Don't Retire...Graduate!

Eric Brotman
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May 3, 2019 • 29min

How Retirement is Not a Sprint, It is A Marathon

In this episode, Eric talks with Yanni Neibuhr, a financial advisor for BFG, on how different generations view financial independence and how you should start thinking about retirement in your 20s and 30s.  In this episode: ● Retirement is not something that should be started at 60, it should be started as soon as possible ● Millennials have a different mindset of what independence means and they want to be independent as soon as possible -- The side hustle- Finding ways to make money outside of a 9-5 job in order to become independent  ● Entrepreneurship is growing- a lot of people are starting their own companies, particularly online.  -- The Instagram generation: trying to create their own brands, social awareness ● The greatest generation- many of them had pensions, received social security and saving 10% would have been enough to comfortably retire. It is no longer that way -- Now it is YoYo- You’re on your own ● Underemployment is high- people are getting working for less than their education prepared them for ● Program where companies match student loans instead of retirement, which is way more valuable for Millennials ● Extra credit: Advice is to start saving as early as possible. Remember that saving is a marathon not a sprint- the sooner you start training, the better off you will be. Don’t rush into anything- there are steps to it and everybody is unique. Learn more about your ad choices. Visit megaphone.fm/adchoices
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Apr 18, 2019 • 28min

The Financial Freedom Formula

In this episode, Eric discusses how to establish and maintain financial freedom with best-selling personal finance author Damion Lupo. In this episode: How failure helps you succeed Becoming financially free The importance of a financial runway and how to understand yours Financial advisors versus salespeople dichotomy Learn more about your ad choices. Visit megaphone.fm/adchoices
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Apr 4, 2019 • 30min

Housing in retirement. To downsize or not to downsize?

In this episode, Eric discusses the Dos and Don’ts of downsizing in retirement with residential real estate agent Tina Beliveau. In this episode: Tips for first-time homebuyers Why you should consult with a real estate agent before taking any next steps The dangers of PMI The differences between buying a first home and selling your home while buying a new one The additional costs of buying and selling a home Considerations when thinking about downsizing Maximizing the sale value of your home Learn more about your ad choices. Visit megaphone.fm/adchoices
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Mar 21, 2019 • 31min

How to choose a financial advisor and when to know you need one

In this episode, Eric discusses when "doing it yourself" stops making sense and how to choose an advisor with his guest, Lena Nebel. In this episode: Who needs a financial advisor and why Different types/specialties of financial planners How to find a financial planner Questions to ask when interviewing a financial advisor? Does the advisor represent specific companies or products? What gets done in-house as opposed to being outsourced? How often would an advisor meet with you? Who are the typical clients of the firm? What are the costs of doing business? Learn more about your ad choices. Visit megaphone.fm/adchoices
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Mar 7, 2019 • 30min

Estate planning basics – not only for the rich

Eric Brotman and his guest, Jill Snyder, discuss the greatest financial gift you can give your children: influence, not affluence. In This Episode: The importance of having an estate plan Why an estate plan is not only for the wealthy When to create an estate plan How to navigate estate planning with marriage, divorce, children and in-laws Learn more about your ad choices. Visit megaphone.fm/adchoices
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Feb 21, 2019 • 30min

Legacy planning – Leaving behind something more important than money

In this episode, Eric Brotman and his guest, Rich Polt, discuss how important family is and that preserving a legacy isn’t always just about financial estate. In this episode: How will you be remembered? What can you leave to your children, grandchildren, and future generations of your family that are more valuable than money and "stuff?" Interview of a producer of Legacy Videos for families. Learn more about your ad choices. Visit megaphone.fm/adchoices
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Feb 7, 2019 • 28min

Preparing for Act 2 Career

In this episode, Eric Brotman and his guest, Kathleen Benjamin, discuss how to prepare for Act 2 career and what to do professionally in retirement.In this episode: You're graduating - what do you want to be when you grow up?  Life after "Career 1.0": Consulting? Entrepreneurship? Teaching? Mentoring? Interview of an Act II success story. Learn more about your ad choices. Visit megaphone.fm/adchoices
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Jan 24, 2019 • 29min

Volunteering in retirement –time, talent & treasury

In this episode, Eric Brotman Dianne Gilbert discuss finding your calling and a higher purpose as a volunteer in retirement. Using your time, talent, and treasury to make a difference. Interview of a "graduate" who has mastered volunteerism. What is covered: Finding your calling and a higher purpose as a volunteer in retirement. Using your time, talent, and treasury to make a difference. Interview of a "graduate" who has mastered volunteerism Learn more about your ad choices. Visit megaphone.fm/adchoices
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Dec 15, 2018 • 29min

Envisioning Your Own Retirement as a Graduation

In this episode, Eric Brotman and his guest, Robyn Costello, discuss how to reframe retirement as a graduation, not a retreat. You'll hear: Why traditional retirement is bad for you and how to change the script.  Reframing retirement as a graduation, not a retreat. Interview of a recent "graduate" into retirement.   Learn more about your ad choices. Visit megaphone.fm/adchoices

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