So Money with Farnoosh Torabi

Today's guest is a career expert. Caroline Ceniza-Levine is the co-founder of SixFigureStart, a coaching business for professional and personal success. Caroline has worked with executives from major companies like American Express, Amazon, Conde Nast, Gilt, Goldman Sachs, Google and many others. Her latest book is out entitled, "Jump Ship: 10 Steps to Starting a New Career." A fun fact about Caroline, she's also a stand-up comic, so you could say she's not your typical coach. I love Caroline because her advice is really fresh and while she's a career expert, she's not going to give you some BS and tell you that your career is the most important thing in your life. She'll be the first to tell you that it isn't. This wouldn't be an episode about careers if you didn't dive into negotiation. We talk all about how to do it and how to deal with a crazy boss. Do you have one? You might have one in the future. What to do with a difficult boss who's making your job miserable. Personally, I have some experience with this, and I give some of my advice, too. For more information visit www.somoneypodcast.com. Hosted on Acast. See acast.com/privacy for more information.

s anyone listening in today a fan of Uber or Lyft? I rely on Uber a lot. It might be one of those things that I "splurge" on to make my life easier or better at times, like I ask of my guests at the end of the show. There's a point to all of this I promise. Today's guest was once a full-time aerospace engineer and a part-time Uber, Lyft and Sidecar driver. Harry Campbell discovered Rideshare as a passenger several years ago and when he moved from San Diego to Orange County and decided to give it a try as a driver. We get into why in our interview today. Harry thought driving was a fun, flexible way to earn extra income. He found himself liking the flexibility in hours and enjoyed how it felt like running his own mini-business. Harry was interested in finding resources for drivers who were just starting out but realized there were little out there. That's when his blog The RideShare Guy was born. In early 2015, Harry actually left his job as an engineer to pursue blogging full-time. He also is a tech contributor to Forbes and hosts his own podcast The RideShare Guy. In the interview I want to know first and foremost why he made the transition to The Rideshare Guy Blog and why he wanted to quit aerospace engineering. What kind of fulfillment he finds in this new job that he wasn’t finding in his previous job? Is it really a practical way to make extra money? I know that some of you have even written in, wondering if, “Hey, I’m thinking of taking on Uber or Lyft as a part time side gig. Should I do this? Is it worth my money and time? Because obviously, you have to invest in a car and gas and maintenance and all of that." He talks about whether it’s worth it, who should be doing this and who shouldn’t. He also has really established a cool brand for himself. He’s out there speaking, he’s partnering with brands, he’s got sponsorships on the website and now he's got the podcast. He’s really growing a little bit of an empire here. So, I want to ask him about that and how he learned how to do this. I don’t think they teach you this in aerospace engineering school, right? He breaks it down for us. For more information visit www.somoneypodcast.com. Hosted on Acast. See acast.com/privacy for more information.

Today's guest is Steve Harvey's Money Maven. Since 2003, Patrice C. Washington has dedicated herself to helping the masses move away from debt to mastering their money...and she knows how to do this first hand. She was $2 million in debt not too long ago.  Patrice is a featured columnist, television commentator, radio host, author, speaker and leading authority on personal finance for women and youth. To say she is accomplished is an understatement. Each week, over 8 million listeners tune in to hear her "Real Money Answers" segment on the nationally syndicated Steve Harvey Morning Radio Show.In our interview we discuss how Patrice amassed $2 million in debt and how she dug her way out of that massive hole, emotionally and practically. Also, I want to know how did Patrice become the Steve Harvey Money Maven?For more information visit www.somoneypodcast.com. Hosted on Acast. See acast.com/privacy for more information.

In today’s episode of Ask Farnoosh, special guest Brittney Castro, Founder and CEO of Financially Wise Women, and I answer your biggest questions about whether it's best to keep joint or separate investment accounts with your spouse, whether you should keep multiple 529 plans with the same provider and more. Brittney joined me on So Money before. To catch her interview, click here.  And if you’d like to keep up with Brittney, follow her on Twitter @BrittneyCastro. For more information visit www.somoneypodcast.com. Hosted on Acast. See acast.com/privacy for more information.

I’m reconnecting with today's guest, Aaron LaPedis. He’s someone I interviewed years ago, back when I was working on a show called Financially Fit with Yahoo! It was a fun time and I got to travel around the country interviewing people who had some really cool financial lifestyles - like, people who lived in tiny homes, people who have retired by 40 and then Aaron was somebody that was the “Garage Sale Millionaire." Aaron is a millionaire next door who created wealth for himself through finding really interesting stuff and then reselling it. Whether it’s on eBay or to individuals on Craigslist. He’s from Denver and he’s the author of "The Garage Sale Millionaire: Make Money with Hidden Finds from Garage Sales to Storage Unit Auctions and Everything in Between," a bestselling book. Now he’s working on a second book, a children’s book dedicated to his son and all kids out there who have autism. It’s called, "A Boy Named Penguin." That comes out very soon so stay tuned for more information on that. Aaron is really taking advantage of his millionaire status by doing what he loves. Right now, he’s running an art gallery in Denver and writing the children’s book that he is very passionate about. He’s also out there giving speeches. He is living the life he deserves because he has actually put in the hard work. So we’re going to talk about how he became a garage sale expert. How maybe we could learn a thing or two about what to pick up at the next yard sale so we can cash in. We also talk about how he attributes a lot of his financial success to making the right calls, being diligent and having this "garage sale savvy." But he also encountered a very life-threatening moment in his life and that was a catalyst for him to really make the most of, not just his finances, but of his overall life and happiness. For more information visit www.somoneypodcast.com. Hosted on Acast. See acast.com/privacy for more information.

