The Elephant In The Room Property Podcast | Inside Australian Real Estate

In the 2nd edition of the new monthly report with Kent Lardner of Suburb Trends, our hosts discuss around the current unemployment rate and what areas are most impacted? Which suburbs are the hottest and questioning if they will stay hot post COVID? And weighing in on why certain suburbs, areas and property types will survive the ‘property price falls’ the media keeps banging on about. Here’s what we covered: Quarterly report on small area labour markets. What is the unemployment rate sitting at? How has COVID devastated statistically ‘younger areas’. Why does increasing unemployment in certain sectors not impact the whole economy? Why do hours worked data better represent unemployment? Which suburbs are hot and which are cold? Who is getting pushed out of the market and what suburbs are they going to now? What impact can the percentage of fully owned properties make? Will beach side properties stay at the top? How AirBNB properties in coastal suburbs, shifting to short and long term tenure have boomed. RELEVANT EPISODES:Episode 123 | Martin North Suburb Trends July, 2020 Episode 135 | Eliza Owen GUEST LINKS:Suburb Trends - Website HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au Send in your questions to: questions@theelephantintheroom.com.au EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 12 August, 2020. https://www.theelephantintheroom.com.au/podcasts/st2See omnystudio.com/listener for privacy information.

You have probably read, heard or participated in the debate that is as old as capitalism, which is the best asset to invest into, shares or property? In this episode we talk with Owen Raszkiewicz founder of Rask Australia, which provides a member only investment advice platform, ASX news and investment insights through articles, podcasts and education. We discuss which of the two assets are better to invest into, how people can start DIY trading and what you should be looking for in quality shares or property. Here’s what we covered: Where do investors get it wrong with share investing? What books should people read to develop better investing habits? How to choose a good fund? What makes a great fund manager? How can we change how we look at money and investing? How to know which company is the best? What are millennials thinking when it comes to shares vs property? Why buying assets isn't about the price spent but long term growth? This weeks Dumbo: Buying 2 studio apartments in Melbourne  RELEVANT EPISODES:Episode 134 | Lisa Indge Episode 118 | Pete Wargent Episode 69 | Scott Phillips GUEST LINKS: Free courses (four new courses coming before the end of the year) Podcasts (Investors podcast = more advanced; Finance podcast = beginners - both are good for intermediates) - shout out to Chris' episode with Owen https://education.rask.com.au https://au.linkedin.com/in/owen-raszkiewicz-4035a9b9 https://twitter.com/OwenRask HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au Send in your questions to: questions@theelephantintheroom.com.au EPISODE TRANSCRIPT:Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July, 2020. See omnystudio.com/listener for privacy information.

We can’t get enough of Corelogic's Head of Residential Research and author of Corelogic's recent Pain and Gain Report, Eliza Owen. The quarterly Pain and Gain report details how different properties, regions and cities are performing, including how many have made a profit or loss since the property last transacted. In this episode we understand and interpret the data in Eliza’s report including the possible implication of the trends and how it will correlate to different buyer demographics. Here’s what we covered: How far did property listing fall? How did low interest rates and mortgage pauses slow the need for homeowners to sell? Has Covid benefited the property market? What is the correlation between the unemployment rate and the arrears rate? Which areas had the biggest bounce back in May/June? Why do new properties and units have the greatest share of loss made sales? How have regional properties performed during this period? Why are investors having the majority of loss made sales? How the ACT housing market has held up. Why buying property regionally to benefit off structural changes is a poor property decision. What areas have had the greatest profitability? How has tightening of mortgage lending led to less customers falling into arrears? This weeks Dumbo: Purchasing and renovating a property through a SMSF This weeks elephant riding bootcamp What is vendor discount pricing RELEVANT EPISODES:Episode 81 | Eliza Owen Episode 115 | Eliza Owen Suburb Trends July 2020 GUEST LINKS:Corelogic: Pain and Gain March quarter HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au Send in your questions to: questions@theelephantintheroom.com.au EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July, 2020. https://www.theelephantintheroom.com.au/podcasts/135See omnystudio.com/listener for privacy information.

