the future, it's clear that the role of AI and faster payments will continue to shape the landscape of payment solutions, making it an exciting space to watch and be a part of.When it comes to his personal life, Tede shared his love for the great outdoors and the importance of maintaining a healthy work-life balance. He believes that disconnecting from work and spending time in nature can help recharge one's batteries and boost productivity.

In this episode Yaacov Martin, Co-Founder and CEO of Jifiti, provides an in-depth look into the explosive growth of the Buy Now, Pay Later (BNPL) industry. A game-changer in the field, Yaacov's insights will forever change the way you perceive financing significant purchases, from furniture to medical procedures, and even distance learning. More than just a business model, the BNPL industry represents a key bridge between merchants, consumers, and banks - a bridge that Jifiti is leading the way in building.Dive into the heart of the revolution with us as Yaacov details Jifiti's journey through the trials of integrating BNPL into retail ecosystems. But this is not just about financial transactions and business models - it's about people. Yaacov illuminates the importance of fostering a family-like atmosphere within a company, sharing his own personal and business passions along the way. So, whether you're intrigued by the BNPL industry trends or looking for advice to make your mark in the space, this episode is packed with expert insights you won't want to miss.