Today's millionaire next door is a serial entrepreneur and fellow podcaster. Scott Alan Turner claims he was once a "money moron" when he was 22 but was able to turn it all around to become an early retiree who now spends his time teaching money management to help people get out of debt, save more money and retire early. Scott has started eight companies in the past fifteen years.  He is also the host of the Financial Rock Star podcast where he answers listeners questions about money, business and life. The number one question he gets is, “How do I just get started?” And he’s got some great answers, we talk about some of those questions on the show. Scott has been quotes in Forbes and U.S. News and World Report. For more information visit www.somoneypodcast.com. Hosted on Acast. See acast.com/privacy for more information.

Today's millionaire next door has an interesting story of his own to share. He moved to the United States from India with his parents when he was just two years old and had to completely start over. They had just $25 to their name. Rocky Lalvani said his parents were the epitome of the American Dream, working hard to provide for their family and teaching him important principles to live well along the way. We're going to discuss what the principles are in our interview. Rocky has worked his entire life and he reached millionaire next door status in his 40's by working hard, saving, and staying away from debt. But, it wasn't without some turbulence. Rocky experienced two market crashes and yet was still able to end up with seven figures.  Now, he's 50 years old, continues to live a frugal life. You'll hear for yourself but Rocky says that he and his wife live a rich, abundant life without the price tag.I was really interested to learn about his immigrant background, how he runs numbers. How does he actually know how much to save, how much to invest, how much he's going to need for retirement? He does plan to retire in the next five, six or seven years. Plus, Rocky shares one fast tip for all of us on how to actually avoid feeling like we need to keep buying things. I share my own story about how I did this and Rocky gives his own story, and I think it's a really fascinating and important takeaway for all of us.For more information visit www.somoneypodcast.com. Hosted on Acast. See acast.com/privacy for more information.

It's Millionaire Next Door week on So Money. This is going to be an exciting week, and it is all thanks to your feedback. Many of your wrote in saying how much you enjoyed the first Millionaire Next Door series that we did in August. It was so popular that I decided to do a Part II. Because as it turns out, which is good news, there are so many successful people out there, who started from humble beginnings, who started making average salaries, who ended up becoming part of the 1%. I know the 1% often gets a bad rap, but there's truly something to be proud of when you reach millionaire status. It's not something that's easy. It's takes discipline, it takes effort, it takes consciousness. And so this week is going be dedicated to talking to everyday men and women who have reached this status and how they did it and maybe we could learn a thing or two along the way.Kicking us off is MaryEllen Miller who is a real estate investor from San Antonio, Texas, also Des Moines, Iowa. From an early age MaryEllen found that she was fascinated by money. How people make it, how they spend it. She followed the route that most people take, which is to get an eduction followed by a corporate job. Sound familiar? But by midlife she realized money was not the goal, it was how money could and should be used to create a "wealthy life." MaryEllen tells me that she's experienced living in every socio-economic class, from poverty, qualifying for government cheese, to now becoming a member of the 1%. And believe it or not, she didn't even realize when she hit the $1 million net worth mark. Her mission is now to help people create a wealthy life full of both money and meaning.For more information visit www.somoneypodcast.com. Hosted on Acast. See acast.com/privacy for more information.

In this week's episode of Ask Farnoosh I answer your biggest questions about buying vs. renting a home, life insurance, millionaires next door and more.For more information visit www.somoneypodcast.com. Hosted on Acast. See acast.com/privacy for more information.

Jennifer Wilkov is our So Money guest today. She is a woman who survived being victimized by the Manhattan District Attorney’s Office and incarcerated in one of New York’s and the Nation’s most violent prisons, Rikers Island. Why? Because this was a result of inappropriately being told to plead guilty to a crime she did not commit, she says. Shortly thereafter, the financial industry regulatory authority exonerated her, claiming she was innocent and Jennifer went on to continue to succeed as an author, a media personality, an entrepreneur and a speaker. Today, she is the founder and producer of Speak Up Women because she wants women to speak up. That’s one thing that she felt she couldn’t do at the time of her imprisonment. Today, she is a number one radio show host, a number one international best-selling award winning author. Can you believe it? Somebody who goes through such a tragedy is able to now come out on the other side of that not only helping herself but helping so many other women. I won't say anything more, you'll have to tune in to hear more. This episode is going to change your life. For more information visit www.somoneypodcast.com. Hosted on Acast. See acast.com/privacy for more information.