
Off the Rails from the U.S. Faster Payments Council - FPC
Hosted by the Faster Payments Council, FPC Executive Director Reed Luhtanen goes off the rails and chats with payments industry insiders on the latest trends and headlines in faster payments. Guests include experts from across the payments ecosystem who have been working to advance the U.S. market toward its faster payments future.
Latest episodes

Jan 12, 2023 • 30min
12 Jan 2023 David Dwumah from OurBanc on Financial Inclusion, ESG, community, and barbecue
Join FPC Executive Director Reed Luhtanen as he goes off the rails with David Dwumah, Founder and CEO of OurBanc. David and Reed talk about fintechs and ESG and the opportunities new technology can create for financial inclusion. They also talk a bit about barbecue.

Dec 29, 2022 • 29min
29 Dec 2022 Mark Field of Liberty Bank on Instant Payments, FedNow, Fraud, Liability, and It's a Wonderful Life
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Mark Field, CEO of Liberty Bank. Mark and I talk about faster payments at community banks, the challenges and opportunities this new technology might pose for them, fraud liability, and more.

Dec 15, 2022 • 22min
15 Dec 2022 Dan Baum from the Federal Reserve on FedNow, Instant Payments, Fraud, Risk, use cases
Join Executive Director Reed Luhtanen as he goes off the rails with Dan Baum of the Federal Reserve. Dan and Reed talk about FedNow, and he gives some insights into when we might expect a go-live date, and we talk about fraud and risk, and cycling.

Dec 1, 2022 • 35min
1 December 2022 Jack Baldwin of BHMI and Nathan Churchward of Cuscal on Faster Payments in Australia, Lessons Learned, and a top NYC restaurant to hit
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Nathan Churchward, Payments Domain Lead at Australian payments firm Cuscal and Jack Baldwin, CEO of BHMI. Nathan, Jack, and Reed talk about the faster payments experience in Australia, lessons learned that can be used here in the United States, and the promise of instant payments in the long-run. Check it out, and don't forget to head to fasterpaymentscouncil.org to register for the FPC's Spring Member Meeting!

Nov 17, 2022 • 34min
17 November 2022 Matt Howarter of Walmart on Instant Payments, point of sale, ecommerce, user experience, fraud, irrevocability
Join FPC Executive Director Reed Luhtanen as he goes off the Rails with Matt Howarter, Sr. Director of Digital Payments Acceptance at Walmart. Reed and Matt talk about talk about the promise of instant payments in retail, the pros and cons of irrevocability, and University of Kansas basketball. The call for Session Proposals for the FPC Spring Member Meeting is open! Head to fasterpaymentscouncil.org to submit your session proposal and register for the member meeting!

Oct 27, 2022 • 33min
27 Oct. 2022 Moa Agrell of Trustly and Dean Nolan of Fifth Third Bank on faster payments APIs, irrevocability, point of sale, ecommerce, FedNow, RTP
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Dean Nolan from Fifth Third Bank and Moa Agrell from Trustly to talk about the work the pair is leading in the FPC's API work group, the implications of irrevocability, fraud, and the prospects for APIs to catalyze the use of instant payments. Link to Leaders in Payments Podcast, featuring Reed and Gail Hillebrand from National Consumers' League: https://podcasts.apple.com/us/podcast/financial-inclusion-reed-luhtanen-gail-hillebrand-faster/id1493191701?i=1000583304486

Oct 13, 2022 • 34min
13 Oct. 2022 Kevin Christensen of Shazam on FedNow, RTP, Community Financial Institutions, CBDCs
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Kevin Christensen, SVP at Shazam. Reed and Kevin talk in depth about what faster and instant payments will mean to community financial institutions, the advantages of ISO 20022, the potential impact of a Federal Reserve CBDC, Fed accounts for Fintechs, and the very sad state of the Iowa Hawkeye's offense.

Sep 22, 2022 • 27min
22 Sept 2022 Anthony Walton of Iliad solutions on ISO 20022, blockchain for faster payments, fraud
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Anthony Walton, CEO of Iliad Solutions. Reed and Anthony talk in depth about what ISO 20022 is (and what it is not) and how it benefits the payments ecosystem, the use of blockchain and digital currencies in faster payments, and a bit of Premier League football.

Sep 8, 2022 • 21min
8 Sept. 2022 Al Bodine of Bankers' Bank on the role of a bankers bank, the important of faster payments, blockchain, and APIs
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Al Bodine of Bankers' Bank. Reed and Al talk about the role of a bankers bank, how the advent of faster payments presents a challenge as well as an opportunity for community banks, the potential for CBDCs to play a role, and Al's first concert.

Aug 25, 2022 • 30min
25 August 2022 Srinivas Chintakrinda of Volante Technologies on payments overload, ISO 20022, use cases, and digital assets
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Srinivas Chintakrinda of Volante Technologies. Srini discusses payments overload, how to deal with it, the value of ISO20022, and how many NFTs he owns. Also, don't miss out on Srini's top pick for fall industry events -- the FPC's fall member meeting -- Sept 14th and 15th in Minneapolis. Register at fasterpaymentscouncil.org!