Credit Union Exam Solutions Presents With Flying Colors

Set up a call:https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10Check out our website:https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.Hire us and gain:• Peace of mind during your exam process• Insider knowledge of NCUA procedures and expectations• Strategies to address potential issues before they become problems• Continuous access to our extensive subject matter expertiseWith our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union passers its exam with flying colors in its next examination.Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.Mark highlights the increase in 'camel code threes,' primarily due to liquidity and interest rate risks among large institutions. Liquidity planning stands as crucial for financial institutions. Treichel discusses the CLF's role as a last resort for borrowings during a crisis. He draws attention to policy changes at NCUA, speculating a shift to having less frequent and less public board meetings. Further, he reveals how the NCUA plans to 'ladder out' their investments anticipating future rate decreases, before ending by informing listeners about the podcast's future episodes.00:03 Introduction to the Podcast and Sponsor00:39 Discussion on N2A Board Meeting and Technical Difficulties01:35 Analysis of the Share Insurance Fund Briefing03:21 Insights on Camel Code Threes and Credit Union Risks05:09 Exploring the Impact of Elevated Expenses06:55 Understanding the Importance of Liquidity Planning08:47 Discussion on the Central Liquidity Facility09:49 Review of Board Members' Statements13:38 Predictions on Future NCUA Board Meetings21:29 Reflections on Interest Rates and NEV24:07 Closing Remarks and Future Podcast Teasers

Set up a call:https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10Check out our website:https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.Hire us and gain:• Peace of mind during your exam process• Insider knowledge of NCUA procedures and expectations• Strategies to address potential issues before they become problems• Continuous access to our extensive subject matter expertiseWith our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union passers its exam with flying colors in its next examination.Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.Credit Union Conversations: The Role of MBFS in Strengthening Credit Unions and Business LendingIn this episode of with flying colors, host Mark Treichel speaks with Mark Ritter, CEO of Member Business Financial Services (MBFS). Ritter sheds light on his journey in the industry, starting from establishing a business lending program at a Central Pennsylvania Credit Union, which grew into one of the top ten in the nation. He shares the challenges and learning incidents related to commercial lending from his extensive experience. MBFS has made a significant impact by helping countless credit union members get the financing they need for business and investment. Ritter underscores the importance of relationship-building, focusing on diverse portfolio strategies, and the advantages of collaboration in the industry. He also encourages credit unions to leverage programs like the SBA lending for their growth.00:00 Introduction and Guest Background03:13 The Journey of Commercial Loans in Credit Unions18:32 The Role of QSOs in Credit Unions20:38 Future of Commercial Lending in Credit Unions24:43 Closing Remarks and Contact Informationhttps://www.mbfs.org/strategic-partners.phphttps://markritter.com/podcasts/

Set up a call:https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10Check out our website:https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.Hire us and gain:• Peace of mind during your exam process• Insider knowledge of NCUA procedures and expectations• Strategies to address potential issues before they become problems• Continuous access to our extensive subject matter expertiseWith our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union passers its exam with flying colors in its next examination.Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.Discussing NCUA's Supervisory Priority Letter: Part TwoIn this podcast, Mark Treichel is joined by Steve Farrar and Todd Miller for a second discussion of the priority letter from the National Credit Union Administration (NCUA). They delve into topics such as consumer financial protection, bank secrecy act, cybersecurity and support for small credit unions and minority depository institutions. The trio reflect on the importance of communication during the examination process, related budget implications and increase in resources in this area, and the rising priority of consumer financial protection. They also explore the timeliness or lack thereof of examination reports, highlighting the need for credit unions to maintain proper protocols and functions for comprehensive and timely examinations.00:35 Introduction and Overview01:26 Discussion on Consumer Financial Protection07:29 Insights on Cybersecurity and Information Security11:24 Bank Secrecy Act and its Implications14:25 Support for Small Credit Unions and Minority Depository Institutions17:01 Final Thoughts and Conclusion

Set up a call:https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10Check out our website:https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.Hire us and gain:• Peace of mind during your exam process• Insider knowledge of NCUA procedures and expectations• Strategies to address potential issues before they become problems• Continuous access to our extensive subject matter expertiseWith our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union passers its exam with flying colors in its next examination.Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.Discussing NCUA's Priority Letters and the Credit Risk LandscapeIn this episode of 'With Flying Colors', host Mark Treichel along with Steve and Todd, former members from NCUA, discuss NCUA's third annual letter to Credit Unions covering Exam Supervision and Supervisory Priorities. They delve into the reasons behind prioritizing the areas of credit risks, liquidity risks, and interest rate risks. Evaluating historical data and recent changes in interest rates, they reflect upon the challenges faced by credit unions in maintaining liquidity and managing interest rate risks, and how these are intertwined. The discussion covers NCUA's focus on Net Economic Value (NEV) as an examiner's tool, and the need to also consider income simulations, liquidity numbers, and other factors in the analysis. The conversation ends with a call for part two of the discussion.00:35 Introduction and Guest Introductions03:37 NCUA's Examination Priorities03:58 Deep Dive into Credit Risk12:06 Exploring Liquidity Risk17:26 Understanding Interest Rate Risk22:34 The Impact of Changing Interest Rates28:32 The Role of Examiners in Risk Management38:23 Conclusion and Final Thoughts

Dive into the latest from the NCUA board meeting, where fair lending and consumer compliance took center stage. Discover how leadership changes may influence regulatory balance and the push for timely exam report delivery. With rising fair lending exams on the horizon, the importance of navigating NCUA processes becomes crucial. Get insider tips on avoiding potential pitfalls and learn about the complexities of exam preparation from industry veterans. This is essential listening for anyone facing NCUA scrutiny!

