Afford Anything

#13: Steve and his wife got on the Dave Ramsey plan and they paid off their house! Plus, you'll want to check out Steve's little coaching trick of Rent vs Buy vs Invest. For more information, visit the show notes at https://affordanything.com/episode13 Learn more about your ad choices. Visit podcastchoices.com/adchoices

#12: It's time to pick the brains of Paula and J. Money with our first ever "ASK US ANYTHING" episode.  Follow along with the answers: http://affordanything.com/episode12 Learn more about your ad choices. Visit podcastchoices.com/adchoices

#11: Jay and Ryanne have created a beautiful life for themselves scavenging for resale items in rural areas and renting houses in the Shenandoah National Park area of VA. Read more at https://affordanything.com/episode11   Learn more about your ad choices. Visit podcastchoices.com/adchoices

#10: OMG! It's Tom Corley, the RICH HABITS guy! Jay is having a heart attack. Tom Corley studied self-made millionaires and poor people to come up with some interesting results. He wrote about it in a story called "Rich Habits". Tom shares his story of being well off as a child before his dad lost everything. Then he worked hard to bring himself up to not-broke status and on to becoming an accountant. After studying some of his clients he expanded to 233 self-made millionaires and 150 poor people. The results of those studies were very telling - but nobody really cared about it. Then he got a break when Farnoosh Torabi did a segment about the Rich Habits on Yahoo Finance. The rest is history in the making. Watch for Tom Corley's new book - Change Your Habits, Change Your Life - which gives more of the "how to" rich habit change. You can find it at http://ChangeYourHabitsBook.com For links to some of Jay's favorite Tom Corley articles, visit https://affordanything.com/episode10 Learn more about your ad choices. Visit podcastchoices.com/adchoices

#9: Checking, savings, investment accounts, car insurance, credit cards, even umbrella insurance - it's all covered in this episode. These are the financial tools Jay Money and Paula Pant use. For a complete list of resources, visit https://affordanything.com/episode9 Learn more about your ad choices. Visit podcastchoices.com/adchoices

#8: J. Money is a HALF-MILLY! He loves to share his journey to growing net worth on his blog, as well as the net worth of 180 other financial bloggers. See the short list and find links to resources by visiting the blog at https://affordanything.com/episode8 Learn more about your ad choices. Visit podcastchoices.com/adchoices

#7: One of the M.O.N.E.Y. Show's favorite personal finance bloggers joins Paula and J. Money to talk about retiring early and hacking your HSA. For full show notes with links to resources, visit https://affordanything.com/episode7 Learn more about your ad choices. Visit podcastchoices.com/adchoices

#6: J. Money says a hustle is "a way to make money on the side, but more of a passion project or something that is fun. You do it for more than just money.” Paula says it’s a “microbusiness". No matter how you slice it, a hustle is a way to make extra money doing activities outside of a normal J.O.B. Paula and J. Money share their stories of working on hustles to become the entrepreneurs they are today. Visit http://TheMoneyShow.co/06 for more information about hustles Learn more about your ad choices. Visit podcastchoices.com/adchoices

#5: Paula wants to know how J. Money’s life has changed as a hustler since having kids. For a while, J worked less and made less money. "It was a conscious decision to not make as much money for a while. I was more than happy making less because I was working on stuff I cared about. I also had a fear of being a work-a-holic and picking my hustle over my kids. Having kids forced me to have a work/life balance." Leave comments, contact us, or find links to more of our stuff at http://themoneyshow.co/05 Learn more about your ad choices. Visit podcastchoices.com/adchoices

#4: Paula shares a confession. Then she redeems herself by sharing her gross monthly income. (Yeah. Listen from the beginning). Full show notes at http://TheMoneyShow.co/04 There are a variety of ways to invest in real estate: Flipping houses Buy-and-hold Tax liens Wholesale Income-producing rental properties (commercial and residential) Paula loves residential rental properties. Ask yourself: Do you want capital appreciation or cash flow from rental income? Paula puts a few guidelines in place to determine if a property is right for her. First of all, the monthly rent needs to be at least 1% of the total acquisition price. Example: A $100,000 home would need to rent for $1,000 a month. Why? Because roughly half of the rent is gobbled up by operating overhead: Taxes, Insurance, property management, and repairs/maintenance Paula offers much more valuable information in this episode and on her blog, AffordAnything.com.   Learn more about your ad choices. Visit podcastchoices.com/adchoices