So Money with Farnoosh Torabi

We take a closer look at one of the most popular college savings vehicles - the 529 plan. Guest Patricia Roberts, author of Route 529: A Parent’s Guide to Saving for College and Career Training with 529 Plans, shares her expertise. For 23. years, Patricia has helped tens of thousands of families plan and save for college...and avoid millions of dollars in student loan debt. She is also Chief Operating Officer at www.giftofcollege.com.Years prior, as a brand-new parent struggling to repay over $100,000 in student loan debt that she and her husband they accumulated (as first-generation college goers from low-income families), Patricia was absolutely determined to make sure her son would have a less financially stressful academic experience when he grew up. Having learned about 529 plans through her work, she began saving a little at a time from each paycheck as soon as she returned from maternity leave and 22 years later in June 2021, she proudly celebrated her son Ben’s debt-free from college (Clark University in Worcester, MA).  Hosted on Acast. See acast.com/privacy for more information.

Ed Coambs is an internationally recognized thought leader in financial therapy who has been cited by the Wall Street Journal, the Associated Press, Time, and CNBC. He leads couples through therapy from financial despair and frustration into financial intimacy and connection using the latest in love and brain science. He earned master's degrees in business, counseling and financial planning. He is a licensed marriage and family therapist, CFP and Certified Financial Therapist.. Learn more about Ed, his course and book, The Healthy Love and Money Way at www.healthyloveandmoney.com Hosted on Acast. See acast.com/privacy for more information.

This week listeners want to know: how can a couple budget for the holidays when one person wants to put a lid on spending and the other person is offended by this? Where to park savings for a downpayment - savings or stocks? How to live it up in an expensive city and save at the same time? And how can a person with ADHD get a better handle on spending and budgeting? Hosted on Acast. See acast.com/privacy for more information.

Rodney A. Brooks, a veteran newspaper journalist, writes about retirement and personal finance issues, and racial, wealth and health disparities. His columns currently run in U.S. News & World Report and AARP’s Senior Planet. He has also written columns for The Washington Post and USA TODAY.He is author of the book Fixing the Racial Wealth Gap: Racism and Discrimination have put us here, but this is how we can save future generations. He is co-author of Retirement Planning Essentials: A Guide to Living Well Without Running out of Money.Brooks was Deputy Managing Editor/Personal Finance and retirement columnist for USA TODAY, where coordinated all personal finance on all platforms for USA TODAY. He retired in 2015 after 30 years.  Hosted on Acast. See acast.com/privacy for more information.

At the intersection of science and faith, guest Emily Aarons helps entrepreneurs make quantum leaps in their careers and financial lives. She is a highly sought after intuitive healer for female empire builders.She's the creator of the “Angels In Your Biz Oracle Card Deck” and “Aligned & Unstoppable Personal Journal”, and is the host of the top podcast “Aligned & Unstoppable”.Emily most recently brought her healing business online in 2017 and has more than 10X’d her revenue to build a million dollar personal brand by 2021. For more visit www.Emilyaarons.com. Hosted on Acast. See acast.com/privacy for more information.

This episode originally aired on October 1, 2021.In the speed round of Q&A, Farnoosh answers a broad range of listeners’ questions from real estate to budgeting and savings strategies for those living in NYC. Hosted on Acast. See acast.com/privacy for more information.

This episode originally aired on October 25, 2021.Celeste Headlee is the author of SPEAKING OF RACE: Why Everybody Needs to Talk About Racism—and How to Do It, In our conversation we talk about the importance of connecting the dots between privilege and wealth, how to actually ask questions about race without sticking your foot in your mouth, the role of social media in furthering discussions about race. And celeste’s own challenges growing up as al light-skinned Black Jewish American, and having to defend this time and time again. Plus: I share some of my curiosities about my own race.More about Celeste: She is a self-described “light-skinned Black Jew” who has had to defend or define her race since childhood. In her career, Headlee has made it a priority to talk about race proactively but what she discovered is that those exchanges have rarely been productive. While many people say they want to talk about race, the reality is, they want to talk about race with people who agree with them. Now, using science, research and lived experience SPEAKING OF RACE provides insight and advice for how to have meaningful and impactful conversations about this crucial subject. This is the book for people who have tried to debate and argue with friends and have gotten nowhere; those who have stopped talking to a neighbor or dreaded a holiday dinner; and anyone who wants to better understand race and effect meaningful change as a society. Learn more here. Hosted on Acast. See acast.com/privacy for more information.

(This episode originally aired on October 27, 2021)If something in your life could be made easy, what would that be worth to you? Hard work is not always the best work. Yet we often opt for the harder routes in life because we assume they equate to more value, more meaning, more success. Susie Moore joins to discuss the insights and inspiration from her newest book Let It Be Easy. The book revolutionizes the concept of stress, showing you how to uncomplicate your life by removing the pressure and worry we manufacture ourselves without even realizing it.More about Susie: She is a former Silicon Valley executive turned celebrity life coach and advice columnist, and her work has been featured on the Today show, Good Morning America, Dr. Oz, Oprah, Business Insider, The Wall Street Journal, Forbes and Cosmopolitan. Born in England, she lives in Miami with her husband Heath and her Yorkshire terrier, Coconut. Find out more about her work at www.Susie-Moore.com. Hosted on Acast. See acast.com/privacy for more information.

This week's Ask Farnoosh responds to listeners' questions regarding whether or not to sell a home, how to settle with an ex-spouse over a home they share and how to be sure how much you can contribute to a Roth IRA? The So Money Page-a-Day calendar is going on super sale between now and Nov 30: Use the code CYBER2021 to get 30% off a purchase of $20 or more. Head to workman.com. Hosted on Acast. See acast.com/privacy for more information.

After graduating law school in 2015 with $215,000 of debt, Cindy Zuniga-Sanchez committed to becoming financially literate and taking control of her finances. In 2018, she launched her social media account on Instagram, @zerobasedbudget, to document her debt payoff journey and simplify personal finance concepts. Cindy then founded her business, Zero-Based Budget Coaching LLC, where she speaks to thousands and coaches hundreds on budgeting, saving, debt payoff, investing, building generational wealth, and more. Cindy has been featured in national publications including Forbes, Good Morning America and The Rachael Ray Show. Cindy practiced law as a commercial litigation attorney before diving into full-time entrepreneurship. She is a graduate of Stony Brook University and obtained her Juris Doctor degree from the Benjamin N. Cardozo School of Law. She was born, raised, and currently resides in the Bronx, New York. Follow Cindy on Instagram and her website. Learn about her signature course: The Blueprint to Financial Freedom. Hosted on Acast. See acast.com/privacy for more information.