Cashflow Ninja

My guest in this episode is Pat Hiban. After obtaining his Real Estate license in late 1987, Pat sold 10 homes in his first year making 13,700 dollars in commissions. His third year in business, Pat took the Floyd Wickman Sweathog Course and learned that being a listing agent was the way to go. At this point in his career, he left his position at Grempler Realty, and started at Long and Foster Realty. After making this switch, and prospecting regularly calling up and down streets looking for future sellers, Pat was able to triple his income. The sky was the limit from there. After switching to RE/MAX in year 5 of his career, Pat spent 15 years working for them. In 2004 Pat became the #1 RE/MAX Real Estate agent in the world. In 2005, he left RE/MAX to open the Pat Hiban Real Estate Group, which was an independent company until 2006 when he joined Keller Williams. In that same year, Pat earned the award for the #1 Real Estate agent in the world with Keller Williams. In 2010 he sold his team business to his The sky was the limit from there. After switching to RE/MAX in year 5 of his career, Pat spent 15 years working for them. In 2004 Pat became the #1 RE/MAX Real Estate agent in the world. In 2005, he left RE/MAX to open the Pat Hiban Real Estate Group, which was an independent company until 2006 when he joined Keller Williams. In that same year, Pat earned the award for the #1 Real Estate agent in the world with Keller Williams. In 2010 he sold his team business to his In 2010 he sold his team business to his long-time partner , Mike Sloan and went on book tour to promote his book “6 steps to 7 figures : A Real Estate Professional’s guide to building wealth and creating your destiny” . With the help of an introduction written personally by Gary Keller the book went on to sell over 20,000 copies and hit #6  on the New York Times Best Seller List. In 2014 , Pat launched his podcast “Pat Hiban Interviews Real Estate Rockstars” which has had over 1 million unique downloads. He currently owns and operates  Rebus University, an online training platform for sales people and entrepreneurs. Share your thoughts with me on Twitter @mclaubscher and Instagram @cashflowninjapodcast Click To Tweet: Creating Horizontal Income Streams With Pat Hiban If you have enjoyed our podcast, please share with friends and family Please Subscribe, Rate, and Review on Itunes so more people can find us! so more people can find us! Interview Links: Hiban Digital Rebus University Recommended Books 6 Steps to 7 Figures: A Real Estate Professional's Guide to Building Wealth and Creating Your Own Destiny by Pat Hiban The ONE Thing: The Surprisingly Simple Truth Behind Extraordinary Results  by Gary Keller    Support Our Sponsors Healthy ONNIT, use coupon code GETONNIT to receive 10% off your order when you use it at www.cashflowninjahealth.com Wealthy Fundrise, a great way to participate in commercial real estate investments. Learn more at www.cashflowninjawealth.com Wise Audible, download any audio book for FREE when you try Audible for 30 days at www.cashflowninjabook.com   Killer Resources! Money Masters Playbook Cashflow Ninja Cashflow Investments Checklist Cashflow Ninja Cashflow Toolkit Thanks so much for joining me again this week. Have some feedback you’d like to share? Leave a note in the comment section below! If you enjoyed this episode, please share it using the social media buttons you see at the bottom of the post! Also, please leave an honest review for the Cashflow Ninja Podcast on iTunes. Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and I read each and every one of them. And finally, don’t forget to subscribe to the show on iTunes to get automatic updates, please follow me on twitter @mclaubscher and instagram, @cashflowninjapodcast. Special thanks to  for joining me this week. Until next time! Until next time! Live a life of passion and purpose on YOUR terms, M.C. Laubscher