Welcoming back managing director of Let’s Rent, Lisa Indge, who we spoke with back in Episode 56 about the oversupply of the property market and tips for investors. In this episode Lisa highlights how the investor market has been adversely affected by COVID, and how the mainstream media has been trying to ring bells announcing the myth that the property market is on the verge of ‘collapse’. Here’s what we covered: What types of investor stock was most affected by COVID? Why has the inner city property market had the greatest spike in vacancies? How the exodus of tenants on visas has opened up the rental market? Has the development of new builds added more stock to the current rental market? What is the current vacancy rate? The current legislation around rent relief. What can landlords do now to make their property more tenable? How renter preferences have adapted with the work f? This weeks Dumbo: Buying property without a sink and other appropriate facilities RELEVANT EPISODES:Episode 56 | Lisa Indge Episode 126 | Stuart Wemyss Episode 133 | Alice Stolz HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au Send in your questions to: questions@theelephantintheroom.com.au EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 3 June, 2020. https://www.theelephantintheroom.com.au/podcasts/134See omnystudio.com/listener for privacy information.

In this episode we go into a deep dive on Domain’s data around changing consumer search patterns with Alice Stolz. Alice is the Managing Editor at Domain and host of Domain's new podcast ‘Property Unpacked’. We discuss why there has been a significant search increase for  ‘home office/study, how the work from home movement has unlocked labor mobility and the current transaction rate and what it means. Here’s what we covered: What are some of the biggest changes in search data? What areas are people searching for now? Has preference in terms of house facilities shifted? Which keyword has soared in search data? What makes a great suburb? Will those suburbs most liveable stay the most liveable in the future? Has there been a spike in transactions? Why has the Canberra market stood strong during Covid? What do clearance rates mean? This weeks Dumbo: Why should always have an agreed 'final number' RELEVANT EPISODES:Suburb Trends July, 2020. Episode 115 | Eliza Owen Episode 132 | Mark McCrindle GUEST LINKS:Linkedin: https://www.linkedin.com/company/domain-com-au/ Facebook: https://www.facebook.com/domain.com.au DOMAIN ARTICLES:The regional NSW suburbs where home searches surged during lockdown Snow region house searches surge as locked-down Victorians dream of a winter escape Interstate searches for property skyrocket during coronavirus lockdown, new data shows Interest from Chinese property investors has declined and is likely to remain subdued HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au Send in your questions to: questions@theelephantintheroom.com.au EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July, 2020. https://www.theelephantintheroom.com.au/podcasts/133See omnystudio.com/listener for privacy information.

Welcoming back social researcher and demographer, Mark McCrindle, Founder and Principal of McCrindle, a prominent research house that uses data and trends to create strategies for leading brands and businesses. In this episode our hosts pick the brains of Mark to understand the full extent of Covid-19 and its impact on society and how it has altered consumer behaviours on both micro and macro levels. Here’s what we covered: The similarities between Covid-19 and the past economic crisis. What will potentially happen to the social fabric post Covid? Which generations will adopt new practices and who would be adverse to change? How will zero migration impact property prices? How long until migration goes back to normal rates? Will tourism in Australia bounce back? Will it be restored by domestic tourism? Will the lack in international tourism increase the need for a high-speed rail system? How will the work from home movement take over? Why is it in the first time in a century people per household has increase? RELEVANT EPISODES:Episode 76 | Mark McCrindle Episode 130 | Glen James Suburb Trends July, 2020 GUEST LINKS:Sekisui House - Exploring the benefits of apartment living. CLARA - Is Australia ready for High Speed Rail? The Urban Living Index - Measuring liveability of Sydney suburbs   HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au Send in your questions to: questions@theelephantintheroom.com.au EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness… This episode was recorded in July, 2020. https://www.theelephantintheroom.com.au/podcasts/132See omnystudio.com/listener for privacy information.

