Real Wealth Show: Real Estate Investing Podcast

This is our second "Ask Kathy" episode for the Real Wealth Show. Podcast host Kathy Fettke collected several questions about today's real estate investing environment, and shares what she would do in those situations. Questions that she answers include: 1 - If you had $100k to invest today, how would you invest it? (from Karla) 2 - Is it a bad time to use a HELOC for a down payment? (from Jeff) 3 - Are 30-year fixed-rate loans still preferable? (from Jeff) 4 - What markets would you shy away from and why? (from Andreas) 5 - Does the 1% rule still matter" What's true now? (from Cynthia 6 - You talk about hot markets in Florida. What about cities outside the major metros? Doable? (from Cynthia) 7 - What is your outlook on short-term rentals? (from Karla) Kathy and her husband, Rich, co-founded RealWealth to share what they learned about real estate investing. At first, they did it to educate their friends, but that social circle has now turned into a network of more than 66,000 members! Their mission? "We help you create passive income and ongoing cash flow with real estate... so you can live life on your own terms." Kathy is passionate about helping others, and looks forward to collecting more questions for a future "Ask Kathy" episode. Send as many as you like to podcasts@realwealth.com and we'll add them to our list! Kathy is an active real estate investor and a licensed real estate agent with more than 25 years of experience. In addition to her mission at RealWealth, she's the CEO of Grow Developments which helps people invest passively in syndicated real estate deals. She's been doing the "Real Wealth Show" podcast since 2003, and "The Real Estate News for Investors" podcast since 2016. More recently, she was picked to co-host the Bigger Pockets "On the Market" podcast. If you'd like to learn more about how to create passive income with real estate, check out her newly updated bestseller "Retire Rich with Rentals" which you can find here on Audible. You will also find answers to your questions as a member of RealWealth. You can join for free at www.RealWealthShow.com And please remember to subscribe to this podcast and leave us a review!

Are you sitting on the sidelines waiting for lower mortgage rates? Are you wondering whether the Fed is "doing the right thing" to fight inflation? Would you like a clear, simple explanation as to why mortgage rates are so high and when they might come down? The economy has a lot of moving parts that can make it difficult to see the big picture and to know what's coming next. In this episode, you'll hear from mortgage expert Barry Habib who has won the Zillow/Pulsenomics Crystal Ball Award three times in 2017, 2019 and 2020 for the accuracy of his real estate market predictions. He joins me to talk about the inner workings of the mortgage market, how inflation and the Fed's rate hikes are impacting mortgage rates, why Fed strategy failed to prevent inflation in the first place and how it's attempting to make up for that failure, and most importantly… why we might see rates as low as 5% later this year. Barry is a housing market and mortgage industry expert, best-selling author, and entrepreneur. He's the founder and CEO of MBS Highway which helps turn mortgage sales people into advisors. He's a Certified Mortgage Advisor himself, with more than $2 billion in originations. He's also bought and sold several businesses including Mortgage Market Guide, CPMS, Certified Mortgage Association, and Healthcare Imaging Solutions. His book "Money in the Streets" is an Amazon best-seller. He's a frequent guest on CNBC and FOX Business Network. His podcast is called: "Inside Real Estate." If you'd like to learn more about what's happening in real estate this year, please join RealWealth. It's free to join and get access to all our data, sample investment properties, RealWealth investment counselors, and our curated list of real estate professionals. Please don't forget to subscribe to our podcast and leave a review! Thanks for listening! -Kathy

Podcasts are often filled with experts who make it sound too easy to reach those financial freedom goals. Many are often pushing their own agendas as well, and are trying to sell you something. That might create information overload for new investors who are trying to figure out where they should begin. But even the most successful investors started somewhere, and that's often the story you don't hear – what it's like at the very beginning of the journey. It's an often untold story that could help new investors feel more confident about taking their own first steps. In today's episode, you'll hear from someone like that. Kyle Parker and his wife are both full-time engineers with a healthy income, but after reading Rich Dad, Poor Dad, Kyle realized the value of passive income through real estate investing. He's now in the midst of taking his first steps with a handful of real estate syndications but he wants to increase his passive income paycheck so he can become job optional sooner than later. You'll hear details about how he's managing his finances right now, and how he's deciding what he should do next with real estate. You can find out more about getting your own real estate operation off the ground at realwealthshow.com. It's free to join and get complete access to all our information and services, including our experienced investment counselors and other real estate professionals. Please remember to subscribe to our podcast, and leave a review! Thanks for listening!