In this episode I discuss the concepts of saving, investing, speculating and gambling. There is a lot of misinformation about these concepts in our society and financial media, but what do they really mean? In our discussion, we find that a lot of people that think they are saving, are not saving but investing unknowingly and possibly even gambling. It is extremely dangerous not to know the difference between these terms and concepts and really important to know exactly when you put your money in a savings, investment, speculative or gambling vehicle. Share your thoughts with me on Twitter @mclaubscher and Instagram @cashflowninjapodcast Click To Tweet: Saving, Investing, Speculating and Gambling If you have enjoyed our podcast, please share with friends and family Please Subscribe, Rate, and Review on Itunes so more people can find us! so more people can find us! Support Our Sponsors Healthy ONNIT, use coupon code GETONNIT to receive 10% off your order when you use it at www.cashflowninjahealth.com Wealthy Fundrise, a great way to participate in commercial real estate investments. Learn more at www.cashflowninjawealth.com Wise Audible, download any audio book for FREE when you try Audible for 30 days at www.cashflowninjabook.com   Killer Resources! Money Masters Playbook Cashflow Ninja Cashflow Investments Checklist Cashflow Ninja Cashflow Toolkit Thanks so much for joining me again this week. Have some feedback you’d like to share? Leave a note in the comment section below! If you enjoyed this episode, please share it using the social media buttons you see at the bottom of the post! Also, please leave an honest review for the Cashflow Ninja Podcast on iTunes. Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and I read each and every one of them. And finally, don’t forget to subscribe to the show on iTunes to get automatic updates, please follow me on twitter @mclaubscher and instagram, @cashflowninjapodcast. Special thanks to  for joining me this week. Until next time! Until next time! Live a life of passion and purpose on YOUR terms, M.C. Laubscher

My guest in this episode is the inspirational Gena Lofton. Gena is passionate about helping others achieve financial independence via buying and/or building tax-efficient streams of income (e.g. assets) during optimum market cycles.  Abandoned by her parents, homeless, and eventually growing up in foster care since the age of 2, taught her the lesson to never depend on others for your financial well-being. Currently she own’s individually, and/or jointly with partners, over 3,000 apartment units, a resort in Ambergris Caye, Belize, Junior Mining/Resource Companies, Oil and Gas Wells, An Assisted Living Facility, a Digital Business, and is a shareholder of AT&T, due to their recent purchase of DIRECTV. Gena’s Book “Escape The Madness”, The 10 Steps to Get Out of the Rat Race, has helped thousands achieve financial freedom by teaching readers the steps to have their passive income exceed their expenses. She always encourages others to pursue their dreams and goals in life.  She is a testament that you can achieve anything in life regardless of your social economic background, sex, and/or ethnicity.   In her opinion the most liberating of all life goals, is that of financial freedom, allowing an individual maximum optionality. Share your thoughts with me on Twitter @mclaubscher and Instagram @cashflowninjapodcast Click To Tweet: How To Get Out Of The Rat Race With Gena Lofton If you have enjoyed our podcast, please share with friends and family Please Subscribe, Rate, and Review on Itunes so more people can find us! so more people can find us! Interview Links: Passive Income Advisors   Recommended Books Escape the Madness!: 10 Steps to Get Out Of The Rat Race by Ms Gena A Lofton It's Rising Time!: What It Really Takes To Reach Your Financial Dreams by Kim Kiyosaki Second Chance: for Your Money, Your Life and Our World by Robert T. Kiyosaki The New Case for Gold by James Rickards   Support Our Sponsors Healthy ONNIT, use coupon code GETONNIT to receive 10% off your order when you use it at www.cashflowninjahealth.com Wealthy Fundrise, a great way to participate in commercial real estate investments. Learn more at www.cashflowninjawealth.com Wise Audible, download any audio book for FREE when you try Audible for 30 days at www.cashflowninjabook.com   Killer Resources! Money Masters Playbook Cashflow Ninja Cashflow Investments Checklist Cashflow Ninja Cashflow Toolkit Thanks so much for joining me again this week. Have some feedback you’d like to share? Leave a note in the comment section below! If you enjoyed this episode, please share it using the social media buttons you see at the bottom of the post! Also, please leave an honest review for the Cashflow Ninja Podcast on iTunes. Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and I read each and every one of them. And finally, don’t forget to subscribe to the show on iTunes to get automatic updates, please follow me on twitter @mclaubscher and instagram, @cashflowninjapodcast. Special thanks to  for joining me this week. Until next time! Until next time! Live a life of passion and purpose on YOUR terms, M.C.