Set up a call:https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10Check out our website:https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.Hire us and gain:• Peace of mind during your exam process• Insider knowledge of NCUA procedures and expectations• Strategies to address potential issues before they become problems• Continuous access to our extensive subject matter expertiseWith our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union passers its exam with flying colors in its next examination.Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.Navigating the NCUA's Changing Priorities & Regulations: With Flying ColorsIn this episode of 'With Flying Colors', Mark Treichel discusses the current developments and predictions for regulations and priorities within the National Credit Union Administration(NCUA). He talks about the issues faced by Navy Federal Credit Union due to reported disparities in their loan acceptance patterns among different racial groups, leading to an the Senate turning up the heat. He mentions Chairman Todd Harper's focus on consumer compliance will likely increase due to this incident. Mark provides a  review of the NCUA's 2023 annual performance plan and predicts an increase in focus on climate change, diversity, and compliance in the 2024 plan. Mark also offers predictions for the NCUA’s supervisory priority letter for the upcoming year. He shares plans for upcoming podcast topics 00:35 Introduction and Personal Update01:10 Update on NCUA Board and Navy Federal's Challenges02:47 Predictions on NCUA's Focus and Impact on Credit Unions04:11 Discussion on NCUA Board Agenda05:23 Analysis of Annual Performance Plan10:42 Predictions for 2024 NCUA Priorities13:03 Upcoming Podcast Topics14:28 Conclusion and Personal News

Set up a call:https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10Check out our website:https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.Hire us and gain:• Peace of mind during your exam process• Insider knowledge of NCUA procedures and expectations• Strategies to address potential issues before they become problems• Continuous access to our extensive subject matter expertiseWith our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union passers its exam with flying colors in its next examination.Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.A Conversation with Brian Knight of NASCUS  00:00 Introduction 00:41 Reflections on NASCUS and Credit Unions in 202301:05 NASCUS Initiatives and Achievements in 202301:59 Discussion on Anti-Financial Crimes and Cybersecurity03:32 Legal Roundtable and Litigation in the Financial Services Sector04:26 NASCUS's Regular Operations and Achievements05:43 Training and Education Initiatives by NASCUS06:26 Looking Ahead: Challenges and Opportunities in 202406:53 Discussion on AI and Fraud in the Financial Sector15:12 Implications of Mergers in the Credit Union System17:15 Changes at the NCuA Board and Potential Impacts27:29 Looking Forward: NASCUS's Agenda for 202439:20 Closing Remarks and Future 

Set up a call:https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10Check out our website:https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.Hire us and gain:• Peace of mind during your exam process• Insider knowledge of NCUA procedures and expectations• Strategies to address potential issues before they become problems• Continuous access to our extensive subject matter expertiseWith our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union passers its exam with flying colors in its next examination.Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.Introducing the Credit Union Regulatory Guidance PodcastIn this episode of 'With Flying Colors', host Mark Treichel announces a new podcast titled 'Credit Union Regulatory Guidance'. Sponsored by Credit Union Exam Solutions, this new program will primarily focus on educational content presented in an audiobook-style format, explaining new regulatory directives from the National Credit Union Administration (NCUA), FDIC, OCC, FFIEC, and the CFPB. The aim of the podcast is to ensure credit union leaders understand crucial guidance often cited in NCUA exam reports. The host of this new podcast, Samantha Shares, is introduced. Samantha, who is an AI voice, outlines plans to release two episodes weekly and gives a sneak peek into topics like contingency funding and commercial real estate concentrations, among others.00:35 Introduction and New Year Wishes00:40 Introduction to the New Podcast: Credit Union Regulatory Guidance01:16 Purpose and Focus of the New Podcast02:42 Invitation to Subscribe to the New Podcast03:01 Introduction of the New Podcast Host: Samantha Shares03:12 Discussion on the Upcoming Episodes of the New Podcast04:32 Conclusion and Final Remarks

Set up a call:https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10Check out our website:https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.Hire us and gain:• Peace of mind during your exam process• Insider knowledge of NCUA procedures and expectations• Strategies to address potential issues before they become problems• Continuous access to our extensive subject matter expertiseWith our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union passers its exam with flying colors in its next examination.Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.What topics would you like to cover in 2024?Who Should We Interview?Let us know at info@marktreichel.comorhttps://www.linkedin.com/in/mark-treichel/

Set up a call:https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10Check out our website:https://calendly.com/cuexamsolutions/talk-to-mark-about-any-exam-topic?month=2024-10Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.Hire us and gain:• Peace of mind during your exam process• Insider knowledge of NCUA procedures and expectations• Strategies to address potential issues before they become problems• Continuous access to our extensive subject matter expertiseWith our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union passers its exam with flying colors in its next examination.Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.In this episode, Mark Treichel summarizes the major developments at the NCUA and provided his insights on how Tanya Otsuka's appointment may influence the NCUA moving forward. Mark discusses the important role of the 'overhire' power within NCUA and how it could be used in 2024. He anticipates an increased focus on climate change issues and consumer compliance from the board, with the potential for larger budget allocations in these areas. Furthermore, Mark expects Tanya and Chairman Todd Harper to work closely together,  shifting the dynamics and future focus of the NCUA board.00:35 Introduction and Year-End Recap01:01 New Board Member at NCUA01:37 Potential Influence of New Board Member on NCUA02:33 Predictions for NCUA's Budget and Priorities03:54 Expectations for Consumer Compliance and Overdraft Policies06:03 Budget Adjustments and Overhiring in NCUA08:08 Chairman's Influence and Potential for Cooperation Among Democrats09:44 Introduction of Tanya Otsuka and Her Potential Impact10:55 Closing Remarks and Future Plans