

ChooseFI
ChooseFI
How would your life change if you reached Financial Independence and got to the point where working is optional? What actions can you take today to make that not just possible but probable. Jonathan & Brad explore the tactics that the FI community uses to reclaim decades of their lives. They discuss reducing expenses, crushing debt, tax optimization, building passive income streams through online businesses and real estate and how to travel the world for free. Every episode is packed with actionable tips and no topic is too big or small as long as it speeds up the process of reaching financial independence.
Episodes
Mentioned books

61 snips
Jul 1, 2024 • 1h 25min
498 | The 6 Pillars of Health | Dr. Bobby Dubois
Dr. Bobby Dubois, an expert in health optimization, discusses the 6 pillars of health: Exercise, Sleep, Nutrition, Mind-Body Work, Heat and Cold Exposure, and Social Relationships. They emphasize the importance of prioritizing physical and mental health for a thriving retirement. Practical tips on exercise, sleep, personalized health strategies, caffeine, alcohol, smart habits, weight loss drugs, healthy lifestyle choices, social relationships, and community involvement in the FI space are shared.

27 snips
Jun 24, 2024 • 1h 4min
497 | Your Social Security Questions Answered | Mike Piper
Expert Mike Piper discusses Social Security benefits, including full retirement age, spousal benefits, survivor benefits, and filing for benefits. He provides insights on maximizing benefits through strategies like creating a 'Social Security bridge' and adjusting discount rates. The podcast covers key topics to help listeners navigate the complexities of the system and confidently prepare for retirement.

25 snips
Jun 17, 2024 • 1h 12min
496 | Mailbag: Roth vs. Trad, $35k Roth to 529, Combining Finances | Rachael Camp
Financial expert Rachael Camp joins the hosts to discuss Roth vs. Traditional IRAs, converting 529 funds to Roth IRAs, gifting money to children, and combining finances after marriage. They cover tax arbitrage, considerations for retirement accounts, rules for conversions, implications of gifting money, and tips for managing finances as a couple. An informative and engaging episode for those looking to optimize their financial planning!

13 snips
Jun 10, 2024 • 1h 8min
495 | The Lazy Landlord | James Lowery
Real estate investor James Lowery talks about his 'lazy landlord' concept, attracting the right tenants, finding ideal situations, and simplifying real estate investing. He shares tips on tenant screening, remote property management, and achieving financial independence through real estate. The podcast also covers strategies like 'house hacking,' lifestyle adjustments, and tenant-proofing properties.

20 snips
Jun 3, 2024 • 1h 5min
494 | Money is Your Best Form of Protest | Tori Dunlap
Tori Dunlap discusses financial freedom, the importance of building financial equity among marginalized groups, and differences in financial advice for men and women. She highlights balancing financial independence with personal well-being, challenges gendered financial advice, and explores the decision to buy or rent a home. Empowering women through financial education and independence is the main focus, with resources mentioned for further empowerment.

26 snips
May 27, 2024 • 1h 17min
493 | Design Your Extraordinary Life | Alan & Katie Donegan
Alan and Katie Donegan share insights on envisioning an extraordinary life and overcoming limiting beliefs. They discuss the importance of building the life you want even after reaching FI, focusing on personal growth, and taking actionable steps to design a fulfilling existence.

28 snips
May 20, 2024 • 51min
492 | The RRTTLLU Investing Framework | Jesse Cramer
Jesse Cramer of the “Best Interest” blog and podcast shares the RRTTLU investing framework, discussing risk, return, taxes, timelines, and legal matters in investing. Emphasizing the importance of understanding your goals, risk tolerance, and tax implications when making investment decisions. With a focus on balancing portfolios and aligning investments with your financial timeline to achieve success.

38 snips
May 13, 2024 • 1h 8min
491 | Answering Your Questions on How to Access Money Before 59.5 | Sean Mullaney
Financial expert Sean Mullaney discusses 72t, Roth accounts, Pro Rata Rule, HSA's, education expenses, and Roth Conversions with Brad. They explore optimizing retirement accounts, Roth conversions for tax credits, and using Roth IRAs. The conversation covers pro-rata rules, PUQME, HSA benefits, education withdrawals, tax implications of marriage, and IRA contributions. Mullaney provides insightful advice on accessing retirement funds before age 59.5 for early retirees.

5 snips
May 6, 2024 • 53min
490 | The Ultimate Random Show | Ginger
Friend of the pod Ginger talks about FI events, travel rewards, companion passes, and mini retirements. Topics include events, community, travel rewards, meditation, mini retirements, travel wins, and travel points. Interesting discussions on habits, e-bike subsidies, car-free communities, and mini retirements for work-life balance.

9 snips
Apr 29, 2024 • 59min
489 | Freedom Before FIRE | Trip of a Lifestyle
Steven and Lauren Keys from Trip of a Lifestyle discuss achieving financial independence, the power of FU money, and enjoying the journey to early retirement. They emphasize taking actionable steps towards building the life you want, even before full retirement. The importance of making radical lifestyle changes now, instead of waiting, is highlighted. Financial freedom can lead to new opportunities sooner than expected, allowing flexibility for relocating or pursuing dream goals.