Money For Couples with Ramit Sethi

Ramit Sethi
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9 snips
Feb 7, 2023 • 1h 10min

81. “We’re broke—but $55,000 private school tuition is a non-negotiable” (Part 2)

In part two of our revealing conversation with Sarah and Kevin, we offer solutions for their serious debt accumulation problem and grapple with the hard truth about their biggest non-negotiable expense: $55k a year for their three daughters’ private school tuition. Links mentioned in this episode Join the Earnable program Get Money Coaching with Ramit  Connect with Ramit Download the Conscious Spending Plan Get my New York Times best-selling book Get my no-numbers journal Other episodes Instagram Twitter YouTube This episode is brought to you by:LMNT | Right now LMNT is offering my listeners a free sample pack with any purchase, that’s 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors or share LMNT with a salty friend. Get yours at DrinkLMNT.com/RAMIT.If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices
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13 snips
Jan 31, 2023 • 1h 2min

80. “If I add any more to our $50,000 credit card debt, he will ask for a divorce” (Part 1)

Sarah and Kevin are 38 and 42. They sold their home to pay off $130k in debt, only to dig themselves another $55k hole, six months later. Sarah is worried that if she doesn’t stop her credit card spending, Kevin will ask for a divorce. We need two episodes to untangle their complicated situation.Connect with Ramit Get Money Coaching with Ramit  Download the Conscious Spending Plan Get my New York Times best-selling book Get my no-numbers journal Other episodes Instagram Twitter YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices
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11 snips
Jan 24, 2023 • 1h 12min

79. “We’re worth $700,000+ but my wife took away my credit card”

Kirsten and Jon are both 34, raising two young boys in Canada. Kirsten, an engineer, is all about problems and solutions, going as far as "parenting" Jon when he overspends. Jon avoids money talk like the plague, even giving up his use of the joint credit card to avoid further static at home.Links mentioned in this episodeGet Money Coaching with Ramit Connect with Ramit Get Money Coaching with Ramit  Download the Conscious Spending Plan Get my New York Times best-selling book Get my no-numbers journal Other episodes Instagram Twitter YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices
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12 snips
Jan 17, 2023 • 1h 19min

78. “I pretend things are fine, but we’re 2 months from going bankrupt”

Alex and Courtney are in their 30s. They live in Southern California and come from completely different money backgrounds. Their numbers reveal a stark truth; fixed costs are sinking their finances. They're only months from going bankrupt. Can Courtney come to terms with their reality? Links mentioned in this episode Join the Earnable program Download the Conscious Spending Plan Connect with Ramit Get Money Coaching with Ramit  Get my New York Times best-selling book Get my no-numbers journal Other episodes Instagram Twitter YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices
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35 snips
Jan 10, 2023 • 1h 35min

77. “We have $6.3 million. Why can’t we take a vacation?”

Tommy is 60 and he’s run his own business for more than 30 years. He loves his work and doesn’t plan to stop. Caroline, his wife, is 56 and is retiring from a stressful job in a few months. Together, they’ve amassed over $6M. She’s ready to spend it but Tommy can’t stop saving and investing.Links mentioned in this episode Get Money Coaching with Ramit  Download the Conscious Spending Plan Join Earnable Connect with Ramit Get Money Coaching with Ramit  Download the Conscious Spending Plan Get my New York Times best-selling book Get my no-numbers journal Other episodes Instagram Twitter YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices
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80 snips
Jan 3, 2023 • 2h 5min

76. Who should pay on a date? Money, dating & dealbreakers with Matthew Hussey

World-renowned dating and relationship expert, Matthew Hussey, sits with Ramit for an honest and wide-ranging one-on-one conversation on love, money, and the many layers of raw emotion and hidden messaging shared between them.Links mentioned in this episode Podcast: Love Life with Matthew Hussey Website: howtogettheguy.com Instagram: @thematthewhussey Connect with Ramit Get Money Coaching with Ramit  Download the Conscious Spending Plan Get my New York Times best-selling book Get my no-numbers journal Other episodes Instagram Twitter YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices
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11 snips
Dec 27, 2022 • 1h 19min

