ChooseFI
ChooseFI
How would your life change if you reached Financial Independence and got to the point where working is optional? What actions can you take today to make that not just possible but probable. Jonathan & Brad explore the tactics that the FI community uses to reclaim decades of their lives. They discuss reducing expenses, crushing debt, tax optimization, building passive income streams through online businesses and real estate and how to travel the world for free. Every episode is packed with actionable tips and no topic is too big or small as long as it speeds up the process of reaching financial independence.
Episodes
Mentioned books
Oct 28, 2024 • 1h 3min
FI + Choose | Clint Murphy | Episode 518
Clint Murphy, a former CFO turned advocate for financial independence, shares his inspiring journey toward a simpler, more intentional life. He discusses the importance of community formed at financial independence events, emphasizing how vulnerability fosters deeper connections. The conversation highlights finding joy in low-cost activities, like playing pickleball with family, and the idea that financial independence creates choices about living fully. Whether reflecting on ambitions or cherishing relationships, Clint encourages living authentically and purposefully.
70 snips
Oct 21, 2024 • 51min
Understanding Capital Gains Tax Strategies | Cody Garrett | Ep 517
Cody Garrett, a Certified Financial Planner from Measure Twice Money, shares invaluable insights on capital gains tax strategies. He explains capital gains harvesting and how it can minimize tax liabilities on investments. The discussion covers the advantages of long-term capital gains versus ordinary income, and strategies for effective tax management during retirement. Cody also highlights the interplay between taxable income and health insurance subsidies, emphasizing smart planning for financial independence while prioritizing lifestyle choices.
36 snips
Oct 14, 2024 • 1h 18min
Masterclass on Muscle Building | Dean Turner | Ep 516
In this discussion, Dean Turner, a personal trainer and muscle-building expert, dives into effective strategies for enhancing your health and strength. He tackles the significance of muscle for longevity and fighting age-related muscle loss, or sarcopenia. Listeners gain insight into workout programming, proper form, and nutrition. Dean also clears up myths around muscle growth while emphasizing the importance of consistency and recovery. Practical tips make this a must-listen for anyone eager to refine their fitness journey.
20 snips
Oct 11, 2024 • 37min
515 | Cyber Security Update: Social Engineering & Pig Butchering
Explore the alarming rise of social engineering scams and the chilling tactic known as 'pig butchering,' where scammers build trust before swindling victims. Discover the hidden dangers of cryptocurrency in fraudulent schemes and how emotional manipulation plays a crucial role in isolating targets. Gain actionable steps to protect yourself and your loved ones from becoming victims. Insights on using awareness and community support can empower you to navigate this treacherous landscape of scams more effectively!
12 snips
Oct 7, 2024 • 1h 7min
514 | The More I Tinker, The Worse it Gets | Jeremy Schneider
This week, Jeremy Schneider, founder of Personal Finance Club and co-founder of Nectarine, shares his journey from selling a business to mastering personal finance. He emphasizes the value of simplicity in investing, contrasting complex ETFs with straightforward index funds. The discussion includes automation in financial management and the pitfalls of maintaining cash in retirement accounts. Jeremy also dives into childhood financial habits shaping adult decisions and distinguishes between fiduciary advisors and sales-driven models for clearer financial guidance.
28 snips
Sep 30, 2024 • 1h 14min
513 | Make Your Own Dividend | Mailbag with Rachael
In this discussion, Rachael Camp, a CFP with Creative Financial Designs, shares valuable insights on achieving financial independence. They tackle the benefits of starting early, the nuances of the 4% rule, and how to navigate retirement accounts effectively. Rachael emphasizes strategies like house hacking to boost savings, deciphering Roth vs. Traditional accounts, and managing safe withdrawal rates post-retirement. The conversation also highlights the psychological aspects of early retirement, providing listeners with a roadmap for their financial journeys.
Sep 27, 2024 • 1h 6min
512 | Getting Personal with Personal Finance | Ginger & Anne
Explore the emotional journey of downsizing and letting go of material possessions. Discover the liberating aspects of redefining your goals and embracing personal growth in mid-life. Hear about the significance of mini-retirements and the quest for financial independence through CoastFI. Find out how to cultivate gratitude and build community amidst life transitions. Plus, get inspired by book and podcast recommendations that can elevate your financial journey and overall happiness.
8 snips
Sep 23, 2024 • 1h
511 | Take the Next Step | Ginger Roundup
Ginger, a regular contributor to the show, shares her journey towards financial independence with engaging insights. She discusses the importance of 'doing hard things' for personal growth, especially through challenges like hiking. The conversation dives into travel rewards and hacks for optimizing family vacations. Additionally, Ginger sheds light on navigating retirement taxes and common misconceptions around financial independence. Listeners celebrate their success stories, emphasizing small wins on the path to financial empowerment.
12 snips
Sep 16, 2024 • 55min
510 | Real Estate 2024 Update | Scott Trench
Scott Trench, CEO of BiggerPockets and real estate expert, dives into the 2024 real estate landscape. He discusses the 'lock-in effect' of low-interest mortgages, making homeowners hesitant to sell. The debate between renting and buying is explored in-depth, reflecting today's financial realities. House hacking is revisited, assessing its viability in the current market. Scott examines the impacts of rising interest rates on both commercial and multifamily real estate, while also urging investors to stay vigilant and find opportunities in downturns.
21 snips
Sep 13, 2024 • 43min
509 | Getting Personal with Personal Finance | Ginger & Kim
Discover the journey of 'surpriseFI' as Kim shares her path to financial independence. Explore how minimalism and frugality foster freedom while living a life by design. Dive into the emotional aspects of transitioning from traditional work to retirement and enjoy tales of unique lifestyles, including hatchback camping and budget travel. Learn about aligning personal values with financial decisions and the joy of meaningful connections on the road. It's a fun, inspiring take on achieving financial freedom!
