Money Minded

Ask us a question or suggest a topic 🤙In the second episode of their two-part series on sustainable saving, Ryan and Terry pull back the curtain on their unique method for money management. The guys explain what money mapping is, and the important ways it differs from most popular prescriptions. Then they dive into a detailed explanation of the seven principles it is built on. If you've been looking for an evidence-based approach that works with the way you're wired instead of against it, this episode is for you. Also in this episode: How to use the brains inbuilt instinct to automatically improve your personal finance decisions. How to make money management addictive and enjoyable so that it becomes sustainable. The surprising cause of impulse purchases and overspending. How to spend money without feeling guilty. The number one way to obliterate financial stress and anxiety (or how money is like sand when we use it the wrong way). What emotionally charged political stoushes on Facebook have to do with percentage-based saving prescriptions. How to get as motivated as 'Tony Robbins on crack cocaine' to master your money life. Why focusing on what you saved is dumb (and what to do instead). Show notesFind the ultimate guide here 👉 https://cashflowco.com.au/pip19/Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources. Learn more about the 12 week money mentorshipFREE training: Four factor cashflow analysis Turn insights into action with Terry's episode coach Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.🔗 https://www.facebook.com/groups/4609737389252111 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/

Ask us a question or suggest a topic 🤙In the first of two episodes, Ryan and Terry explain their 6 week hiatus, and lift the lid on exactly how their approach to money management differs from popular personal finance prescriptions.  Also, in this episode. The faulty assumption most savings solutions are based upon (and how it leads us astray) The big problem with popular personal finance prescriptionsThe single question at the source of all money worriesThe only way to break up with money worries for good. Show noteshttps://cashflowco.com.au/save-money-sustainably/Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources. The ultimate guide: how to save sustainably and break up with money worries for goodhttps://cashflowco.com.au/save-money-sustainably/FREE training: Four Factor cashflow analysishttps://cashflowco.com.au/fourfactors/ Turn insights into action with Terry's episode coach Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.🔗 https://www.facebook.com/groups/4609737389252111 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/

Ask us a question or suggest a topic 🤙Spending less doesn't have to mean deprivation. In this episode, Ryan and Terry chat with Gab Pappalardo. Gab has been a part of the program since day one and in this episode she talks about her transformation from 'material girl' to elite money manager and informed investor.Also in this episode:The moment Gab thought 'maybe this isn't for me' (and what caused her big backflip).How to find the balance between saving and investing for later and living in the now. How to spend $1500 in a night and feel zero guilt. How to use a 'project mentality' to work on different areas of your life.  The left field (non money) book recommendation that had the biggest impact on her journey. Show notes:https://cashflowco.com.au/episode17/Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources. Turn insights into action with Terry's episode coach Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.🔗 https://www.facebook.com/groups/4609737389252111 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/

Ask us a question or suggest a topic 🤙#15: Financial independence requires a level of confidence. But sometimes we can get stuck in indecision not wanting to make a mistake. In this episode Ryan and Terry discuss why we need frameworks for financial decisions and Terry walks through a live example from Ryan's life. These fourteen questions will help you sidestep indecision and avoid the predictable mistakes we make when making big money moves. Also in this episode:How decision making is correlated to goal achievement.The surprising reason why pros avoid using 'intuition' for high stakes decisions.How to use an idea from the scientific method to avoid misjudging your decisions and needlessly changing your approach.How to uncover the arena's in which you can manage and mitigate risk before you pull the trigger.How to 'play the odds' using expected utility to improve your decision making. How to 'read the play' and see two and three moves ahead to anticipate outcomes before you decide. The simple question that creates conviction and empowers you to execute a decision in the face of irreducible uncertainty.Why setting a review date protects you from yourself and others. Show notes:https://cashflowco.com.au/episode16/Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources. Turn insights into action with Terry's episode coach Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.🔗 https://www.facebook.com/groups/4609737389252111 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/

