Money Minded

Ask us a question or suggest a topic 🤙In this episode, Terry chats with award winning mortgage broker and property adviser Chris Bates. Chris sheds some more light on what is happening (and what will likely happen) with interest rates. Plus how the banks are responding to the first rate rise in 11 years. Chris also shares his views on how the property market is responding, and do's and don't for prospective buyers. If you're wondering what these big shifts might mean for you, this episode has some sound guidance on how to batten down the hatches to protect yourself from the winds of change. But also how to position yourself from what will likely stay the same.Also in this episodeThe most powerful way you can offset and even eliminate the impact of rate rises on your financesThe most important considerations for homebuyers in an uncertain property marketWhy the banks and their mouthpieces aren't to be trusted Show notesClick here to see notes on this show and all resources & links mentioned.Corporate programClick here to find out more about our workplace programMasterclass: The Four handbrakes that hold us backClick here to unlock the insiders' training.Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources.Follow us on InstagramClick here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks. Turn insights into action with Terry's episode coach Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.🔗 https://www.facebook.com/groups/4609737389252111 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/

Ask us a question or suggest a topic 🤙In this episode, Ryan and Terry dissect the truth behind the barrage of headlines screaming ‘rates hikes are upon us’. There are three parties whose intentions aren’t necessarily to inform us, and in this episode, you’ll see how and why that’s the case. Knowing what’s really going on behind the scenes is how you avoid overreacting in any direction and keep your cool amidst the uncertainty. You'll discover:Why and how we're being misled by the media The government's dirty little secret (and how the Reserve Bank helps them keep it) Considerations for homeowners, home buyers, and renters Show notesClick here to see notes on this show and all resources & links mentioned.Corporate programClick here to find out more about our workplace programMasterclass: The Four handbrakes that hold us backClick here to unlock the insiders' training.Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources.Follow us on InstagramClick here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.  Turn insights into action with Terry's episode coach Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.🔗 https://www.facebook.com/groups/4609737389252111 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/

Learn how to ignite your financial goals by embracing emotions, clarifying your objectives, and utilizing a structured approach. Discover the power of emotional triggers and creating a compelling vision to drive achievement in your financial journey.

Ask us a question or suggest a topic 🤙In this episode, we get back to basics. This is a conversation with Sam Wilson. Sam is a young professional and founder of Sober mates, a community and education platform focused on helping young Aussies explore their drinking habits. She's also a fantastic example of how when you focus on what you can control, the list of things within your control expands. In this episode, we explore the journey that led her to make money a focus in her life, some of the big changes she’s made and how she approaches self-improvement more broadly. You'll discover:How 'micro stress'  around money impacts our lives (and what Sam does to eliminate it)The power of working with reality (even when you'd rather live in fantasy)Why getting clear on what you really want can open you up to having it soonerShow notesClick here to see notes on this show and all resources & links mentioned.Corporate programClick here to find out more about our workplace programMasterclass: The Four handbrakes that hold us backClick here to unlock the insiders' training.Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources.Follow us on InstagramClick here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.  Turn insights into action with Terry's episode coach Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.🔗 https://www.facebook.com/groups/4609737389252111 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/

Ask us a question or suggest a topic 🤙In the final episode in their decoding crypto series, Ryan and Terry get practical. They discuss how their views and positions of ‘the market’ have shifted and evolved as a result of learning more about Bitcoin. Then they lay out a thesis for how they see things playing out in the future and the working principles they’re using to position themselves to ‘win both ways’. If you want to know how to be rewarded for the way the system already works as well as benefit from how things are likely to change, this is a must listen. Also in this episode: How Ryan and Terry have changed their financial planning based on what they’ve learned (hint: it’s probably not what you think) Jeff Bezos number one insight for predicting the future, and how it relates to Bitcoin and the future of money. How to ‘right size’ your exposure to Bitcoin (if you decide to use it as a savings mechanism) Show notesClick here to see notes on this show and all resources & links mentioned.Corporate programClick here to find out more about our workplace programMasterclass: The Four handbrakes that hold us backClick here to unlock the insiders training.Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources.Follow us on InstagramClick here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.  Turn insights into action with Terry's episode coach Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.🔗 https://www.facebook.com/groups/4609737389252111 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/