Happy New Year and welcome to 2023! It's time to turn the page on 2022 and look for new real estate investing opportunities! And we have ATTOM's Rick Sharga to help us do that! He joins me in this interview to talk about his data-based opinions on what the real estate market might do this year. That includes specific markets that are more likely to outperform or underperform other markets, along with the strengths and weaknesses of different asset classes. If you don't know Rick, you should. He has more than 20 years' of experience in the real estate and mortgage industries and is currently the Executive Vice President of Market Intelligence for real estate data firm, ATTOM Data. He is also one of the most frequently quoted experts on real estate, mortgage, and foreclosure trends by major media outlets. Rick has also served as Executive Vice President at RealtyTrac, as an EVP for Carrington Mortgage Holdings and Chief Marketing Officer of the company's Vylla business unit, and as the Chief Marketing Officer of Ten-X and Auction.com. If you'd like to hear more about what happened in 2022, check out my 2022 year-end review with Rick Sharga. We discuss the ups and downs of last year's market, and what we think is important for investors to know about 2023. Join RealWealth and enjoy all the benefits of membership at: https://tinyurl.com/joinrealwealth Subscribe to the Real Wealth Show podcast: https://tinyurl.com/RWSsubscribe Thanks for listening! Kathy Fettke

We end the year with a special guest who's transitioning from a long-term career in the Navy to what will be a full-time job in real estate. William Spekhardt has more than ten years of experience leading special military operations in the Navy both as an enlisted operator and a naval officer. He's now preparing to wrap up his career as a Navy Seal and is applying what he's learned in the military to his real estate operation. William started investing in real estate as a side hustle by renovating distressed single-family properties. He is now focusing on buy-and-hold residential and commercial rental properties. He has a BA degree and a Master of Science degree in Criminal Justice from West Chester University of Pennsylvania. He also has a Master of Science degree in Defense Analysis from the Naval Postgraduate School. And, he's a licensed Realtor in the State of California. You can find out more about getting your own real estate operation off the ground at realwealthshow.com. It's free to join and get complete access to all our information and services, including our experienced investment counselors and other real estate professionals. Please remember to subscribe to our podcast, and leave a review! Thanks for listening!

In this episode of the Real Wealth Show you will meet two of our newest RealWealth members. Grant and Rebekah Anderson are the husband-wife managers of our property teams! They came on board about five or six months ago, and we're finally getting a chance to introduce them to you! Grant & Rebekah do a number of things to make sure we are working with property teams who have what it takes to deliver a quality product over the long term. In addition to managing our existing property teams, they are responsible for finding and vetting new property teams, management companies, developers, and builders. That includes background checks and a good look at their track record and future prospects before they put them on our referral list. They come to RealWealth with years of combined real estate experience that includes real estate sales, fix-and-flips, single-family rentals, and short-term rentals. Grant bought his first home in 2001 while he was in college, and rented out rooms. Since then he's practiced the BRRRR method of investing and manages his own properties. Rebekah worked as a Realtor for several years helping investors buy and sell properties. She is also a Certified Life Coach. Grant & Rebekah have done much of their investing in Indianapolis where they grew up and where they own their primary residence. They often rent out their home however, so they can roam the country in a travel trailer, and look for new markets and property teams for our investors. They come to RealWealth with years of combined real estate experience that includes real estate sales, fix-and-flips, renovations, single-family rentals, and short-term rentals. Grant bought his first home in 2001 while he was in college, and rented out rooms. Since then he's practiced the BRRRR method of investing and manages his own properties. Rebekah worked as a Realtor for several years helping investors and retail clients buy and sell properties. She is also a Certified Life Coach. Contact Grant Anderson at: Grant@RealWealth.com Contact Rebekah Anderson at: Rebekah@RealWealth.com Join RealWealth and become a member for all of the benefits (it's free!): https://tinyurl.com/joinrealwealth Subscribe to the Real Wealth Show podcast here: https://tinyurl.com/RWSsubscribe