Siddharth Bharat is an entrepreneur, digital marketer,  and writer and currently the VP of Growth at Thinkific, a software that allows you to create and sell online courses. Previously, he was the Marketing Manager at LemonStand, an eCommerce platform for professional online stores. Sid is a master at creating, marketing and selling online courses and shares how to come up with an idea for an online course, create the course and what resources to use when creating your course and then how to market and sell your courses. This is a great way to work really hard and pack as much value for others into an informational product that will pay you for years into the future. Share your thoughts with me on Twitter @mclaubscher and Instagram @cashflowninjapodcast Click To Tweet: How To Create, Market and Sell Online Courses with Sid Bharat If you have enjoyed our podcast, please share with friends and family Please Subscribe, Rate, and Review on Itunes so more people can find us! so more people can find us! Interview Links: Thinkific bonus page for Cashflow Ninja Listeners www.siddharthbharath.com Udemy Skillshare Clickbank Recommended Books Ego Is the Enemy Hardcover by Ryan Holiday Influence: The Psychology of Persuasion by Robert B. Cialdini  Never Split the Difference: Negotiating As If Your Life Depended On It by Chris Voss and Tahl Raz Support Our Sponsors Healthy ONNIT, use coupon code GETONNIT to receive 10% off your order when you use it at www.cashflowninjahealth.com Wealthy Fundrise, a great way to participate in commercial real estate investments. Learn more at www.cashflowninjawealth.com Wise Audible, download any audio book for FREE when you try Audible for 30 days at www.cashflowninjabook.com   Killer Resources! Money Masters Playbook Cashflow Ninja Cashflow Investments Checklist Cashflow Ninja Cashflow Toolkit Thanks so much for joining me again this week. Have some feedback you’d like to share? Leave a note in the comment section below! If you enjoyed this episode, please share it using the social media buttons you see at the bottom of the post! Also, please leave an honest review for the Cashflow Ninja Podcast on iTunes. Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and I read each and every one of them. And finally, don’t forget to subscribe to the show on iTunes to get automatic updates, please follow me on twitter @mclaubscher and instagram, @cashflowninjapodcast. Special thanks to  for joining me this week. Until next time! Until next time! Live a life of passion and purpose on YOUR terms, M.C.

In this episode,  I review some of the philosophy, principles, and values of the show and also express my commitment to my mission and vision for my podcast and business. I also announce the new exciting format of our show! The Cashflow Ninja podcast will have three episode's moving forward, two episodes will have guest interviews and one self-hosted. The publishing date of our shows are Monday, Wednesday,  and Friday. I also discuss a lesson we can all learn from a notorious bank robber, Willie Sutton. When Willie Sutton was finally caught, he was asked why he robbed banks. Willie's response floored the press and public. "That's where they kept the money.". We look at where the money is right now and how the modern day bank robbers are possibly going to try and steal your money from you. Please let me know your thoughts on this episode on twitter, @mclaubscher or e-mail me at mc@cashflowninja.com.   Support Our Sponsors Healthy ONNIT, use coupon code GETONNIT to receive 10% off your order when you use it at www.cashflowninjahealth.com Wealthy Fundrise, a great way to participate in commercial real estate investments. Learn more at www.cashflowninjawealth.com Wise Audible, download any audio book for FREE when you try Audible for 30 days.Download your book at www.cashflowninjabook.com   Thanks so much for joining me again this week. Have some feedback you’d like to share? Leave a note in the comment section below! If you enjoyed this episode, please share it using the social media buttons you see at the bottom of the post! Also, please leave an honest review for the Cashflow Ninja Podcast on iTunes. Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and I read each and every one of them. And finally, don’t forget to subscribe to the show on iTunes to get automatic updates, please follow me on twitter @mclaubscher and instagram, @cashflowninjapodcast. Special thanks to  for joining me this week. Until next time! Until next time! Live a life of passion and purpose on YOUR terms, M.C.