Ask us a question or suggest a topic 🤙Bitcoin is the most volatile ‘asset’ ever. And FOMO is real. To avoid making preventable mistakes, you need to be very prudent before putting any money in it. In this episode, Ryan and Terry explore the major considerations that have informed their thinking before settling on how much money (if any) to put into Bitcoin.Also in this episode:The major 'tailwinds' driving adoption and growth of the Bitcoin networkThe strongest 'headwinds' that are slowing or stalling growth and adoptionThe 3 most critical 'threats' that could cause Bitcoin to go to zero Show notesClick here to see notes on this show and all resources & links mentioned.Corporate programClick here to find out more about our workplace programMasterclass: The Four handbrakes that hold us backClick here to unlock the insiders training.Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources.Follow us on InstagramClick here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.  Turn insights into action with Terry's episode coach Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.🔗 https://www.facebook.com/groups/4609737389252111 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/

Ask us a question or suggest a topic 🤙In part two of their Fiat vs Bitcoin comparison, Ryan and Terry use a clever Willy Wonka analogy to explain the mechanics of the Bitcoin network and monetary policy. Following the same structure and their previous episode, they explore how Bitcoin would propose to handle the three functions of a monetary system. And in the process, they uncover how Bitcoin could fix some of societies biggest problems. Also in this episode:Three simple thought experiments that can help you envision how the world would be different using Bitcoin as it's monetary system The biggest cost that comes with Bitcoin (and why it might be worth every cent) How to reduce your risk by understanding the crucial difference between Bitcoin and 'crypto'. Show notesClick here to see notes on this show and all resources & links mentioned.Corporate programClick here to find out more about our workplace programMasterclass: The Four handbrakes that hold us backClick here to unlock the insiders training.Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources.Follow us on InstagramClick here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.  Turn insights into action with Terry's episode coach Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.🔗 https://www.facebook.com/groups/4609737389252111 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/

Ask us a question or suggest a topic 🤙In the first of a two-part discussion, Ryan and Terry set the stage for a like for like comparison between the centralised Fiat system and Bitcoins Blockchain alternative. in a wide-ranging discussion, they turn back time to answer two critical questions. First, how we got here, and second how it's working for us.  Also in this episode:The three functions of the fiat system (and the pros and cons of each) How and why government came to be involved with moneyWhy 'The Fed' and its network of central banks aren't in charge - and who isShow notesClick here to see notes on this show and all resources & links mentioned.Corporate programClick here to find out more about our workplace programMasterclass: The Four handbrakes that hold us back Click here to unlock the insiders training.Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources.Follow us on InstagramClick here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.  Turn insights into action with Terry's episode coach Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.🔗 https://www.facebook.com/groups/4609737389252111 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/

Ask us a question or suggest a topic 🤙Knowing why cryptocurrency was conceived is more valuable than knowing how the blockchain works. If you understand the insidious problem that Bitcoin as the first cryptocurrency was designed to solve, you’ll be much better positioned to ride the waves of change it is creating. The reason why is that you’ll have a much greater appreciation for the implications it has for the global financial sector.In the second episode of their series on crypto, Ryan and Terry go back to first principles in order to get to the bottom of what money is, why crypto is here, and what it might mean for all of us.Also in this episode:What money really is and how it works (or doesn't work)How 'stock to flow' explains whether or not money functions as a store of value (and what happens when it doesn't) Who's at fault for the problems created by Fiat currency and how Bitcoin seeks to solve the problem. Show notesClick here to see notes on this show and all resources & links mentioned.Corporate programClick here to find out more about our workplace programFour factors trainingClick here to unlock the insiders training.Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources.Follow us on InstagramClick here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.  Turn insights into action with Terry's episode coach Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.🔗 https://www.facebook.com/groups/4609737389252111 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/

Ask us a question or suggest a topic 🤙Is Crypto fools gold or the future of money? That is the question Ryan and Terry pose in the first episode of their new series: decoding crypto. After a 6-month learning project, they bring together the best insights and share the important changes that forced them to ‘take another look’ in order to be able to answer that question once and for all.Also in this episode:Why Ryan and Terry have been dismissive of crypto (and the thinking trap they both fell into)The renegade CEO who’s historic Bitcoin bet forced them to question all of their assumptions and get beyond the headlines. Why Warren Buffet's views on crypto need to be weighed with caution. The ultimate resource guide that documents all their learning.Show notesClick here to see notes on this show and all resources & links mentioned.Corporate programClick here to find out more about our workplace programFour factors trainingClick here to unlock the insiders training.Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources.Follow us on InstagramClick here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.   Turn insights into action with Terry's episode coach Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.🔗 https://www.facebook.com/groups/4609737389252111 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/