This is a different kind of "his & her" Real Wealth Show! Kathy Fettke interviews her husband Rich Fettke about his new bestselling book "The Wise Investor," while he interviews Kathy about the newly released 2022 edition of her 2014 bestseller "Retire Rich with Rentals." This interview will give you insights on why Kathy and Rich wrote the books, along with a preview of the lessons they share and the personalities behind those titles! Their synergy is contagious along with their enthusiasm for creating passive income and financial freedom so you can live the life that you've dreamed about. Here's more about their books which are available on Amazon: Retire Rich with Rentals: How to Enjoy Ongoing Cash Flow from Real Estate So You Don't Have to Work Forever, by Kathy Fettke In Retire Rich with Rentals, professional investor Kathy Fettke shows you how to supplement your retirement plans with cash flowing real estate. You'll learn how to choose the best markets, identify solid deals, and create passive income – without having to fix toilets or get your hands dirty. In Retire Rich with Rentals, you will learn: How to safely borrow money to finance your portfolio Strategies for reducing your tax burden Asset protection techniques used by the wealthy Hands free property management techniques How to replace your income with rental property Retire Rich with Rentals is a step by step plan for building and protecting wealth so you have both the money and the freedom to live life on your terms! The Wise Investor: A Modern Parable About Creating Financial Freedom and Living Your Best Life, by Rich Fettke The Wise Investor is an inspiring parable about building what author Rich Fettke calls Real Wealth, the foundation of financial freedom. It tells the story of Ryan Brooks, a husband, father, and CaptivSoft's hard-working lead coder who, with the help of a new friend and mentor, finds a different path to financial security for himself and his family and becomes wealthy in more ways than he thought possible. In it you'll learn: Why working endless hours to climb the corporate ladder in search of "enough" may never give you the financial security you want. How to shift the limiting beliefs that might be keeping you stuck and blind to what's possible for your finances and your life. An actionable, play-by-play guide to transforming your financial situation by taking charge of your habits so you can live your best life now, not in some far-off future. Whether you seek an investment path that allows you to overcome the fear and overwhelm or are struggling just to start, the advice and wisdom in this book will help you get on track to financial freedom. Expand Your Real Estate Education Join RealWealth to learn more about real estate investing and get free access to all our educational material. Click on RealWealth.com to sign up. In addition to our Learning Center, you'll have access to our data on individual U.S. rental markets, our experienced investment counselors, and our list of curated real estate professionals. If you'd like to find out more about the mastermind that Kathy mentioned during the interview, please go to https://www.kathyfettke.com. Also, please remember to subscribe to our Real Wealth Show podcast and leave a review! Thanks for listening!

It's the 10th Anniversary of the IMN Single Family Rental Forum and my 10th year as an attendee! I've been coming to this event every year and watching how the single-family rental industry is growing. There were 2,000 people at this year's conference in Scottsdale, Arizona, including single-family investors, mom-and-pop fix-and-flippers, brokers, bankers, lenders, and dozens of speakers, including myself, who all believe that now is a good time to invest. They know that as so many people sit on the sidelines, afraid to buy in this more difficult market, that there are opportunities for people who are ready. And they are excited about what they are learning about today's real estate market. I thought I'd share some of the concerns, strategies, and forecasts that I heard while I was at the conference. – Kathy Fettke You can find out more about the IMN Single Family Rental Forum at this link. You can also find out more about how to invest in single-family rentals by joining RealWealth at realwealthshow.com. We provide educational material for investors at all levels, along with an investor portal with sample properties, experienced investment counselors who can answer questions, and a long list of real estate professionals that can help you with the business side of things. And please remember to subscribe to our podcast and leave a review! Email questions for "Ask Kathy" to: podcasts@realwealth.com - put "Ask Kathy" in the subject line. For more information on the Single-Family-Rental Fund go to: GrowDevelopments.com