Ask us a question or suggest a topic 🤙In this episode, Ryan and Terry walk through a simple, three-step approach to picking financial products in the publicly traded markets to build passive income and wealth over time. Also in this episode. When you should forget about investing and what to focus on instead. Why owning your investing decisions (not outsourcing them) improves your odds of long term success. How mall shopping can help you understand financial product picking.  The three core decisions you'll need to make (and how to think about each). The resources, tools that can save you time and improve your decisions. Show notes:https://cashflowco.com.au/episode15/Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources. Turn insights into action with Terry's episode coach Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.🔗 https://www.facebook.com/groups/4609737389252111 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/

Ask us a question or suggest a topic 🤙In this episode, Ryan and Terry delve into the history of humanity to answer some commonly held questions about the stock market. What is it really? How does it work? and is it really a risky place to put your money? Also in this episode:What the stock market has in common with 'gluten' Why human endeavour is the stock market and the stock market is human endeavor.  The birth of passive income and income investing. A simple intuitive definition that explains the form and function of the stock market. The two types of people that use the stock market and the two different things each uses it for. The difference between 'stock picking' and investing. Show noteshttps://cashflowco.com.au/episode14/Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources. Turn insights into action with Terry's episode coach Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.🔗 https://www.facebook.com/groups/4609737389252111 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/

Ask us a question or suggest a topic 🤙In this episode, Ryan and Terry discuss different strategies for spending your time, talent and money to capitalise on the opportunities that present as a result of COVID-19.Also in this episode. Why 'self-care' meme's are dangerousThe simple litmus test that can explain your financial progressThe most important investment you can make right now (and why it's not money)How to zero in on the most lucrative opportunities that are hiding in plain sightWhat to do before throwing your money in the market while shares are cheapShow notes:https://cashflowco.com.au/episode12/Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources. Turn insights into action with Terry's episode coach Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.🔗 https://www.facebook.com/groups/4609737389252111 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/

Ask us a question or suggest a topic 🤙In this episode, Terry chats with the Aussie Firebug: a cult figure in the Australian FIRE community. Matt recounts his journey and lessons in chasing financial independence and what it's like to be within arms reach at just thirty. Also in this episode:Matt's biggest influences and the book he recommends to understand the stock market. What retirement means to Matt and what he'll do with his time when he gets there The most important thing most people miss when it comes to financial independence The hidden cost of focusing on the wrong things for financial independenceWhat was behind Matt's shift from property to shares as a vehicle for financial independence. The two biggest decisions Matt was able to make because of his financial position (that otherwise would not have been possible)What it feels like to know that money worries won't impact his life or relationships.  Show notes https://cashflowco.com.au/episode13/Private podcast communityClick here to get to know us better, debrief episodes and access our top 100 resources.  Turn insights into action with Terry's episode coach Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.🔗 https://www.facebook.com/groups/4609737389252111 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/

Ask us a question or suggest a topic 🤙The financial impact of COVID-19 has been significant and stressful. In this episode, Ryan and Terry offer some practical tools and tips for stretching your dollar further and building your financial defence as we enter what looks to be a global recession. Also in this episode:The shocking sum of money that dipping into your super could ultimately cost you. Why fixing your mortgage is a bad idea if you can afford not to. The four one time actions that will help you save without any extra effort on your part. Our 60minute budgeting challenge and tools that will help you rapidly build a cash cushion for what's coming. Episode show notes (with all links)https://cashflowco.com.au/episode11/Project zeroClick here to find out more about project zero Turn insights into action with Terry's episode coach Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.🔗 https://www.facebook.com/groups/4609737389252111 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/

Ask us a question or suggest a topic 🤙In the final episode of their first season, Ryan and Terry talk action. They discuss what drives the internal resistance that keeps us scared and stuck, and how to tackle the money monster one step at a time. Here's what you'll learn:The difference between gathering information and gaining knowledge. The two seductive stories that cripple us financially.  The three beliefs at the heart of our financial apathy. The ultimate cost of indecision (and why it's so easy to ignore). A simple 5 step process for slaying the money monster using the secrets of a Stanford behaviour scientist. If you tend to sit on the sidelines and drag your heels with money decisions, this episode will help you get into the game and start making moves with your money. Show notes:https://cashflowco.com.au/episode10/Book a chat with us to ask a question Turn insights into action with Terry's episode coach Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now.🔗 https://www.facebook.com/groups/4609737389252111 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/