My guest today is Harvard MBA, Fortune 100 consultant, new venture investor, noted speaker and bestselling author, Harry Dent,  the founder and senior editor at Dent Research, where he dedicates himself to identifying and studying demographic, technological, and geopolitical trends. With his track record of accurately predicting Japan's collapse in 1989, the dot-com bubble-bust in 2000 and the housing bust in 2006 to 2007 (among many other things), he has appeared on Good Morning America and PBS, and is a regular guest on CNBC and Fox Business. He's been featured in Barron's, Investor's Business Daily, Business Week, The Wall Street Journal, and American Demographics. And he's written numerous books, including The Great Boom Ahead(1992), The Great Depression Ahead(2008), The Great Crash Ahead(2011), The Demographic Cliff(2014) and Sale of a Lifetime(2016). He also has a free daily newsletter at www.harrydent.com called "Economy & Markets." Interview Links: www.harrydent.com Recommended Books The Sale of a Lifetime: How the Great Bubble Burst of 2017 Can Make You Rich by Harry S. Dent The Demographic Cliff: How to Survive and Prosper During the Great Deflation by Harry S. Dent The Great Crash Ahead: Strategies for a World Turned Upside Down by Harry S. Dent Support Our Sponsors Healthy ONNIT, use coupon code GETONNIT to receive 10% off your order when you use it at www.cashflowninjahealth.com Wealthy Fundrise, a great way to participate in commercial real estate investments. Learn more at www.cashflowninjawealth.com Wise Audible, download any audio book for FREE when you try Audible for 30 days.Download your book at www.cashflowninjabook.com   Thanks so much for joining me again this week. Have some feedback you’d like to share? Leave a note in the comment section below! If you enjoyed this episode, please share it using the social media buttons you see at the bottom of the post! Also, please leave an honest review for the Cashflow Ninja Podcast on iTunes. Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and I read each and every one of them. And finally, don’t forget to subscribe to the show on iTunes to get automatic updates, please follow me on twitter @mclaubscher and instagram, @cashflowninjapodcast. Special thanks to  for joining me this week. Until next time! Until next time! Live a life of passion and purpose on YOUR terms, M.C.

I cannot believe that we have published our 5oth Episode! I want to thank everyone that have supported our show and shared it with family, friends,  and  colleagues. In today's show my childhood friend, Carl Van Rosenveldt is the guest host, hosting the show from Dubai in the United Arab Emirates, interviewing me. I talk about my background, the values, principles and philosophy that I build my company Valhalla Wealth Financial on, how we help our clients structure wealth plans, the wealth capture system strategy based on the Infinite Banking Concept and the Rockefeller Method of establishing trusts to protect and compound wealth for generations. Share your thoughts with me on Twitter @mclaubscher and Instagram @cashflowninjapodcast     Show Sponsors: Audible, download any audio book for free when you try audible for 30 days. Leadpages,  is offering a free marketing automation course that includes:12 video modules with step-by-step strategies to leverage what’s working in your business. Thrive15.com, get a free month of access at www.thrive15.com/cashflow Have some feedback you’d like to share? Leave a note in the comment section below and please share it using the social media buttons you see at the bottom of the post! If you enjoyed this episode of our podcast, please leave an honest review for The Cashflow Ninja Podcast on iTunes. Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and I read each and every one of them. John Lee Dumas of EOfire.com made a video explaining how to leave a review you can watch here. You can also access step by step instructions how to subscribe, rate and review on Itunes from Apple here. Thank you for supporting our podcast and sharing it with friends and family! Live a Life of passion and purpose on your terms, M.C Laubscher

