Which?

Stephen Maunder, a mortgages expert, and Aneisha Beveridge, Head of Research at Hamptons, discuss the surprising effects of Trump’s tariffs on mortgage rates. They delve into the current competitive landscape among lenders, suggesting it might benefit mortgage holders. The conversation highlights the implications of recent rate drops for first-time buyers and the significance of economic factors on mortgage options. Additionally, they explore how stamp duty changes are impacting buyers and regional variations in house price recovery across the UK.

Frustrated with unreliable broadband? The discussion kicks off with essential mobile apps that can revolutionize daily life. Discover how popular picks like New York Times Games and Shazam simplify tasks and enhance entertainment. Plus, learn about a consumer advocacy organization's membership benefits that champion consumer rights. It's a treasure trove of tech insights and recommendations!

Adam French, Managing Editor at NerdWallet UK, joins James Aitchison, an energy expert at Which?, to tackle the rising energy price cap. They break down what this means for your monthly bills and provide tips on how to lower them. The duo discusses the shift towards fixed energy tariffs and highlights top energy suppliers based on consumer satisfaction. They also share practical saving strategies for homes, such as smart appliances and smart energy management, empowering listeners to make informed choices in these challenging times.

Discover the ins and outs of tipping culture in the UK. Are waitstaff truly benefiting from your tips? Explore the legal impact of the Employment Allocation of Tips Act and how tipping practices vary across the hospitality sector. Learn about the dos and don'ts of showing appreciation for good service, and find alternative ways to express gratitude if you choose not to tip. Plus, get insights into exclusive offers for savvy consumers!

This discussion features Matthew Jenkin, a Which? Money writer specializing in personal finance, and Marcus Johns, a Senior Research Fellow focused on public policy. They tackle the striking 5% increase in council tax bills and explore the historical funding shifts that led councils to rely more on local taxpayers. Frustration over rising bills despite declining services is palpable. Listeners learn about exemptions, discounts for specific groups, and practical tips to navigate council tax challenges and potentially reduce their payments.

Dive into the hidden dangers of shopping online! Learn about the alarming prevalence of unsafe products found on major marketplaces. Discover how easy it is for third-party sellers to list hazardous items. Understand the importance of verifying seller credentials, especially in categories like cosmetics and electronics. Get insights on consumer rights and how to navigate the pitfalls of online shopping safely. Plus, find out about exclusive membership benefits that empower informed purchasing decisions.

Oliver Trebilcock, a laptops expert at Which?, shares valuable insights about the impending end of security support for Windows 10, compelling many users to consider new laptops. He discusses the benefits of newer models, from advanced hardware to AI-powered battery life. The conversation also covers essential considerations for buyers, comparing the merits of new versus refurbished laptops, and navigating features like Recall and Copilot Plus. Listeners gain crucial tips on evaluating ergonomics, performance, and budgeting wisely.

Michael Passingham is a savvy Which? Cars writer debunking electric vehicle myths, while Dino Buratti, also from Which? Cars, dives into EV pricing and depreciation. They tackle misconceptions about battery degradation and charging infrastructure, shedding light on the real environmental impact of EVs. The duo discusses the financial dynamics of ownership, including insurance costs and charging expenses. Plus, they reveal how cold weather can affect battery performance—vital info for potential EV buyers in frigid regions!

Matthew Jenkin, a money writer at Which?, and Susannah Streeter, Head of Money and Markets at Hargreaves Lansdown, dive into the implications of the recent Spring Statement. They analyze the impacts of new tax policies and welfare reforms on personal finances and discuss how inflation affects consumer spending. The conversation also touches on the current banking landscape, highlighting favorable savings rates and easing mortgage conditions. They explore potential ISA reforms, tax changes for the self-employed, and the reactions from financial markets.

Lucia Arellano, Presenter of Which? Money, dives into a lively discussion about the best and worst UK supermarkets based on shopper feedback. She reveals thrilling insights from a survey of over 3,200 customers, highlighting M&S as the top choice for in-store shopping, with Ocado and Tesco excelling in online services. The conversation also touches on the quirks of supermarket experiences, including hilarious tales of strange product substitutions. Tune in to discover what shoppers really think amidst rising food prices!