Money For Couples with Ramit Sethi
Ramit Sethi
Get Ramit's new book, Money for Couples at iwt.com/moneyforcouples. From Ramit Sethi, host of Netflix’s ‘How to Get Rich’ and author of NYT bestselling books, ‘I Will Teach You To Be Rich,’ and ‘Money for Couples’…Imagine listening in on raw, unfiltered conversations with real couples, to explore how money psychology affects their everyday lives. Ramit talks with couples from all walks of life, helping them to get past guilt, resentment, & fighting over purchases, to help them create a shared vision for their Rich Life.Ramit asks the questions we wish we all could ask, presenting a new philosophy on money: spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t.Follow Money For Couples on Instagram, YouTube, Facebook, and X to start living your rich life today.In Money for Couples, Ramit delves into the often-hidden dynamics around money issues in marriage, which can be some of the biggest challenges couples face. Money psychology impacts everything from everyday decisions to long-term dreams, and Ramit's finance coaching sessions with couples offer an eye-opening look into the deeper emotions behind financial choices.Whether you're wondering how to save for a big goal, how to invest in a shared future, or simply looking to understand personal finance in a relationship better, this podcast delivers practical, actionable insights. Each conversation reveals that money in marriage isn't just about numbers—it's about values, trust, and working together toward a Rich Life that's unique to each couple. Ramit provides a safe space for couples to unpack the beliefs and habits that may hold them back financially, guiding them toward a shared vision for their lives. With humor and empathy, Ramit's finance coaching shows couples that they can learn to save and spend in ways that enhance, rather than hinder, their relationship.Money for Couples is not only a finance podcast but a journey into what makes a marriage strong, financially and emotionally. Through the lens of personal finance, Ramit provides a blueprint for couples to navigate the challenges of managing money together, offering tools to make confident, aligned choices. So, whether you're a fan of the Ramit Sethi podcast or new to his philosophy, tune in and learn how to save, how to invest, and how to create a financial future with the person you love.Ramit's unique approach to money psychology helps couples overcome common money issues in marriage, from guilt and resentment over purchases to aligning on long-term financial goals. By exploring real couples' stories, Ramit offers insights into how money mindset affects everyday decisions and bigger life dreams. His finance coaching provides couples with a safe space to unpack their beliefs and habits around spending, saving, and investing.Rather than focusing solely on the numbers, Ramit emphasizes the importance of values, trust, and working together toward a shared vision for a Rich Life. Couples will learn practical strategies for managing money as a team, from saving for big purchases to building investment portfolios. Ramit's philosophy of "spend extravagantly on the things you love, and cut costs mercilessly on the things you don't" empowers listeners to make financial choices that enhance their relationship.Money for Couples is an essential listen for any married or committed pair looking to improve their personal finance skills and deepen their emotional connection. Ramit's finance coaching and the real-life stories of the couples he features offer a blueprint for navigating the challenges of money in marriage. Whether you're a long-time listener of Ramit's work or new to his approach, this podcast will transform how you think about spending, saving, and investing as a couple.
Episodes
Mentioned books
19 snips
Nov 7, 2023 • 1h 7min
129. “We spend 154% of what we make, but I refuse to get a salary job” (Part 2)
Topics discussed include analyzing takeout expenses, strategic grocery shopping, avoiding financial risks, challenges during a trip and move, building a financial system, struggling with credit card debt, shifting from problem to solution-oriented, cutting expenses and reducing fixed costs, tithing and budgeting for transportation, the financial impact of selling a car, and solutions for insufficient income.
7 snips
Oct 31, 2023 • 1h 4min
128. “We have $285k in debt. Can we achieve financial freedom in 5 years?” (Part 1)
Trin and Lucas, a couple in their 30s, discuss their out-of-control finances and their conflicting views on how to fix it. Challenges and emotions in managing finances, unexpected financial troubles and tension, managing finances and credit cards, challenges of being financial partners with a believer, structured upbringing and goal-oriented mindset, term life insurance vs. whole life insurance, and a shocking revelation about their financial problems.
