So Money with Farnoosh Torabi

Farnoosh Torabi
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Aug 20, 2025 • 52min

1868: The Points Playbook: How to Unlock First Class Travel

We’re talking about the art of traveling smarter, not pricier, and why right now might be one of the best times to find travel deals. Joining is Dan Rodriguez, a travel expert who has turned his decades of globe-trotting into a career helping people earn and maximize points and miles.Dan is a certified travel advisor with Fora Travel, where he helps clients unlock VIP perks and luxury experiences. He also writes the Substack Holy Trip, You Guys at holytripyouguys.com, and you can find his day-to-day insights on Instagram at @holyshityouguys.This conversation was originally recorded inside the So Money Members Club this summer, where Dan joined us for an in-depth workshop on mastering travel rewards. Consider it a sneak peek of the kind of learning and access you get inside the Club. Hosted on Acast. See acast.com/privacy for more information.
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Aug 18, 2025 • 27min

1867: Your Brain on Money: The Science Behind Your Last Impulse Purchase

In this enlightening discussion, John Dinsmore, a Wright State University professor and author of "The Marketing of Debt: How They Get You," delves into the surprising psychology of spending. He shares how our brains underestimate the pain of future debt and how credit card companies cleverly market to our ego. The conversation also touches on the rise of 'quiet luxury' in fashion and its social implications. Dinsmore even reveals that merely touching cash can alter our generosity—fascinating insights into the relationship between money and our minds!
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Aug 15, 2025 • 31min

1866: Ask Farnoosh: Marriage & Money, Childcare Savings, Recession Advice, FAFSA Eligibility

In this engaging discussion, financial transparency in relationships takes center stage, underscoring the importance of open money conversations. The impact of proposed tariff rebate checks and the housing market’s potential reset are explored. Notably, childcare is reframed as a career investment amidst rising costs. Creative solutions for navigating financial pressures, like nanny shares, are highlighted. Listeners also learn how to prepare for economic uncertainty and the implications of part-time jobs on college aid eligibility.
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Aug 13, 2025 • 33min

1865: Class, Privilege and How the Ultra-Wealthy Wield Status

Delve into the dynamics of wealth, class, and privilege in a captivating discussion. Explore how the ultra-wealthy wield their status and the concept of 'stealth privilege.' Discover the psychological toll of affluence on empathy and relationships. Hear about the unique pressures faced by youth in elite environments and the paradox of casual wealth. Uncover the emotional struggles of the privileged and why wealth often fails to guarantee happiness. This insightful conversation challenges our perceptions of status and fulfillment.
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Aug 11, 2025 • 31min

1864: Mistakes That Can Lead to Millions and Why Failure Can Be the Best Business Plan

Kim Perell, an entrepreneur and angel investor, shares the wisdom she's gained from her journey to a $235 million company sale. She argues that mistakes are invaluable assets for growth. Kim discusses the freeing '70% rule' from the Marine Corps, battling perfectionism, and the myth of job security. Delving into the importance of personal relationships in business, she emphasizes that trust trumps transactions. With personal anecdotes, she inspires listeners to embrace failure as a vital step toward success.
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7 snips
Aug 8, 2025 • 29min

1863: Ask Farnoosh: The Cost of Moving Investments, Single Bank Risks, Good Accountants and "Feminine" Dating Advice?

This discussion tackles the costs and rules for moving investments into a Roth IRA. It highlights the risks of relying on a single bank for all accounts. Millennials' emotional financial struggles despite their assets are examined. Smart spending through AI is explored alongside the hidden costs of return policy abuse. The dangers of 'feminine energy' dating advice are unpacked, and practical tips for financial safety in relationships are shared. Lastly, the implications of playful money trends like 'Girl Math' are critically assessed.
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Aug 4, 2025 • 33min

1861: Girl Math, Tradwives, and the Cost of Playing Small

Meg Wheeler, CPA and founder of the Equitable Money Project, dives into the pitfalls of 'girl math' and its implications on women's financial confidence. She passionately argues that financial knowledge trumps wealth in building true independence. Together, they explore the importance of political engagement as a strategic financial tool and demystify the cultural conversations surrounding money. The chat wraps up with Meg sharing her summer spending joys, proving that financial awareness can be both empowering and fun.
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Aug 1, 2025 • 26min

1860: Ask Farnoosh: How to Ask for a Sign-On Bonus, Save on Home Insurance and Summer Travel

Dive into useful financial insights, from asking for that coveted sign-on bonus to navigating skyrocketing home insurance rates. Discover how 401(k) contributions can indeed help with Roth IRA eligibility. Get tips on saving big for last-minute summer travels. Hear a personal success story about raising speaking fees through self-advocacy. Plus, unpack significant economic headlines, including what recent Fed decisions mean for your wallet and the potential impact of a bipartisan housing bill. Smart money talk awaits!
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7 snips
Jul 30, 2025 • 26min

1859: CNBC's Sharon Epperson on Immigration, Money, and Planning for the Worst

Sharon Epperson, CNBC's Senior Personal Finance Correspondent, shares her expertise on how to safeguard financial assets amid immigration uncertainties. She discusses vital strategies such as designating a power of attorney and the emotional challenges of financial instability. Sharon emphasizes the importance of proactive planning and shares her own experience with a health crisis, illustrating how preparation can empower families. Listeners will appreciate practical tips to protect their finances and maintain stability in unpredictable times.
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Jul 28, 2025 • 31min

1858: Why Six-Figure Earners Still Feel Broke (and What to Do About It)

Priya Malani, founder of Stash Wealth and host of The F Word, explores the financial realities faced by high earners in their 30s. She uncovers why traditional budgeting fails them and introduces the concept of a 'magic number' for smarter financial planning. The conversation dives into the emotional aspects of money management, emphasizing the need to combat lifestyle inflation and redefine investment priorities. Priya also discusses the importance of mindset shifts for building real wealth and offers strategies to stop living paycheck to paycheck.

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