Nicole worries about her mom's investments; Paul wants to lower his income for financial aid; Nick considers long-term care insurance rates. Former financial planner Joe Saul-Sehy and Paula tackle these topics in today's episode.

Jamila Souffrant, a financial education instructor and author, discusses the power of understanding our 'why not,' staying motivated on our financial paths, shaping a success-bound mindset, and posing three crucial self-assessment questions for goal alignment. She explores the relationship between guacamole and financial independence, the distinction between financial independence and financial freedom, and the challenges and importance of hiring and reaching financial goals.

Topics discussed include the benefits of investing vs paying off debt, tax flexibility in investment strategies, merging financial lives in an international marriage, and choosing the right bank for international travel

Former NASA astronaut Mike Massimino shares his journey from a childhood dream of becoming an astronaut to overcoming obstacles like failing exams, re-training his eyesight, and learning to swim to join NASA's astronaut candidate program. Topics include bodily functions in space, the importance of teamwork and taking risks, rebuilding trust after a tragic incident, and overcoming misconceptions about success.

Charlie Munger, an influential investor and author who taught Warren Buffet how to invest, is the focus of this podcast. The podcast pays homage to Munger's life and impact, his partnership with Warren Buffett, and their investing approach. It also discusses contradictory Fed remarks on interest rates and the housing market in Las Vegas and Detroit. The podcast explores the consequences of the Credit Card Competition Act and offers tax updates and a gloomy S&P 500 forecast.

Tiffany Aliche shares her experience of surviving a $35,000 credit card scam, job loss, and foreclosure. She talks about overcoming financial shame and achieving a sense of financial wholeness. The podcast also covers topics such as reframing financial setbacks, learning new skills for side hustles and businesses, and foundational pieces of personal finance.

Sarah, with $8,000 medical bill, debates whether to pay it off immediately or keep the money for other goals. Strategies for dealing with spam calls from real estate investors are discussed. The chapter also introduces Monarch Money, a personal finance app. Retirement saving options for an independent consultant are covered along with maximizing retirement savings with both W-2 and 1099 income. The double standards faced by women in the personal finance industry are explored, as well as approaches to fighting against wrong.

Harvard Professor Arthur Brooks, a former musical prodigy turned professor, discusses topics such as the formula for happiness, managing emotions, the continuous journey of happiness, the drive for progress, and the importance of genuine connections and real friends.

In this podcast, Paula and Joe discuss various financial scenarios and give advice on managing windfalls, paying off mortgages, and investing. They also cover topics such as life insurance, budgeting apps, retirement planning, purchasing a second home, hiring with Indeed, meal delivery services, and finding the right home for a widow near the beach.

The podcast discusses the disconnect between the pessimistic sentiment and robust economic data. Topics include potential elimination of credit card rewards, the shutdown of the budgeting app Mint, the student loan repayment debacle, and a landmark court ruling against the National Association of Realtors. They explore the impact of interest rates on the housing market and lowering real estate commissions.