26 snips
Oct 24, 2023 • 1h 24min
127. “Our financial advisor almost cost us $800k. How do we fire them?”
Jeff, a specialized surgeon, and Susan, a stay-at-home parent, discuss their financial struggles and being taken advantage of by a percentage-based financial advisor. They debate the value of a whole life insurance policy, share their upbringing and the impact of the fiduciary rule on financial consumers, and reflect on their experience with a financial advisor. They emphasize the importance of conscious spending, confronting and switching financial advisors for high fees, and leveraging assets. The hosts conclude with plans for change and meeting with a new financial advisor for better financial alignment.
Oct 17, 2023 • 48min
126. “We have $30k of CC debt. Why did we buy a $10k timeshare?” (Part 2)
In this podcast, Cristina and Ron discuss their financial mistakes, including working with a percentage-based financial advisor, purchasing whole and term life insurance, and buying a $10,000 timeshare. They also explore strategies for paying off credit card debt, managing student loan debt, and the consequences of owning a timeshare. The importance of making decisive financial decisions and saving/investing more money is emphasized.
9 snips
Oct 10, 2023 • 56min
125. “He’s so afraid of money he can’t log into his own bank account” (Part 1)
A couple named Cristina and Ron share their contrasting views on money and their frustration with financial disagreements. They discuss the arbitrary nature of financial goals and the impact of culture and upbringing on money management. The couple explores the burden of managing finances as a couple and the importance of both partners being involved. They also express worries about financial mistakes, discuss their current financial situation, and express frustration with the financial industry.
8 snips
Oct 3, 2023 • 1h 15min
124. “We make $113,500. Why do we feel poor?”
A couple discusses their financial struggles, including moving often and making short-term decisions. They talk about the impact of small expenses, credit card debt, and the negative effect of monthly payments on their paycheck. The importance of building for the future, childhood memories, and dealing with family conflicts is also explored. The hosts analyze their financial situation, emphasizing the need for changes and a conscious spending plan. Selling possessions, making cuts, and feeling proud of financial accomplishments are highlighted as strategies for improvement.
5 snips
Sep 26, 2023 • 50min
123. Ramit’s travel tips, real estate FOMO, and talking to kids about money
In this podcast, Ramit answers questions from his Money Coaching program members. He discusses travel tips, handling FOMO in investments, traveling with others, promoting financial literacy for children, merging dream vacations with a spouse, understanding your partner's perspective in travel planning, tips for easier travel, changing money lens, introducing a gourmet meal delivery service, Element electrolyte drink mix, addressing one-time emergency expenses, and saving, investing, and conscious spending.
Sep 19, 2023 • 1h 14min
122. “I shouldn’t have to ask for $20 to get McDonalds for the kids”
Doni and Cacey share their experiences managing finances as a family with young kids. They discuss the impact of past financial issues on their relationship and the challenges of open communication. The podcast covers topics such as managing family expenses, childhood lessons on money, teaching kids about finances, and the importance of trust and responsibility. They also talk about getting back on track financially, paying off debt, and improving communication and trust in their partnership.
Sep 12, 2023 • 1h 9min
121. “He wasn’t supposed to have student loans. Now he has $157k.”
This podcast explores the stress and anxiety caused by student loan debt. It follows the story of Alana and Sam, a couple with $157,000 in loans and a challenging financial situation. They discuss the emotional impact of debt, the struggles of merging their lives, and the importance of open conversations about money.
Sep 5, 2023 • 57min
120. “We have 3 kids, $1k saved, $0 invested. Is it too late for us?”
A couple with three kids seeks advice on addiction, family influences, and imbalanced money dynamics. They discuss impulsive purchases, addiction recovery, and finding affordable financial planning. The hosts share their childhood experiences with money and offer motivation for making positive changes.