In this episode,I discuss how to maximise and boost your investment gains using your wealth capture system. After you have built a solid financial foundation based on the Wealth Pyramid and have systematized your wealth infrastructure, sweeping 10-20% of every dollar that comes into your personal economy and contributing 10% from your sweep account into a wealth capture account, we look at how to use this account structured on the Infinite Banking Concept and philosophy to maximize the velocity of money in your own personal economy. Share your thoughts with me on Twitter @mclaubscher and Instagram @cashflowninjapodcast     Show Sponsors: Audible, download any audio book for free when you try audible for 30 days. Leadpages,  is offering a free marketing automation course that includes:12 video modules with step-by-step strategies to leverage what’s working in your business. Thrive15.com, get a free month of access at www.thrive15.com/cashflow Have some feedback you’d like to share? Leave a note in the comment section below and please share it using the social media buttons you see at the bottom of the post! If you enjoyed this episode of our podcast, please leave an honest review for The Cashflow Ninja Podcast on iTunes. Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and I read each and every one of them. John Lee Dumas of EOfire.com made a video explaining how to leave a review you can watch here. You can also access step by step instructions how to subscribe, rate and review on Itunes from Apple here. Thank you for supporting our podcast and sharing it with friends and family! Live a Life of passion and purpose on your terms, M.C Laubscher

My guest today is Rod Khleif. Rod has personally owned more than 2,000 single family homes, and multiple apartment communities. Rod has also built several multi-million dollar businesses and has dedicated himself as a community philanthropist, forming and leading the Tiny Hands Foundation, which has benefited more than 40,000 underprivileged children. A compelling rags-to-riches-to-rags-to riches story, Khleif soared from humble beginnings as a young, impoverished Dutch immigrant to incredible success. Khleif’s experience involves both remarkable triumphs, and spectacular failures, which he affectionately calls “seminars”. Khleif brings incredible authenticity and insight to his approach to real estate, business, and life. Khleif has used his personal philosophy of goal setting, visualization, and manifesting success to become a successful entrepreneur, philanthropist, and family man. Share your thoughts with me on Twitter @mclaubscher and Instagram @cashflowninjapodcast. Bestselfco., Make Success a Habit! Use the Self Journal to organize and align tactical day to day tasks with larger life goals.   Recommended Books: The E-Myth Revisited: Why Most Small Businesses Don't Work and What to Do About It by Michael E. Gerber  Blink: The Power of Thinking Without Thinking by Malcolm Gladwell  The Slight Edge: Turning Simple Disciplines into Massive Success and Happiness by Jeff Olson and John David Mann   Recommended Resources: Lifetime Cashflow Podcast Through Real Estate Investing     Show Sponsors: Audible, download any audio book for free when you try audible for 30 days. Leadpages,  is offering a free marketing automation course that includes:12 video modules with step-by-step strategies to leverage what’s working in your business. Thrive15.com, get a free month of access at www.thrive15.com/cashflow Have some feedback you’d like to share? Leave a note in the comment section below and please share it using the social media buttons you see at the bottom of the post! If you enjoyed this episode of our podcast, please leave an honest review for The Cashflow Ninja Podcast on iTunes. Ratings and reviews are extremely helpful and greatly appreciated! They do matter in the rankings of the show, and I read each and every one of them. John Lee Dumas of EOfire.com made a video explaining how to leave a review you can watch here. You can also access step by step instructions how to subscribe, rate and review on Itunes from Apple here. Thank you for supporting our podcast and sharing it with friends and family! Live a Life of passion and purpose on your terms, M.C Laubscher

In this episode, we look at the important role that mentors play in our journey to achieve our goals. I am a very strong believer in the modelling principle, where you find a person that you admire and respect that has already mastered the area or skill that you wish to master and study everything you on their craft and learn from them. I look at how you can find mentors today for free on Youtube, social media, blogs, podcasts, masterminds, and also through courses, seminars, conferences, membership sites, a paid coach and one on one mentorship from a mentor. Share your thoughts with me on Twitter @mclaubscher and Instagram @cashflowninjapodcast