The majority of single-family rentals, and they are currently about 23 million of them, are owned by small investors, mom and pops. Wall Street landlords, who still get a lot of flack, own only about 350,000 units, or 1.5% according to the National Rental Home Council. But they are looking to invest billions of dollars more. They are probably looking at the same metrics we're studying, which is the massive rental demand due to the current economy, and higher interest rates that are delaying renters from becoming home owners. This is exactly why we started our second single family rental fund, focusing on growth markets in Texas. You can find out more about that at GrowDevelopments.com. There's still time to invest by the end of the year. Today's guest is the Managing Director of Armada ETF Advisors, David Auerbach, who knows how the institutional investors think and operate. David has more than 23 years of experience in the REIT industry. He's the publisher of The Daily REITBeat Newsletters and has worked as an institutional trader at World Equity Group, Esposito Securities, and Green Street Advisors. You can find out more about real estate investing at realwealthshow.com. Hit the join for free link to become a RealWealth member. You can also find out about our single-family rental fund which focuses on growth markets in Texas, by going to growdevelopments.com. There's still time to invest by the end of the year! Also, please leave us a review and subscribe to our podcast if you haven't already done so! Thank you for listening! -- Kathy

Investors are always looking for steep discounts on cash flowing properties in high-growth markets. But what if you could also get health insurance, a college education and an EU passport as part of the investment? And while you're at it, let's throw in an annual luxury week-long vacation that's included in the purchase price! Sound too good to be true? Investors from over the world have discovered it is very true, which is why they are flocking to buy property in Portugal through the country's "Golden Visa" Program. Similar to America's "Opportunity Zone" program, Portugal is attracting investor capital by offering incentives to investors. Those incentives are increasing the country's GDP by improving run-down or underdeveloped neighborhoods -- with the promise of citizenship as a reward. And just like the Opportunity Zone program in the US, areas that receive those investor dollars have become very hip and trendy. I first heard about the program when one of my business partners, who happens to be European, told me that the Euro was on par with the dollar. He said Americans could buy European property at a discount due to the exchange rate. So you can have Plan B in Portugal. With a minimum investment of just $280,000, you will have a property that could provide up to 10% return over five years, a second passport, immediate residency, and free world-class healthcare! You can find out more about this Golden Visa opportunity for investors at www.GatewayPortugal.com. My daughter, Krista Fettke, and her boyfriend, Alec Denney, are both on the Gateway Portugal team and they join me in this interview to fill you in on the details. Krista Fettke graduated from San Diego State University with a bachelor's degree in Business Entrepreneurship. She's part of the RealWealth marketing team as our Social Media Director. She also helps with copywriting and content creation at Real Wealth, is pursuing her real estate license, and is now Director of Marketing for Gateway Portugal. Alec Denney graduated from University of California, Santa Barbara, with a degree in business and organizational communication. After college, he worked in the real estate software sector as a senior business consultant and is now working as Director of Sales for Gateway Portugal. He's also a Marine Corps veteran. Please visit our Learning Center at realwealthshow.com if you'd like to learn more about the housing market and real estate investing. You'll find hundreds of articles, webinars, and podcasts to answer your questions, and help you get started. Click on the "Join for Free" button at the top of our website for full access to all of our market data and resources. And please remember to subscribe to our podcast and leave a review! Thanks for listening. I'm Kathy Fettke and this is The Real Wealth Show.