Which?

To coincide with Valentine’s Day, we’re exploring joint accounts, spotting the signs of romance fraud, and finding the best Valentine’s deals for you. In this episode Which? Money Expert Grace Witherden and Amy Knight, personal finance expert at NerdWallet UK, reveal the best joint accounts available, the pros and cons of sharing money, and alternative ways to pay bills together. Plus, Author Becky Holmes talks about her research into romance fraud, how to spot it, and why we need to talk about it. Read our reviews of the best joint accounts & sign up to our free weekly Money newsletter. Find out how your bank can help protect you from financial abuse.Read our advice on how to detect romance fraud.Become a Which? Money member and receive a special gift - offer ends 16 February 2025. Get 50% off a Which? membership.

Inheritance tax - it’s something that’s become a hot topic in recent months, following the government’s proposals to make some changes to how it works, which will lead to more people facing a bill. It’s often an emotive subject, but is also a complex one, with lots of rules that determine how and when inheritance tax is charged. In this episode Which? Money Editor Jenny Ross and Director of Public Policy at AJ Bell, Tom Selby discuss how inheritance tax works, how you can potentially avoid it, and whether you need to worry about it at all. Read more about the ways to avoid paying IHT & sign up to our free weekly Money newsletter. Become a Which? Money member and receive a special gift - offer ends 16 February 2025. Get 50% off a Which? membership.

This week we're looking at the impact of the government's 'freedom and choice' rules a decade on and the options available to access your pension now.Find out more, read Annuities vs pension drawdown: which option is right for you? and sign up to our free monthly Money newsletter.

Credit cards - used wrong and they can be a nightmare, but used right, they can be a great tool, whether that’s the cheapest way to borrow, helping you get out of debt, or making the most of rewards. There are hundreds out there on the market with varying rewards, interest rates and functions. In this episode, Which? Money Expert Grace Witherden and Amy Knight, personal finance expert at NerdWallet UK, explain the different types, reveal the Which? Best Buys, and deep-dive into all things credit cards along the way. Read our best credit card deals and best providers & sign up to our free weekly Money newsletter. Become a Which? Money member and receive a special gift - offer ends 16 February 2025. Get 50% off a Which? membership.

Last week we released the Which? Cars podcast, where we sat down with our motoring experts to find out what they learned writing the 2025 Which? Car Guide. From revealing the data that shows new cars are spending more time off the road than old ones, to demystify the world of car finance, we've got you covered. We also answer some of your burning questions. Today, you can hear a teaser of what we got up to. You can listen to the full episode here - or become a Which? member for 50% off the usual price. Read the latest news from the cars team & sign up for our Cars newsletter, it's free monthly. Read about the most and least loved cars for 2025 & use our car reliability tool to check the reliability of your car.

Recent data shows that just 8% of us have actually received professional financial advice, while the number of financial advisors willing to work with smaller portfolios is falling. With that in mind, Money expert Megan Thomas and Chris Justham, Managing Director of Intermediary Solutions at financial advisors 7iM demystify the world of financial advice and explore whether or not AI could help bring the industry to the masses. Read more about financial advice & sign up to our free weekly Money newsletter. Become a Which? Money member and receive a special gift - offer ends 16 February 2025. Get 50% off a Which? membership.

In this week's episode of Which? Shorts, we warn you about the scams we think are going to be big in 2025, and give you the best advice on how to keep you, your money, and your data safe.Read more about scams you need to avoid & sign up for our free Scam Alerts service. Become a Which? member for 50% off the usual price.

Discover how trusts can be a powerful tool to reduce inheritance tax bills. The discussion dives into the complexities of UK inheritance tax and highlights recent changes and strategies for asset gifting. Learn about various types of trusts, the significance of expert guidance, and how life insurance can play a role in managing future tax obligations. It's a treasure trove of insights for anyone looking to secure their family's financial future!

Join Dean Sobers, a Which? Insurance expert, and Richard Aucock, Director of Motoring Research, as they dive into the complexities of car insurance. Discover how to cut costs effectively without compromising coverage. They unravel the confusion behind insurance terminology like 'gold' and 'platinum,' stressing the importance of understanding real protection. Practical tips on negotiating better rates and the pitfalls of auto-renewing policies are also discussed. Tune in for strategies to safeguard your finances and find the right car insurance for you!

Discover insider tips for booking your summer holiday at unbeatable prices. Learn the importance of timing and explore cost-effective options in popular destinations like Greece and Turkey. Uncover successful strategies for negotiating hotel rates and using mobile apps for exclusive discounts. Dive into the financial perks of all-inclusive cruises, featuring reputable lines like Saga and Viking. Don’t miss the chance to sign up for a deals newsletter that highlights amazing offers!