So Money with Farnoosh Torabi

Today we’re catching up with the incredible Jannese Torres, host of Yo Quiero Dinero podcast and trust me—she’s had a year. Since her last visit, she’s launched her book Financially Lit, traveled the country on a book tour while secretly pregnant, became a mom, got engaged, and even bought a house.But that’s just the beginning. In this conversation, we dive into how financial independence has reshaped her life as a new parent, her approach to building wealth while growing a family, and—something we don’t talk about nearly enough—how she and her fiancé have structured their finances now that he’s a stay-at-home parent on her payroll.From prenups to parenthood, from self-employment hacks to the real cost of giving birth (wait until you hear her hospital bill), Jannese gets real about the financial and emotional shifts that come with these big life changes.Register for Farnoosh's next Book to Brand workshop.Check out Farnoosh's new hyperlocal podcast The Montclair PodJoin the So Money Members Club.Download Farnoosh’s free investing blueprint.Hang out with Farnoosh on Instagram. Hosted on Acast. See acast.com/privacy for more information.

Guest Brittany Wilson started listening to So Money in 2020 when she realized she needed to take charge of her finances. She grew up with little financial literacy and took on high-interest student loans without knowing what she was signing up for. But once she made the decision to educate herself, everything changed.Since then, Brittany has increased her salary by $42,000, fully funded her emergency savings, diversified her investments, started a side business, and—perhaps most importantly—helped her mom open her very first Roth IRA. Last year, she took one of the biggest leaps of her life: quitting her job to run her career coaching business, Career Candor, full-time.In today’s conversation, we discuss Brittany’s financial transformation, how she navigated job loss and used it as a catalyst for entrepreneurship, and her top career coaching advice—including how AI is changing the hiring process. We also talk about the emotional side of money, the power of financial friendships, and why helping others—especially the women in our lives—can be one of the most rewarding financial moves we make.Register for Farnoosh's next Book to Brand workshop.Check out Farnoosh's new hyperlocal podcast The Montclair PodJoin the So Money Members Club.Download Farnoosh’s free investing blueprint.Hang out with Farnoosh on Instagram. Hosted on Acast. See acast.com/privacy for more information.

Farnoosh reflects on turning 45—what’s changing in her mindset around money, career, and personal growth, and the biggest financial lessons she's carrying into this next phase of life. From the mailbag, Farnoosh tackles two important listener questions—one from a 60-year-old attorney wondering how to catch up on retirement savings after prioritizing family caregiving, and another from a listener strategizing their Backdoor Roth IRA while juggling old 401(k accounts.Register for Farnoosh's next Book to Brand workshop.Check out Farnoosh's new hyperlocal podcast The Montclair PodJoin the So Money Members Club.Download Farnoosh’s free investing blueprint.Hang out with Farnoosh on Instagram. Hosted on Acast. See acast.com/privacy for more information.

Jessica Moorhouse, a financial counselor and author of Everything But Money, delves into emotional barriers that hinder financial freedom. She highlights how trauma and shame shape our money habits, urging listeners to recognize these hidden blocks. Practical healing strategies and mindfulness techniques are discussed to improve financial decision-making. Moorhouse also emphasizes the importance of navigating financial advice in a digital age, distinguishing between entertainment and genuine expertise while exploring personal experiences with comfort brands.

Jen Kemm, a brand strategist and author of *Unicorn Team*, shares her insights on launching big ideas effectively. With a background collaborating with giants like Microsoft and Coca-Cola, she reveals that success comes from the right leadership mix rather than sheer vision. Kemm discusses the nine leadership types essential for innovation and how even solo efforts can create impactful 'teams.' She inspires listeners with the story of Moderna's agile teamwork during the pandemic, emphasizing the power of diverse voices in driving meaningful change.

This week on Ask Farnoosh, a listener is grappling with over $100,000 in student loan debt. What is the best way to pay this off fast?We also hear from a longtime listener and how she managed to triple her income, pay down debt and save over $400,000 for retirement while listening to So Money.Check out Farnoosh's new hyperlocal podcast The Montclair PodJoin the So Money Members Club.Download Farnoosh’s free investing blueprint.Hang out with Farnoosh on Instagram. Hosted on Acast. See acast.com/privacy for more information.

If you're dreaming of your next adventure but worried about the price tag, you've come to the right place! All this week on the podcast, we're diving deep into travel tips, tricks, and money-saving strategies. Earlier, we heard from Brian Kelly, founder of The Points Guy, on how to maximize travel rewards and cut costs on flights and hotels.Today, we're keeping the momentum going with another expert traveler, Matthew Kepnes, aka Nomadic Matt. His New York Times bestselling book, How to Travel the World on $75 a Day, is now in its fourth edition. We talk about everything from affordable travel destinations and hidden local gems to travel logistics, like minimizing ATM and credit card fees abroad.Check out Farnoosh's new hyperlocal podcast The Montclair PodJoin the So Money Members Club.Download Farnoosh’s free investing blueprint.Hang out with Farnoosh on Instagram. Hosted on Acast. See acast.com/privacy for more information.

Today, we're diving into the world of travel and points with none other than Brian Kelly, a long-time friend of the show and the founder of The Points Guy. Brian is here to talk about his new book, How to Win at Travel, a guide that helps you unlock all the secrets to mastering the points game, maximizing travel perks, and scoring luxury experiences without luxury price tags. We'll cover:Why Brian calls this era the "platinum age of travel" and how to take full advantage of it.The biggest mistakes travelers make with airline and hotel bookings—and how to avoid them.How to leverage rewards credit cards strategically to score free business-class trips to Europe.The top tech tools to help you find the best award flights and travel deals with minimal effort.Insider tips on travel insurance, packing, and even why you should throw an Apple AirTag into your luggage!Check out Farnoosh's new hyperlocal podcast The Montclair PodJoin the So Money Members Club.Download Farnoosh’s free investing blueprint.Hang out with Farnoosh on Instagram. Hosted on Acast. See acast.com/privacy for more information.

Discover savvy investment strategies for midlife individuals, focused on making impactful financial decisions. Learn how to wisely handle inherited assets, including the intricacies of REITs and minimizing tax implications. Explore the evolving real estate landscape and the challenges posed by rising interest rates. Delve into the implications of tech on education and career paths while emphasizing financial literacy. Plus, gain insights into emotions surrounding inherited wealth and the importance of starting retirement savings at any stage.

Dan Schawbel, a New York Times bestselling author and workplace expert, dives into the alarming trends of AI in the job market. He discusses how companies are leaning towards automation over hiring fresh college grads, potentially diminishing the value of degrees. Schawbel highlights which jobs might withstand the automation wave and the growing appeal of blue-collar work. He also emphasizes essential soft skills and the evolving landscape of education, urging listeners to rethink their strategies for job security in this changing world.