Personal Finance for Long-Term Investors - The Best Interest
Why is personal finance so complicated?
The internet is flooded with personal finance “experts” sharing short-sighted, error-prone advice. But long-term financial success requires thoughtful, patient, and well-researched strategies.
Hosted by Jesse Cramer, a former aerospace engineer turned fiduciary financial advisor in Rochester, NY, Personal Finance for Long-Term Investors simplifies complex financial topics. With relatable stories, in-depth research, and practical tips, Jesse helps you master financial planning for families, make smart decisions about tax-efficient investing, and build strategies for retirement planning and beyond.
Formerly known as The Best Interest Podcast, and inspired by Jesse’s award-nominated blog The Best Interest, this podcast is your trusted resource for comprehensive financial planning and smart investing.
Whether you're looking for optimal investment allocations, retirement planning advice, or generational wealth transfer ideas, this show makes personal finance approachable, enjoyable, and actionable.
A richer tomorrow starts with learning today. Invest in your knowledge with Personal Finance for Long-Term Investors.
Latest episodes
May 4, 2021 • 41min
Fiona a.k.a The Millennial Money Woman - E13
Fiona ("The Millennial Money Woman") is a professional financial planner-turned-blogger whose mission is to provide financial literacy to the masses. We have a terrific conversation where we discuss... *Fiona's sad-but-inspiring genesis story *The financial literacy gap in America *Why 'amateur' financial educators can still be so effective *Using Twitter to help people learn about money Fiona's blog: https://themillennialmoneywoman.com/ Fiona's Twitter: @The_MMW
Apr 27, 2021 • 38min
Kat Rucker of Rucker Sales Consulting - E12
Kat Rucker is a personal finance blogger, geographic arbitrager, and owner of Rucker Sales Consulting, a B2B and B2C consulting firm out of Phnom Pehn, Cambodia. Kat's business: katrucker.com Kat's blog: cash4kat.com Kat's Twitter: @Cash4Kat
Apr 20, 2021 • 60min
Justin Nacpil from Road to Wealth - E11
On Episode 11 of the Best Interest Podcast, I interview Justin Nacpil. Justin is the voice behind the Road To Wealth podcast. We talk about how Justin's thoughts on money have changes since having two young kids. We talk about the way we met---through Money Twitter---and the interesting things we learn from that community. And we take deep dives down a few interesting sidebars that I think you'll enjoy. Find Justin on Twitter (@RoadtoWealthPod) and Instagram (@RoadToWealthPodcast). You can find Road to Wealth on all common podcast apps.
Apr 13, 2021 • 52min
Brandon-Richard Austin of Rinkydoo Finance - E10
This episode is a *terrific* interview with personal finance writer, investor, and Twitter powerhouse Brandon-Richard Austin a.k.a Rinkydoo Finance Brandon writes at RinkydooFinance.com and Tweets from the account @RinkydooFinance (https://twitter.com/rinkydoofinance) Books we discussed today: I Will Teach You To Be Rich: https://amzn.to/2Q1xaDn Never Split the Difference: https://amzn.to/3daDgKs
Apr 6, 2021 • 26min
The Biggest Lesson from COVID-19 - E9
In Episode 9, we talk about the biggest lessons from COVID 19. It applies to personal finance, running a business, and even taking a walk in the woods. And we answer a listener question about "the biggest one thing" we'd suggest a personal finance rookie to focus on. https://bestinterest.blog/budget-basics/ https://bestinterest.blog/biggest-lesson/
Mar 29, 2021 • 31min
Birthday Lessons, Roth vs. Traditional, and Those Damn Fees! - E8
In Episode 8, I read from my recent article "31 Lessons in 31 Years." And I answer a listener question about Roth accounts vs. Traditional accounts and a question about pesky investing fees. (P.S. - sorry about Sadie's jingle noises!) 31 Lessons in 31 Years---https://bestinterest.blog/lessons/ A Lot Can Change in Ten Years---https://bestinterest.blog/change-in-ten-years/ On 6-year old luck of the draw---https://bestinterest.blog/meritocracy/ This is Water -- https://bestinterest.blog/lessons/#27_This_is_Water A Bimodal Mindset - https://bestinterest.blog/bimodal-spending/
Mar 23, 2021 • 59min
A Deep Dive with "5AM" Joel - E7
Today's episode is an entertaining and informative conversation with "5 AM" Joel of 5amJoel.com and BudgetsAreSexy.com Link to 5AM Joel’s site: https://5amjoel.com/ Link to Budgets Are Sexy: https://www.budgetsaresexy.com/a-dogs-guide-to-personal-finance-%F0%9F%90%95/ Link about GameStop Short Squeeze Q&A: https://bestinterest.blog/gamestop-short-squeeze/
Mar 16, 2021 • 34min
Optimism, Pessimism, and NFTs - E6
We start Episode 6 by talking about the future. Is the outlook optimistic or pessimistic? Will the world be better or worse? Will our investments go up or down? And then we answer a listener question (from Spain!) about NFTs, or non-fungible tokens. Links mentioned: The Compound Show about "redlining" Investing at All-Time Highs Mr Market
Mar 9, 2021 • 30min
Buffett's Letter & Investing with Savings? - E5
We break down Warren Buffett's annual letter to the Berkshire Hathaway shareholders. How does the "Oracle of Omaha" address his co-owners? And then we get a great question from Chris & Jenni at TicTocLife. If you're saving up for a near-term goal, should you try to invest that money? The Best Interest Patreon: https://www.patreon.com/bestinterest Berkshire Hathaway Shareholder Letter: https://www.berkshirehathaway.com/letters/2020ltr.pdf Chris & Jenni at TicTocLife: https://www.tictoclife.com/
Mar 2, 2021 • 28min
Buy the Dip and Hyperinflation - E4
The market drops 2% and people clamor, "Buy the dip!" Let's talk about how dumb that is. And then let's discuss Michael Burry's opinion that the U.S. is about the face an inflation crisis comparative to 1920's Weimar Germany. Yikes. Mentioned in this episode: "Priced in" - https://bestinterest.blog/priced-in/ "The CoronaViral Stock Market" - https://bestinterest.blog/stock-market-coronavirus/ Viral Stock Market Strategies - https://bestinterest.blog/stock-market-strategies/ A Random Walk Down Wall Street, by Burton Malkiel Note--Affiliate Link: https://amzn.to/3uH5Fys