75. “We 4x'd our salary as COVID nurses. The experience haunts us. So does the money”

Jenee and Dan are 31 and 34. They've been married for three years and they're travel nurses, moving from city to city to alleviate workforce pressures. During the pandemic, they earned up to 4X their salaries, allowing them to pay off their debts—but at a huge emotional and mental cost.Links mentioned in this episode Join my Money Coaching program Get the I Will Teach You to Be Rich book Get the IWT Rich Life Journal Download the Conscious Spending Plan Connect with Ramit Get Money Coaching with Ramit  Download the Conscious Spending Plan Get my New York Times best-selling book Get my no-numbers journal Other episodes Instagram Twitter YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices
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30 snips
Dec 20, 2022 • 49min

74. “I’m $450k in debt but she still wants me to treat her to dinner” (Part Two)

We pick up part two of Serena and Nate’s conversation with an equity problem—a serious one, and one they didn’t realize they had. Serena earns considerably more for now, but Nate stands to triple her salary in a couple of years. His medical school debt, in the meantime, crushes him. He needs help but she doesn't see it. He can’t, or doesn’t, speak up. Can they meet one another where they are?Links mentioned in this episode Please take my podcast survey Join the Dream Job program Join the Earnable program Connect with Ramit Get Money Coaching with Ramit  Download the Conscious Spending Plan Get my New York Times best-selling book Get my no-numbers journal Other episodes Instagram Twitter YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices
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6 snips
Dec 13, 2022 • 1h 9min

73. “I earn almost twice as much as my fiancé, but I make him split the rent” (Part One)

Nate and Serena are in their late 20s. They are engaged and live together, but a vast difference in their incomes creates an awkward dynamic when it comes to paying for shared expenses. They think their hot-button issue is a $3,000 loan between them—it’s a lot deeper than that. Resources Please take my podcast survey Join the Dream Job program Join the Earnable program Connect with Ramit Get Money Coaching with Ramit  Download the Conscious Spending Plan Other episodes Instagram Twitter YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices
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44 snips
Dec 6, 2022 • 1h 12min

72. Answering questions about recessions, marrying the right person, and firing a financial advisor

This is a special solo episode where I answer questions from members of my Money Coaching program. In today’s episode: How to handle a recession, how I thought about marrying the right person, how to hire a financial advisor (one of my favorite stories), and how to apply some of my advice to your situation. Join Money Coaching here: iwt.com/moneycoaching00:01:16 — 1: What advice do you have about combining finances with a partner?00:08:35 — 2: How does your money strategy change for a recession?00:15:13 — 3: What would Ramit say to a single person who wants to marry the right person?00:23:11 — 4: $3 questions vs. $30,000 questions00:26:18 — 5: I'm a late starter. How do I calculate my contributions after age 50?00:28:50 — 6: How do I balance funding an emergency fund and contribute to retirement every month?00:33:01 — 7: What is your recommended asset allocation?00:33:11 — 8: I'm curious how others think about different kinds of debt.00:39:39 — 9: How do I fire a financial advisor?00:50:54 — 10: Should I continue contributing to my Roth IRA even when the market is doing so poorly?00:52:58 — 11: What is something about psychology Ramit wishes more people knew and took action on?00:56:36 — 12: How do I protect my kids and think about where I want my money to go when I die?01:03:09 — 13: I’m throwing out a humble brag after checking the history of my earnings at ssa.gov.01:04:30 — 14: I’d like to celebrate a win overcoming invisible money scripts while out to dinner with my family.Connect with Ramit Get Money Coaching with Ramit  Download the Conscious Spending Plan Other episodes Instagram Twitter YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.Produced by Crate Media. Learn more about your ad choices. Visit megaphone.fm/adchoices

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