Starting a new line of monthly episodes for the Elephant in the Room Property Podcast, Veronica and Chris team up with Kent Lardner, Director of Suburb Trends to discuss how different states, regions and suburbs perform; and to break down misconceptions of the property market. This month's Suburbs Trends is all about discussing why different regions perform as they do and the correlation between a suburb's inventory and sales. Here’s what we covered: How many property markets are there? What tools and metrics are used to assess the market? Why is there currently so little stock? What are the 'cold' spots? Why are certain markets flooded with low quality new builds? What property experts should you listen to? How does regional property hold up? How do units hold up against houses? Where are the 'hot' spots? RELEVANT EPISODES:Episode 71 | Kent Lardner Episode 115 | Eliza Owen Episode 123 | Martin North View report Here HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au Send in your questions to: questions@theelephantintheroom.com.au EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness… This episode was recorded on 8 July, 2020. www.theelephantintheroom.com.auSee omnystudio.com/listener for privacy information.

In today's episode our hosts chat with Jessica Brady, financial planner and co-founder of Fox & Hare Financial Advice, which specialises in providing financial advice to young couples and individuals. We discuss the gap between women and men and their financial literacy levels, why you should discuss your financials with your partner and how to find the most appropriate advice. Here’s what we covered: Why women have a lack of confidence in their financial literacy. Why women usually defer their financials to their partner. Why is it crucial to share details of financials with your partner? What happens when men take on more risk than women. How to start talking about money. What honest conversations should you start having with your partner. Why should you be getting financial advice earlier in life? This weeks Dumbo: Using credit cards and personal loans to get the deposit RELEVANT EPISODES:Episode 97 | Jacqui Pollock Episode 111 | Sharon Bradley Episode 130 | My Millennial Money  GUEST LINKS:https://www.ladiestalkmoney.com.au/part-oneHome Buyer Academy Facebook Live Q&A for First Home Buyers - Wednesdays at 7.30pmhttps://www.facebook.com/HomeBuyerAcademyAUS/ HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount. Send in your questions to: questions@theelephantintheroom.com.auSee omnystudio.com/listener for privacy information.

In this episode, our hosts chat with expert millennial Glen James, financial advisor and podcast host of “My Millennial Money”. Glen’s business and podcast focuses primarily on millennial financial goals and “sorting your money out”. We get the lowdown from Glen on how millennials are achieving their financial goals, what they are doing to save for their deposit and whose advice should they be listening to; is mum and dad’s financial advice enough? Here’s what we covered: How are millennials currently borrowing? Who can you trust to advise you on your money? Why advice from previous generations is out-dated. What is eating up your savings? Why should you ‘lose’ your credit card? How has spending, savings and borrowing changed between generations? Are subscriptions eating up your cash flow? Why you don't need a credit card to build your credit score. Are Millennials locked out of the property market? How to engage the most appropriate professional advice. This weeks dumbo: Why Should you not buy property because you can. Elephant rider boot camp Rentvesting vs dream home RELEVANT EPISODES:Episode 116 | Property & Taxes Episode 124 | Martin North Episode 128 | Trends in property investment GUEST LINKS:Home Buyers Academy - Rentvesting Sort your money out - online course HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount. Send in your questions to: questions@theelephantintheroom.com.au EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 4 June, 2020.See omnystudio.com/listener for privacy information.

If there is new and emerging technology or innovation coming into the global scene Craig Rispin already knows about it. In today's episode we chat with Craig, author, speaker and advisor. Craig and our hosts discuss how the innovations of today and the societal impact of Covid-19 will alter how we purchase and build property in the future; will the work from home movement take over, 3D printed houses to create affordable housing and technology affecting change in all businesses.  Here’s what we covered: How Covid-19 brought an age of innovation. How do these new innovations impact the property market What will 5G towers do to property prices? How will printing property in the future impact the construction industry? Will the work from home movement take over? How will commercial property be impacted by the work from home movement? Will companies evaluate the cost of living to determine work from home salaries? How has online shopping shaped since Covid-19? This weeks Dumbo: What happens when you buy property to the GFC in America RELEVANT EPISODES:Episode 118 | Pete Wargent Episode 123 | Martin North Episode 128 | Mike Mortlock GUEST LINKS:Future trends group HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount. Send in your questions to: questions@theelephantintheroom.com.au EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 2 June, 2020. https://www.theelephantintheroom.com.au/podcasts/128See omnystudio.com/listener for privacy information.